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Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donna D. Scott to Mortgage Electronic Registration Systems, Inc. dated October 31, 2006 in the amount of $143,200.00, and recorded in Deed Book 2337, Page 572, Newton County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as trustee for Ixis Real Estate Capital Trust 2007-HE-1 Mortgage Pass Through Certificates, Series 2007-HE-1 by assignment; the undersigned, Deutsche Bank National Trust Company, as trustee for Ixis Real Estate Capital Trust 2007-HE-1 Mortgage Pass Through Certificates, Series 2007-HE-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 100 of the 10th District, Newton County, Georgia, being Lot 79, Unit Three of Ashley Meadows Subdivision, as per plat thereof recorded in Plat Book 42, Pages 145-148, Newton County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 255 Sunflower Lane, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Donna D. Scott and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank National Trust Company, as trustee for Ixis Real Estate Capital Trust 2007-HE-1 Mortgage Pass Through Certificates, Series 2007-HE-1
Attorney in Fact for
Donna D. Scott
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-19386 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34139
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Carl O Seabolt and Denise M Seabolt to Mortgage Electronic Registration Systems, Inc., dated September 23, 2002, recorded in Deed Book 1302, Page 243, Newton County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($188,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Carl O Seabolt and Denise M Seabolt or a tenant or tenants and said property is more commonly known as 4418 Highway 81 South, Covington, Georgia 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Branch Banking and Trust Company as Attorney in Fact for Carl O Seabolt and Denise M Seabolt McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 8/3/10 Our file no. 51913210-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 8 of the 10th District, Newton County, Georgia, in accordance with a plat of survey for Mary Louise Vaughn, dated April 13, 1992, by Knight Surveying Company and certified by John Elwin Knight, Georgia, R.L.S. #1945 and containing 3.26 acres in accordance with said survey that is recorded in Plat Book 26, Page 120, Newton County, Georgia records, said survey is incorporated herein and made a part hereof by reference thereto. Also: All that tract or parcel of land lying and being in Land Lot 8 of the 10th District, Newton County, Georgia, in accordance with a plat of survey for R. L. Seabolt dated April 13, 1992, by Knight Surveying Company and certified to by John Elwin Knight, Georgia Registered Land Surveyor No. 1945, and containing 3.60 acres in accordance with said survey that is recorded in Plat Book 26, Page 107, Newton County, Georgia records, said survey is incorporated herein and made a part hereof by reference thereto. Also: All that tract or parcel of land lying and being in Land Lot 8 of the 10th District, Newton County, Georgia, in accordance with a plat of survey for Carl O. Seabolt dated December 18, 1991, by John Elwin Knight, Georgia Registered Land Surveyor No. 1945, containing 3 acres, together with an access easement by prescriptive use as set forth in the aforementioned plat of survey and said survey that is recorded in Plat Book 25, Page 286, Newton County, Georgia records, said survey is incorporated herein and made a part hereof by reference thereto. MR/tlj 8/3/10 Our file no. 51913210 - FT14
Public Notice # 34289
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by William Robinson and Marjorie Robinson to Mortgage Electronic Registration Systems, Inc., dated July 31, 2007 in the amount of $138,000.00, and recorded in Deed Book 2483, Page 30, Newton County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 166, 10TH District, Newton County, Georgia, and being shown as Lot 55, Bermuda Run, Unit Two on a plat of survey of same recorded in Plat Book 33, Page 209, Public Records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

which has the property address of 265 Bermuda Run Dr, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of William Robinson and Marjorie Robinson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Nationstar Mortgage LLC
Attorney in Fact for
William Robinson and Marjorie Robinson
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12149 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34275
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Gary Castle to Mortgage Electronic Registration Systems, Inc., as Nominee for AEGIS FUNDING CORPORATION, dated April 29, 2005, recorded in Deed Book 1911, Page 272, Newton County, Georgia records, as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE ON BEHALF OF THE NOTEHOLDERS OF AEGIS ASSET BACKED SECURITIES TRUST 2005-3, MORTGAGE-BACKED NOTES by assignment recorded in Deed Book 2753, Page 455, Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND THREE HUNDRED AND NO/100 DOLLARS ($106,300.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August 2010 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 214 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 117, BLOCK F, PHASE VI OF THE FALLS AT BUTLER BRIDGE SUBDIVISION, ACCORDING TO PLAT OF SURVEY PREPARED BY MARK PATRICK, GA RLS #2791, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 42, PAGE 77, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gary Castle or a tenant or tenants and said property is more commonly known as 435 Butler Bridge Circle, Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE ON BEHALF OF THE NOTEHOLDERS OF AEGIS ASSET BACKED SECURITIES TRUST 2005-3, MORTGAGE-BACKED NOTES as Attorney in Fact for Gary Castle

Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/WJ 06/02/2010
Our File# 015151-001421
(07/07/10, 07/14/10, 07/21/10, 07/28/10)(RSVP# 252501)
Public Notice # 34153
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Titus, Jr. to Mortgage Electronic Registration Systems, Inc., as Nominee for EquiFirst Corporation, dated April 20, 2006, recorded in Deed Book 2168, Page 329, Newton County, Georgia records, as last transferred to HSBC BANK USA, N.A., AS TRUSTEE FOR THE REGISTERED HOLDERS OF NOMURA HOME EQUITY LOAN, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-HE3 by assignment recorded or to be recorded, Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND NINE HUNDRED AND 00/100 DOLLARS DOLLARS ($147,900.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August 2010 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 155 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA BEING LOT 152 OF PRINCETON WOODS SUBDIVISION, PHASE FOUR, AS PER PLAT RECORDED IN PLAT BOOK 34, PAGES 124-126, RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Titus, Jr. or a tenant or tenants and said property is more commonly known as 380 Princeton Way, Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC BANK USA, N.A., AS TRUSTEE FOR THE REGISTERED HOLDERS OF NOMURA HOME EQUITY LOAN, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-HE3 as Attorney in Fact for Anthony Titus, Jr.

Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/GP 05/12/2010
Our File# 015151-000341
(07/07/10, 07/14/10, 07/21/10, 07/28/10)(RSVP# 252511)
Public Notice # 34154
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kristopher Williams to Mortgage Electronic Registration Systems, Inc. dated November 30, 2006 in the amount of $323,700.00, and recorded in Deed Book 2336, Page 20, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 427 and 428, 16th District, Newton County, Georgia, and being shown as Lot 18, Longview Creekside, Unit One, on a plat of survey of same recorded in Plat Book 37, Pages 298-301, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.
This being the same property conveyed by Warranty Deed dated 5/3/06 and recorded 5/9/06 from Longview Creekside, LLC to JHM Homebuilders, LLC recorded at Deed Book 2182, Page 482, Newton County, Georgia records. Further being the same property conveyed by Warranty Deed dated 11/16/01 and recorded 5/6/02 from Wood South Corporation to Longview Creekside, LLC recorded at Deed Book 1215, Page 362, Newton County, Georgia records.

which has the property address of 95 Brookview Place, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kristopher Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Kristopher Williams
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-15959 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34283
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Julie Jordan to Mortgage Electronic Registration Systems, Inc. dated April 30, 2003 in the amount of $103,885.00, and recorded in Deed Book 1431, Page 406, Newton County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 72 of the 10th District, of Newton County, Georgia being Lot 125, Phase VI, of Countrywoods Subdivision, as per plat recorded in Plat Book 26, Page 61, Records of Newton County, Georgia, which plat is by reference incorporated herein and made a part hereof.

which has the property address of 180 Countryside Lane, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Julie Jordan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Julie Jordan
Anthony DeMarlo, Attorney/kandrade
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-17543 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34111
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by David Martin and Debra Martin to Mortgage Electronic Registration Systems, Inc. dated October 2, 2006 in the amount of $104,400.00, and recorded in Deed Book 2290, Page 309, Newton County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 by assignment; the undersigned, Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 3 and 30 of the 10th Land District of Newton County, Georgia being shown as Lot 213 of Mountainview Estates Subdivision, Unit Four, in accordance with that Plat of Survey recorded in Plat Book 33, Pages 43-47, Public Records of Newton County, Georgia, said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of the captioned property. Said property being known as 235 Mountain Way, Covington, Georgia 30016 according to the present system of numbering houses in Newton County, Georgia.

which has the property address of 235 Mountain Way, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of David Martin and Debra Martin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3
Attorney in Fact for
David Martin and Debra Martin
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-18845 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34205
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kyle C. Groves and Kendra Groves to New Century Mortgage Corporation dated July 26, 2006, and recorded in Deed Book 2260, Page 261, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 Asset-Backed Pass-Through Certificates, by Assignment, securing a Note in the original principal amount of $140,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 75 of the 10th District of Newton County, Georgia, being Lot 28 of Fields Creek Subdivision according to that plat of survey of same prepared by Louie D. Patrick, GA RLS #1757, dated June 5, 2001, and recorded in Plat Book 36, Pages 95-96, Clerk's Office, Newton Superior Court, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.

Said property is known as 80 Fields Creek Way, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kyle C. Groves and Kendra Groves, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kyle C. Groves and Kendra Groves, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 Asset-Backed Pass-Through Certificates as Attorney-in-Fact for Kyle C. Groves and Kendra Groves

File no. 08-001513
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BMB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34055
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Winston Elliott and Debbie Elliott to Mortgage Electronic Registration Systems, Inc. dated November 23, 2005, and recorded in Deed Book 2080, Page 128, Modified at Deed Book 2465, Page 279 Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2005-4, by Assignment, securing a Note in the original principal amount of $146,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 117 of the 10th District of Newton County, Georgia, and being more particularly described as follows:

Beginning at an iron pin set located on the Southerly side of the right of way of Lanella Park Way (50-foot right of way), said iron pin set being 233.74 feet East of the intersection of the Southerly side of the right of way of said Lanella Park Way and the Easterly side of the right of way of Christian Circle (80-foot right of way); thence running along the Southerly side of the right of way of said Lanella Park Way and following the curvature thereof an arc distance of 55.90 feet to a point (said arc being subtended by a chord having a bearing of North 72 degrees 37 minutes 27 seconds East and a chord distance of 55.75 feet); thence continuing along the Southerly side of the right of way of said Lanella Park Way and running North 65 degrees 30 minutes 25 seconds East a distance of 114.40 feet to an iron pin set; thence running South 01 degrees 08 minutes 09 seconds West a distance of 200.33 feet to an iron pin found; thence running North 86 degrees 28 minutes 46 seconds West a distance of 161.56 feet to an iron pin found; thence running North 03 degrees 35 minutes 02 seconds East a distance of 126.54 feet to an iron pin set located on the Southerly side of the right of way of said Lanella Park Way being the point of beginning.

Said property containing 0.58 acres, more or less, and being more particularly described on survey prepared for Ruby J. Mitchell, prepared by Louie D. Patrick, Georgia Registered Land Surveyor No. 1757, dated December 19, 1997.

Said property is known as 40 Lanella Parkway, Conyers, GA 30013, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Winston Elliott and Debbie Elliott, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Winston Elliot and Debbie Elliott, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2005-4 as Attorney-in-Fact for Winston Elliott and Debbie Elliott

File no. 08-001572
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BMB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
Public Notice # 34217
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jeanine Williams and Van B. Williams to Mortgage Electronic Registration Systems, Inc. dated August 26, 2006, and recorded in Deed Book 2272, Page 336, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association as Trustee by Assignment, securing a Note in the original principal amount of $275,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 227 of the 9th District, Newton County, Georgia, being Lot 498, River Walk Farm Subdivision, Unit 2, Phase 2, as per plat recorded in Plat Book 40, page 195-199, Newton County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description.

Said property is known as 80 Vireo Place, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jeanine Williams and Van B. Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jeanine Williams and Van B. Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

U.S. Bank National Association as Trustee as Attorney-in-Fact for Jeanine Williams and Van B. Williams

File no. 08-004498
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KMM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
Public Notice # 34202
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Nick Minter to Mortgage Electronic Registration Systems, Inc. dated May 31, 2006, and recorded in Deed Book 2203, Page 377, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF11, by Assignment, securing a Note in the original principal amount of $96,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 57 of the 10th District, Newton County, Georgia, being Lot 35, of Belmont Subdivision, Phase Four, as per plat thereof recorded in Plat Book 32, Page 162, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 220 Belmont Circle, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Nick Minter, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Nick Minter, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF11 as Attorney-in-Fact for Nick Minter

File no. 08-005285
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
Public Notice # 34246
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Shevonese McLeish to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for First Franklin Financial Corp., An OP. Sub. Of MLB&T Co., FSB, dated January 30, 2007, recorded February 13, 2007, in Deed Book 2382, Page 533, Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Six Thousand Eight Hundred and 00/100 dollars ($126,800.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. BANK, NATIONAL ASSOCIATION AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR BY MERGER TO LASALLE BANK N.A., AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FF2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 419 OF THE 16TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING KNOWN AS LOT 57, GUM CREEK LANDING, PHASE I, AS PER PLAT RECORDED IN PLAT BOOK 43, PAGES 87-93, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is commonly known as 45 Creek Bend Trail, Oxford, GA 30054.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Shevonese McLeish, Shevonese McLeish, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

U.S. BANK, NATIONAL ASSOCIATION AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR BY MERGER TO LASALLE BANK N.A., AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FF2
as Attorney in Fact for
SHEVONESE MCLEISH

Lender Contact: HLS, Loss Mitigation Dept., 150 Allegheny Center, Pittsburgh, PA 15212
TELEPHONE NUMBER: 800-622-5035
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. HLS-08-00700-0008
www.rubinlublin.com/property-listings.php
AD RUN DATES 07/07/2010, 07/14/2010, 07/21/2010, 07/28/2010
Public Notice # 34088
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kathy W. Lawrence to Mortgage Electronic Registration Systems, Inc. dated December 8, 2005, and recorded in Deed Book 2077, Page 277, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment, securing a Note in the original principal amount of $122,127.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 91 of the 10th District, Newton County, Georgia, being Lot 57, Unit Three of Millcrest Subdivision, as per plat thereof recorded in Plat Book 30, Pages 230-231, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 105 Creekstone Court, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kathy W. Lawrence, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kathy Lawrence, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Kathy W. Lawrence
File no. 08-007236
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34057
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Beverly A. Godfrey to Mortgage Electronic Registration Systems, Inc. dated June 6, 2003, and recorded in Deed Book 1448, Page 495, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company formerly known as Alliance Mortgage Company by Assignment, securing a Note in the original principal amount of $112,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lots 133 and 156 of the 10th District, Newton County, Georgia being Lot 82 of Greenfield Commons, Unit Two, according to Plat recorded in Plat Book 33, Pages 65-67, Newton County, Georgia, which plat is by reference incorporated herein and made a part hereof; for a more accurate and complete description, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.

Said property is known as 190 South Greenfield Circle, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Beverly A. Godfrey, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Beverly A. Godfrey, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverHome Mortgage Company formerly known as Alliance Mortgage Company as Attorney-in-Fact for Beverly A. Godfrey

File no. 08-007954
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
Public Notice # 34245
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Winston Green, Jr. and Julia E. Green to IndyMac Bank, F.S.B. dated November 13, 2003 in the amount of $376,000.00, and recorded in Deed Book 1580, Page 350, Newton County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR10, Mortgage Pass-Through Certificates, Series 2004-AR10 under the Pooling and Servicing Agreement dated September 1, 2004 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR10, Mortgage Pass-Through Certificates, Series 2004-AR10 under the Pooling and Servicing Agreement dated September 1, 2004 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 403 of the 16th District, Newton County, Georgia, being Lot 22, Highlands Forest, as per plat recorded in Plat Book 34, Page 163, Newton County, Georgia Records, said plat being incorporated herein and made reference hereto.

which has the property address of 105 Highlands Forest Lane, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Winston Green, Jr. and Julia E. Green and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR10, Mortgage Pass-Through Certificates, Series 2004-AR10 under the Pooling and Servicing Agreement dated September 1, 2004
Attorney in Fact for
Winston Green, Jr. and Julia E. Green
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-26792 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34265
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joyce Trice to Invest America Mortgage Corporation, a Georgia Corproration dated June 13, 2001 in the amount of $108,462.00, and recorded in Deed Book 1066, Page 569, Newton County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 72 of the 10th District of Newton County, Georgia, and being shown as Lot 13 of Country Woods Subdivision, Phase Two, as per plat recorded in plat recorded in plat recorded in Plat Book 23, Page 79 Newton County, Georgia records, which plat is incorporated herein and made a part here of by reference for a more complete and particular description.

which has the property address of 350 Cowan Road, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joyce Trice and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC
Attorney in Fact for
Joyce Trice
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-28765 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34027
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lorraine Rhoden-Calliste to Mortgage Electronic Registration Systems, Inc. dated November 26, 2003 in the amount of $292,500.00, and recorded in Deed Book 1574, Page 177, Newton County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 411 of the Sixteenth District of Newton County, Georgia, being Lot 14, Highlands Meadow, as per plat recorded in Plat Book 30, Page 294, Newton County Records. Reference to said plat is hereby made for a more complete description of the property herein described. Said property is improved property known as Lot 14, Whipporwill Drive, according to the present system of numbering property in Newton County, Georgia.

which has the property address of 160 Whipporwill Dr, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lorraine Rhoden-Calliste and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Lorraine Rhoden-Calliste
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-30064 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34247
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Felicia M. Thomas to Mortgage Electronic Registration Systems, Inc. dated August 1, 2003, and recorded in Deed Book 1503, Page 178, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wachovia Bank, NA
by Assignment, securing a Note in the original principal amount of $106,700.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 91 of the 9th District of Newton County, Georgia and being Lot 2 shown as 1.27 acres according to a plat for Donald Dueitt by Mark Patrick, Georgia RLS# 2791, dated April 16, 2002, which plat is recorded at Plat Book 37, Page 283, Newton County, Georgia Records, which plat is incorporated herein by reference thereto for a more accurate and complete description.

Said property is known as 172 Rocky Point Road, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Felicia M. Thomas, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Felicia M. Thomas, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wachovia Bank, NA as Attorney-in-Fact for Felicia M. Thomas

File no. 09-009990
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
Public Notice # 34078
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTONNOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Carlos D. Jackson to HomeBanc Mortgage Corporation dated May 27, 2003, and recorded in Deed Book 1445, Page 119, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company fka Alliance Mortgage Company by Assignment, securing a Note in the original principal amount of $98,450.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land, with house and all other improvements located thereon, lying and being in Land Lot 90 of the 10th District of Newton County, Georgia, being Lot 131 of Country Woods East, Phase Eight as shown on plat of Country Woods East-Phase Eight as same is recorded in Plat Book 26, Page 95, Newton County Records. The description of said property as contained on said plat is hereby incorporated herein and made an essential part hereof by reference.

Said property is known as 525 E Country Woods Drive, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Carlos D. Jackson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carlos D. Jackson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverHome Mortgage Company fka Alliance Mortgage Company as Attorney-in-Fact for Carlos D. Jackson

File no. 09-012354
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34263
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Marquetta D. Griggs to Mortgage Electronic Registration Systems, Inc. dated November 30, 2007, and recorded in Deed Book 2552, Page 135, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servcing, LP by Assignment, securing a Note in the original principal amount of $126,908.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL that tract or parcel of land lying and being in Land Lot 155, 10th District, Newton County, Georgia, and being known as Lot 89 of Princeton Woods Subdivision, Phase Three, as per plat recorded in Plat Book 32, Pages 158-160, Newton County Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Said property is known as 75 Princeton Way, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Marquetta D. Griggs, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Marquetta D. Griggs, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servcing, LP as Attorney-in-Fact for Marquetta D. Griggs

File no. 09-014544
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CC
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34341
8/4, 11, 18, 25

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gloria Day and Jimmy Day to Mortgage Electronic Registration Systems, Inc. dated October 1, 2007 in the amount of $149,150.00, and recorded in Deed Book 2516, Page 35, Newton County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 419 of the 16th District of Newton County, Georgia, and being Lot 29, Gum Creek Landing, Phase II, as per plat recorded at Plat Book 44, Pages 65-68, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Tax ID#: 0038A 029

By Fee Simple Deed from Paradigm Construction Company as set forth in Deed Book 2262, Page 232 and recorded on 8/22/2006, Newton County Records.

The Source Deed as stated above is the last record of vesting filed for this property, there have been no vesting since the date of the above referenced source.

which has the property address of 180 Marbrook Trace, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gloria Day and Jimmy Day and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Gloria Day and Jimmy Day
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08099 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34311
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Allison Middlebrooks and Christopher L. Middlebrooks to HomeBanc Mortgage Corporation dated December 22, 2006 in the amount of $187,000.00, and recorded in Deed Book 2352, Page 556, Newton County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 151, 1st District, Newton County, Georgia being Lot 25, Block B, Section I, in Country Walk Subdivision, as per plat recorded in Plat Book 24, Page 34, Newton County, Georgia, which plat is by reference incorporated herein and made a part hereof.

which has the property address of 65 Puppy Chase, Social Circle, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Allison Middlebrooks and Christopher L. Middlebrooks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.
Attorney in Fact for
Allison Middlebrooks and Christopher L. Middlebrooks
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23122 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34151
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Brenda Brooks and Daniel C Brooks to Mortgage Electronice Registration Systems, Inc. dated January 19, 2007 in the amount of $236,250.00, and recorded in Deed Book 2387, Page 389, Newton County, Georgia Records; as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

Parcel 0057-098

A certain tract or parcel of land in Newton County, in the State of Georgia, described as follows:

All that tract or parcel of land lying and being in Land Lot 109 of the 9th District, Newton County, Georgia, being Lot 109, Phase One, Unit Two of Northwood Subdivision, as per plat thereof recorded in Plat Book 34, Pages 81-83, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Subject to all easements and restrictions of record.

which has the property address of 15 Northwood Oak Court, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Daniel C Brooks and Brenda G Brooks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank, FSB
Attorney in Fact for
Brenda Brooks and Daniel C Brooks
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23637 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34182
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Larry Paul Maynard and Lynn K Maynard to First National Bank of Gainsville d/b/a The Mortgage Source, dated January 10, 1992, recorded in Deed Book 417, Page 191, Newton County, Georgia Records, as last transferred to Bank of America, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SIX THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($76,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Larry Paul Maynard and Lynn K Maynard or a tenant or tenants and said property is more commonly known as 130 Fox Meadow Drive, Covington, Georgia 30208.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Larry Paul Maynard and Lynn K Maynard McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ste 8/3/10 Our file no. 51815910-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 123 of the 10th Land District of Newton County, Georgia, and being known as Lot 36, Block B, of Fox Meadow Subdivision, according to the plat recorded in Plat Book 21, Page 143, Newton County, Georgia records, which plat is incorporated herein by reference for a more detailed description of said property. MR/ste 8/3/10 Our file no. 51815910 - FT10
Public Notice # 34019
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Millicent Williams to Mortgage Electronic Registration Systems, Inc. as nominee for Bayrock Mortgage Corporation, dated April 9, 2007, recorded in Deed Book 2417, Page 595, Newton County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment recorded in Deed Book 2764, Page 92, Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED EIGHTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($489,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lot 424 of the 16th District of Newton County, Georgia, being Lot 47 of Longview Creekside Subdivision, Phase Two, as per plat recorded in Plat Book 42, Pages 170-178 (more particularly described on Page 171), Newton County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Aurora Loan Services LLC can be contacted at 866-521-3828 or by writing to 2617 College Park Drive, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Millicent Williams and Karen Anderson or a tenant or tenants and said property is more commonly known as 175 Brookview Place, Oxford, Georgia 30054.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Aurora Loan Services, LLC as Attorney in Fact for Millicent Williams Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cw5 8/3/10 Our file no. 11270408-FT8
Public Notice # 34062
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Bianca Madison Owens to Long Beach Mortgage Company, dated March 25, 2005, recorded in Deed Book 1891, Page 461, Newton County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-WL1 by assignment recorded in Deed Book 2612, Page 122, Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND FOUR HUNDRED THIRTY-TWO AND 0/100 DOLLARS ($133,432.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:All that tract or parcel of land lying and being in Land Lot 154 of the 10th District, Newton County, Georgia, being Lot 12, Block E of Saddlebrook Subdivision, Phase 2, Unit 1, as per plat recorded in Plat Book 40, Page 215 et seq., Newton County Records, said plat by this reference being incorporated herein and made a part hereof for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lomil B. Truitt or a tenant or tenants and said property is more commonly known as 120 Champions Ln, Covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-WL1 as Attorney in Fact for Bianca Madison Owens Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 8/3/10 Our file no. 1127807-FT8
Public Notice # 34118
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Karen Williams to Mortgage Electronic Registration Systems, Inc., dated May 17, 2002, recorded in Deed Book 1225, Page 401, Newton County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND TWO HUNDRED TWENTY-ONE AND 0/100 DOLLARS ($133,221.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Karen Williams or a tenant or tenants and said property is more commonly known as 215 Dairyland Drive, Covington, Georgia 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Karen Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/abw 8/3/10 Our file no. 52984709-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 119, of the 10th District, Newton County, Georgia, and being Lot 695, Block F, The Silos of Ellington Subdivision, as per plat recorded in Plat 36, Pages 190-203, Newton County, Georgia Records, which plat is hereby incorporated herein by reference. MR/abw 8/3/10 Our file no. 52984709 - FT11
Public Notice # 34128
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Geral L Pankey, Jr. to UNICOR MORTGAGE, INC., dated September 24, 1998, recorded in Deed Book 763, Page 560, Newton County, Georgia Records, as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, N.A., as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-2, Asset Backed Certificates, Series 2006-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SIXTY-FOUR THOUSAND FIFTY AND 0/100 DOLLARS ($64,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Geral L Pankey, Jr. or a tenant or tenants and said property is more commonly known as 90 Fincher Rd, Covington, Georgia 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, N.A., as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-2, Asset Backed Certificates, Series 2006-2 as Attorney in Fact for Geral L Pankey, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 8/3/10 Our file no. 51810410-FT1

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 128 of the 9th District, Newton County, Georgia, being shown as Lot 3, Fincher Farms, Unit One, Newton County, Georgia, on a plat of survey prepared by Patrick & Associates, Inc., and certified to by Louis D. Patrick R.L.S. No. 1757, dated December 28, 1987, and recorded in Plat Book 22, Page 108, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description. MR/nll 8/3/10 Our file no. 51810410 - FT1
Public Notice # 34124
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Adriane R. Williams to Chase Manhattan Bank USA, N.A., dated November 23, 2004, recorded in Deed Book 1800, Page 98, Newton County, Georgia Records, as last transferred to JPMorgan Chase Bank, N.A. by assignment recorded in Deed Book 2749, Page 573, Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FOUR THOUSAND AND 0/100 DOLLARS ($154,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:All that parcel of land in Newton County, State of Georgia, as more fully described in Deed Book 655, Page 115, ID# 0013832, being known and designated as metes and bounds property. All that tract or parcel of lady lying and being in Land Lots 24 and 41 10th District, Newton County Georgia and being shown on that Plat of survey prepared for Adriane Renee Williams by East Metro Surveyors and Engineers Inc., and verified to by THomas McKay Britt, GA.R.L.S. dated March 27, 1997, which Plat is by reference thereto incorporated herein and made a part hereof and being more particularly described as follows, Beginning at an iron pin found on the Northwesterly right of way line of Bethany Road 1,676.79 feet Southwesterly as measured along the Northwesterly right of way line of Bethany Road from the intersection of the Northwesterly right of way line of Bethany Road with the westerly right of way line of Usher Road, thence North 03 Degrees 17 Minutes 21 Seconds East 397.27 feet to an iron pin set; thence North 69 Degrees 24 Minutes 30 Seconds East 180.00 feet to an iron pin found; thence North 03 Degrees 17 Minutes 21 Seconds East 561.98 feet to an iron pin found: thence North 78 Degrees 17 Minutes 41 Seconds West 405.77 feet to an iron pin found: thence South 03 Degrees 23 Minutes 45 Seconds West 814.15 feet to an iron pin found:thence North 67 Degrees 57 Minutes 54 Seconds West 402.23 feet to an iron pin found on the Northwesterly right of way line of Bethany Road: thence in a Northeasterly direction along the Northwesterly right of way line of Bethany Road 81.45 feet to an iron pin marking the point beginning and said tract containing 6.977 acres. By Fee simple deed from chase Manhattan Bank USA, N.A., f/k/a Chemical Bank N.A. as Ser forth in Deed Book 655, Page 115 Dated 04/04/1997 and recorded 04/25/1997, Newton County Records, State of Georgia The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Chase Manhattan Mortgage Corporation can be contacted at 877-838-1882x52195 or by writing to 10790 Rancho Bernardo Road, San Diego, CA 92127, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Adriane R. Williams and Adriane Renee Williams or a tenant or tenants and said property is more commonly known as 470 Bethany Rd, Covington, Georgia 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, N.A. as Attorney in Fact for Adriane R. Williams Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/lnu 8/3/10 Our file no. 1533309-FT3
Public Notice # 34167
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Martin P. Lopez and Ruth Lopez to IndyMac Bank, FSB, dated October 28, 2005, recorded in Deed Book 2045, Page 92, Newton County, Georgia Records, as last transferred to INDYMAC VENTURE, LLC, a Delaware limited liability company by assignment recorded in Deed Book 2777, Page 131, Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIX THOUSAND AND 0/100 DOLLARS ($406,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: T.D. Service Company, 1820 East First Street, Suite 210, Santa Ana, CA 92705, 714-543-8372.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Martin P. Lopez and Ruth Lopez or a tenant or tenants and said property is more commonly known as 20 Pee Jay Drive, Oxford, Georgia 30054.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. INDYMAC VENTURE, LLC, a Delaware limited liability company as Attorney in Fact for Martin P. Lopez and Ruth Lopez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/eja 8/3/10 Our file no. 5442209-FT17

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 406, of the 16th District, Newton County, State of Georgia, being Lot 13 of the proposed Lojohnville Estates Subdivision, and being more fully described as follows: To find the true point of beginning, begin at the intersection of the east side of Cook Road with the south side of Bald Rock Road, thence, easterly along the south side of Bald Rock Road a distance of 2,627.15 feet to an iron pin property corner, Thence leaving Bald Rock Road, S 10 degrees 13 minutes 25 seconds W, a distance of 541.09 feet to an iron pin property corner, thence S 40 degrees 50 minutes 37 seconds E, a distance of 19.36 feet to the western side of Pea Jay Drive, the true point of beginning, thence, from the true point of beginning along the western side of Pea Jay Drive, S 35 degrees 13 minutes 25 seconds W, a distance of 129.21 feet to a point of curve, thence, along a curve, 103.51 feet subtended by a chord distance of 102.61 feet and a bearing of S 22 degrees 04 minutes 53 seconds W, to a point at the common corner between Lot No. 16 and Lot No. 17, thence, leaving Pea Jay Drive, N 88 degrees 04 minutes 27 seconds W, a distance of 236.69 feet to a point, thence, N 01 degrees 55 minutes 33 seconds, E, a distance of 225.00 feet to an iron pin property corner, thence, S 86 degrees 57 minutes 01 second E, a distance of 329.90 feet to an iron pin property corner, thence, S 40 degrees 50 minutes 37 seconds E, a distance of 19.36 feet, to the true point of beginning, and containing 1.45 acres. MR/eja 8/3/10 Our file no. 5442209 - FT17
Public Notice # 34190
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Thomas and Aungelia Norfleet to Long Beach Mortgage Company, dated October 20, 2005, recorded in Deed Book 2056, Page 176, Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SEVEN THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($187,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lot 227 of the 9th District, Newton County, Georgia, being Lot 113, Phase I, Unit I of River Walk Farm Subdivision, as per plat thereof recorded in Plat Book 38, Page 249-256, Newton County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Thomas and Aungelia Norfleet or a tenant or tenants and said property is more commonly known as 45 Wellstone Pl, Covington, Georgia 30014.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual Bank, FA as successor in interest to Long Beach Mortgage Company from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) as Attorney in Fact for Terry Thomas and Aungelia Norfleet Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 8/3/10 Our file no. 1724709-FT8
Public Notice # 34223
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Olukayode Ogunmola to Bank of America, N.A., dated July 26, 2002, recorded in Deed Book 1264, Page 290, Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND SIX HUNDRED FIFTY-ONE AND 0/100 DOLLARS ($149,651.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:All that tract or parcel of land lying and being in Land Lot 125 of the 10th District of Newton County, Georgia, and being Lot 227, Trelawney Subdivision, Unit Two, as per plat recorded in Plat Book 34, Page 193-195, of Newton County, Georgia records, which plat is incorporated herein by reference thereto for a more accurate and complete description. Tax id number for parcel: 0027D-077 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Olukayode Ogunmola or a tenant or tenants and said property is more commonly known as 85 Trelawney Circle, Covington, Georgia 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Olukayode Ogunmola Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kns 8/3/10 Our file no. 11284808-FT19
Public Notice # 34227
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Alphonso Black, Jr. to Countrywide Bank, FSB, dated July 30, 2007, recorded in Deed Book 2583, Page 472, Newton County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP. by assignment to be recorded in the Office of the Clerk of Superior Court of Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($132,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Alphonso Black, Jr. or a tenant or tenants and said property is more commonly known as 335 Lamar Ln, Covington, Georgia 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP.

as Attorney in Fact for
Alphonso Black, Jr.

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cam 8/3/10
Our file no. 51833010-FT10

EXHIBIT “A”

Situated in the County of Newton and State of Georgia:

All that tract or parcel of land lying and being in Land Lots 5, 6, 27 and 28 of the 10th Land District of Newton County, Georgia, and being Lot 121 of County Roads Subdivision, Phase Two, as shown on plat of survey prepared by Patrick and associates, Inc., certified by Louie D. Patrick, Georgia Registered Land Surveyor Number 1757, said plat being dated December 7, 2005 and recorded at Plat Book 44, Pages 134-139, Newton County, Georgia Deed records, which plat is incorporated herein by reference and made a part hereof.

Permanent Parcel Number: 0030B 121
Alphonso Black Jr.

335 Lamar Lane, Covington Ga 30016
Loan Reference Number : 4938541/177513052
First American Order No: 12731241
Identifier : First American Lenders Advantage
MR/cam 8/3/10
Our file no. 51833010 - FT10
Public Notice # 34337
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Teresa G Duncan and Arthur P Duncan to Mortgage Electronic Registration Systems, Inc., dated September 25, 2006, recorded in Deed Book 2288, Page 475, Newton County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP. by assignment to be recorded in the Office of the Clerk of Superior Court of Newton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Teresa G Duncan and Arthur P Duncan or a tenant or tenants and said property is more commonly known as 1941 Campbell Road, Covington, Georgia 30014.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP. as Attorney in Fact for Teresa G Duncan and Arthur P Duncan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 8/3/10 Our file no. 51890610-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Brewers District, Newton County, Georgia containing 1.50 acres, more or less, and being more particularly described as follows: Beginning at a point known as the southeast corner of Lot #29 of the Frank D. Ballard Subdivision, Brewers District, Newton County, Georgia; Thence due west a distance of 1,115 feet, more or less, to a cove and the Georgia Power Water Right of Way; Thence in a northerly direction along the cove and Georgia Power Water right of way a distance of 190 feet, more or less, to the south side of a 10 foot access road a distance of 37 feet, more or less, to the southwest corner of property now or formerly belonging to B.L. Johnson; Thence in an easterly direction along the south side of a 10 foot access road a distance of 1,030 feet more or less, to an iron pin corner and the point of beginning. Also included in this deed is that property east of property now or formerly belonging to Cloud Abernathy and considered the eastern part of Lot 29, Frank D. Ballard Subdivision. Less and Except; All that tract or parcel, containing 1.54 acres, more or less, being more particularly described as follows: To find the point of beginning commence at the southwestern most corner of the hereinabove described property at a 4"metal post (point a); thence in a northerly direction along the shoreline of Jackson Lake approximately 185.00 feet, more or less, toa point (point B); the aforesaid point A and Point B being connected by a traverse line commencing at a Point A, and terminating at Point B as follows: North 31 degrees 18 minutes 04 seconds east 170.50 feet: thence south 75 degrees 30 minutes 44 seconds east 77.73 feet; thence along the arc of a curve to the left 77.38 feet; thence south 88 degrees 07 minutes 53 seconds east 76.65 feet; thence along the arc of a curve to the left 53.44 feet, said curve having a chord bearing and distance of North 85 degrees 31 minutes 15 seconds East 53.33 feet; thence north 80 degrees 06 minutes 39 seconds east 232.54 feet to an iron pin set; thence south 1 degrees 10 minutes 28 seconds East 145.09 feet to an iron pin set; thence south 88 degrees 49 minutes 32 seconds west 312.23 feet to an iron pin found; thence south 88 degrees 56 minutes 19 seconds west 290.15 feet to an iron pin found and the POINT OF BEGINNING. Said tract containing 1.54 acres, more or less, and being more particularly described on a plat of survey for Jackie O. Miller by Louie U. Patrick, Ga R.L.S No. 1757, dated April 8, 2005, reference to which survey is made for a more complete and adequate description of the hereinabove described property. The tract conveyed hereby being shown and indicated as Tract One on a plat of survey for Jackie O. Miller prepared by Louie D. Patrick, Ga RLS NO. 1757, dated April 8, 2005, reference to which survey is made for a more complete description of the property herein conveyed. MR/cam 8/3/10 Our file no. 51890610 - FT10
Public Notice # 34333
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Albert Bell to Homeowners Mortgage of America, Inc. dated February 28, 2001, and recorded in Deed Book 1020, Page 32, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $96,239.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 170 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 3, BLOCK F, SALEM VILLAGE SUBDIVISION, SECTION II, AS PER PLAT RECORDED IN PLAT BOOK 11, PAGE 16, NEWTON COUNTY. GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 169 OF THE 10 LAND DISTRICT AND THE 641 GEORGIA HILITIA DISTRICT OF NEWTON COUNTY, GEORGIA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT A POINT 24.570 FEET RIGHT OF AND OPPOSITE STATION 61ï57.042 ON THE CONSTRUCTION CENTERLINE OF INTERSECTION IMPROVEMENTS SR 162 AND KIRKLAND ROAD ON GEORGIA HIGHWAY PROJECT NO. STP0922(7) FROM THE POINT OF BEGINNING. THENCE S 87 degrees 19'22"E FOR 110.002 FEET TO A POINT ON THE BOUNDARY. THENCE S 00 degrees 17'38"W FOR 6.613 FEET TO THE BEGINNING OF A CURVE. SAID CURVE HAVING CENTRAL ANGLE 003 degrees 44'24", RADIUS 542.950 FEET, CHORD BEARING N 85 degrees 26'31" W, AND CHORD DISTANCE 35.436 FEET. ALONG SAID CURVE FOR AN ARC DISTANCE OF 35.442 FEET TO THE END OF THE CURVE. THENCE N 87 degrees 18'43"W FOR 75.093 FEET TO A POINT ON THE BOUNDARY. THENCE N 05 degrees 07'46"E FOR 5.435 FEET TO THE POINT OF BEGINNING, CONTAINING 0.014 ACRES

Said property is known as 1895 Old Concord Drive SE, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Albert Bell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Albert Bell, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Albert Bell
File no. 10-000813
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34248
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Phillip Henry Smith to Mortgage Electronic Registration Systems, Inc. dated November 15, 2006, and recorded in Deed Book 2326, Page 293, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment, securing a Note in the original principal amount of $148,494.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 155 of the 10th District of Newton County, Georgia, being Lot 93, Princeton Woods, Phase Three, as per plat recorded in Plat Book 32, page 158, Newton County Records. Reference to said plat is hereby made for a complete description of the property herein described.

Said property is known as 50 Tufts Circle, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Phillip Henry Smith, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Phillip Henry Smith, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Phillip Henry Smith

File no. 10-001871
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34098
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Aisha Scott to Argent Mortgage Company, LLC. dated September 9, 2004, and recorded in Deed Book 1756, Page 184, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank, National Association as Trustee, successor-in-interest to Wachovia Bank, N.A. Pooling and Servicing Agreement dated as of November 1, 2004. Asset-Backed Pass-Through Certificates Series 2004-WWF1, by Assignment, securing a Note in the original principal amount of $252,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 240, 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 33, THE LINKS AT COVINGTON SUBDIVISION, UNIT TWO-B, AS PER PLAT RECORDED IN PLAT BOOK 36, PAGES 241-246, NEWTON COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

Said property is known as 8126 Woodland Court SE, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Aisha Scott, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Aisha Scott, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank, National Association as Trustee, successor-in-interest to Wachovia Bank, N.A. Pooling and Servicing Agreement dated as of November 1, 2004. Asset-Backed Pass-Through Certificates Series 2004-WWF1 as Attorney-in-Fact for Aisha Scott

File no. 10-002124
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34150
7/7, 14, 21, 28

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NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS, on June 30, 2004, a certain Security Deed was executed by Joe S. Burgess, Sr. as grantor in favor Safeway Mortgage, Inc. as grantee and was recorded on July 22, 2004, in Book 1718, Page 384 in the Office of the Clerk of Superior Court, Newton County, Georgia; and

WHEREAS, the Security Deed was insured by the United State Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and;

WHEREAS, the Security Deed is now owned by the Secretary, pursuant to an assignment recorded on August 30, 2007 in Book 2497, Page 182, in the Office of the Clerk of Superior Court, Newton County, Georgia; and

WHEREAS, a default has been made in the covenants and conditions of the Mortgage in that the payment due on September 7, 2008 was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and

WHEREAS, the entire amount delinquent as of July 31, 2010 is $178,448.38 plus fees and costs; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Security Deed to by immediately due and payable;

NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on August 3, 2010 at 10:20 a.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

ALL THAT TRACT OR PARCEL OP LAND LYING AND BEING IN LAND LOT 186 OF THE 10TH DISTRICT OF NEWTON COUNTY, GEORGIA, BEING LOT 267, CAMERONS LANDING SUBDIVISION, UNIT FIVE, AS PER PLAT RECORDED IN PLAT BOOK 33, PAGES 174475, NEWTON COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION.

Commonly known as: 55 Landing Lane, Covington, GA 30016

The sale will be held at the Newton County Courthouse. The Secretary of Housing and Urban Development will bid $178,500.77 plus fees & costs.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling $17,850.07 in the form of a certified check or cashier’s check made out to the Secretary of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of $17,850.07 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure.

The Commissioner may, at the direction of the HUD Field Office representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgage or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser (s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed.

The amount that must be paid if the Mortgage is to be reinstated prior to the scheduled sale is $178,448.38 plus fees and costs as of July 31, 2010 plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.
Shapiro & Swertfeger
____________________ Date: July 2010 L.Jack Swertfeger, Jr. FORECLOSURE COMMISSIONER
2872 Woodcock Boulevard
Suite 100
Atlanta, GA 30341 770.220.2535
Public Notice # 34353
7/14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles B. Mask and Ted R. Cleary to Mortgage Electronic Registration Systems, Inc. dated March 31, 2004, and recorded in Deed Book 1753, Page 11, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for HOMESTAR 2004-2, by Assignment, securing a Note in the original principal amount of $96,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT PROPERTY DESCRIBED IN DB 60, PAGE 147 AS FOLLOWS:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN BREWER'S DISTRICT, NEWTON COUNTY, GEORGIA CONTAINING TWO AND ONE HALF ACRES, MORE OR LESS, AND DESCRIBED AS FOLLOWS:
BEGINNING AT THE NORTHWEST CORNER OF PROPERTY OF HUGHLON JONES, THENCE RUNNING IN THE SOUTHWESTERLY DIRECTION ALONG SOUTH SIDE OF HIGHWAY 36 (230) FEET TO A CORNER, THENCE SOUTH A DISTANCE OF (600) FEET MORE OR LESS TO OLD JACKSON HIGHWAY, THENCE RUNNING ALONG THE NORTH SIDE OF OLD JACKSON HIGHWAY (210) FEET TO THE PROPERTY OF HUGHLON JONES, THENCE NORTH ALONG THE WEST SIDE OF HUGHLON JONES PROPERTY A DISTANCE OF (600) FEET MORE LESS TO HIGHWAY 36 AND THE BEGINNING POINT. SAID PROPERTY BOUNDED AS FOLLOWS:
NORTH BY HIGHWAY NUMBER 36, WEST BY PROPERTY OF HOWARD E. PICKETT, SOUTH BY OLD JACKSON HIGHWAY, EAST BY PROPERTY OF HUGHLON JONES.

LESS ALL THAT PROPERTY DESCRIBED IN DB 72, PAGE 699 AS FOLLOWS:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN BREWER'S DISTRICT, NEWTON COUNTY, GEORGIA, AND DESCRIBED AS FOLLOWS:
BEGINNING AT A POINT ON THE NORTH SIDE OF THE RIGHT OF WAY OF OLD JACKSON HIGHWAY AT A COMMON CORNER WITH LAND OF HULON JONES; THENCE WEST ALONG SAID OLD JACKSON HIGHWAY RIGHT OF WAY A DISTANCE OF 210 FEET TO A CORNER; THENCE NORTH ALONG PROPERTY OF THE STEWART BAPTIST CHURCH PASTORIUM A DISTANCE OF 150 FEET TO A CORNER; THENCE EAST A DISTANCE OF 210 FEET TO LINE OF HULON JONES; THENCE SOUTH ALONG LINE OF HULON JONES A DISTANCE OF 150 FT. TO THE POINT OF BEGINNING. SAID TRACT BOUNDED ON THE NORTH BY LAND OF CHARLIE B. MASK; EAST BY LAND OF HULON JONES; SOUTH BY RIGHT OF WAY OF OLD JACKSON HIGHWAY; AND WEST BY LAND OF THE STEWART BAPTIST CHURCH PASTORIUM.
THIS BEING THE SOUTHERN PORTION OF THE LAND CONVEYED BY ERVIN F. AND GLORIA JEAN FULLER TO CHARLIE B. MASK BY DEED DATED NOV. 28TH, 1964,

Said property is known as 16023 Highway 36, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Charles B. Mask and Ted R. Cleary, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles B. Mask and Ted R. Cleary, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, National Association as Trustee for HOMESTAR 2004-2 as Attorney-in-Fact for Charles B. Mask and Ted R. Cleary

File no. 10-003047
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34228 7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Bruce Smith to Regions Bank DBA Regions Mortgage dated April 17, 2007, and recorded in Deed Book 2422, Page 356, Newton County Records, securing a Note in the original principal amount of $86,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 308 of the 9th Land District, Newton County, Georgia, being Lot 3B of Essex Village Subdivision as shown on Survey for Eddie G. Glover and Lucile K. Glover by Richard E. Nutt, RLSL #1797, dated July 12, 1979, and recorded in Plat Book 15, Page 128, Clerk's Office, Newton Superior Court, which plat is incorporated herein by reference thereto for a more complete description, and being more particularly described as follows: TO ARRIVE AT THE TRUE POINT OF BEGINNING, begin at an iron pin on the Northwesterly right of way of Airport Road, said iron pin being 118.1 feet, as measured in a Northeasterly direction along the Northwesterly right of way of Airport Road from its intersection with the Northeasterly right of way of Windsor Way; thence from said iron pin found, which is the TRUE POINT OF BEGINNING, running North 46 degrees, 44 minutes West 210.7 feet to an iron pin; thence North 56 degrees, 19 minutes East 130.8 feet to an Iron pin; thence South 39 degrees, 30 minutes East 193.4 feet to an iron pin on the Northwesterly right of way of Airport Road; thence in a Southwesterly direction along the Northwesterly right of way of Airport Road 103.5 feet to an iron pin found, which iron pin found Is the TRUE POINT OF BEGINNING.
This being the same property conveyed by Warranty Deed to Eddie G. Glover and Lucile K. Glover by Warranty Deed recorded in 1979 at Deed Book 180, Page 815, Newton County, Georgia records.

Said property is known as 689 Airport Road, Oxford, GA 30054, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Bruce Smith, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Bruce Smith AKA Bruce Edward Smith, Jr. and Shakita S. Smith, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Bruce Smith; his successors in title being Bruce Smith AKA Bruce Edward Smith, Jr. and Shakita S. Smith

File no. 10-003434
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34224
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Scott Seiko Bransfield and Barbara Joanne Bransfield f/k/a Barbara J. Irizarry to Homeowners Mortgage of America, Inc., A Georgia Corporation dated May 21, 2001, and recorded in Deed Book 1058, Page 251, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $65,676.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 196, 10TH DISTRICT OF NEWTON COUNTY, GEORGIA, CONTAINING 0.634 ACRES, AS SHOWN ON SURVEY FOR BARBARA J. IRIZARRY DATED 3/18/97 PREPARED BY JOHN A. STARK, GA. RLS NO. 2026, AS RECORDED IN PLAT BOOK 30, PAGE 195, NEWTON COUNTY RECORDS, THE SAME BEING INCORPORATED HEREIN AND MADE A PART HEREOF.

Said property is known as 48 East Dollar Circle, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Scott Seiko Bransfield and Barbara Joanne Bransfield f/k/a Barbara J. Irizarry, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Scott S. Bransfield and Barbara J. Bransfield, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Scott Seiko Bransfield and Barbara Joanne Bransfield f/k/a Barbara J. Irizarry

File no. 10-005621
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34029
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by George H. Gruber to Mortgage Electronic Registration Systems, Inc. dated July 30, 2004, and recorded in Deed Book 1728, Page 271, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment, securing a Note in the original principal amount of $108,097.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 3 of the 10th District of Newton County, Georgia, Georgia, being Lot 174 of MOUNTAINVIEW ESTATES Subdivision, Unit Three, as per plat recorded in Plat Book 32, Pages 110-113, Newton County, Georgia records, which plat is incorporated herein and made a part hereof by reference for a more complete and particular description.

Said property is known as 540 Mountainview Drive, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of George H. Gruber, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of George H. Gruber, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for George H. Gruber

File no. 10-005745
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
Public Notice # 34032
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Makeba LaToya Britten to Mortgage Electronic Registration Systems, Inc. dated July 17, 2007, and recorded in Deed Book 2483, Page 489, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $184,990.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 119 OF THE 10TH DISTRICT OF NEWTON COUNTY, GEORGIA, AND BEING LOT 759, THE LEGENDS OF ELLINGTON, AS PER PLAT RECORDED OF SAME FILED FOR RECORD AT PLAT BOOK 42, PAGES 80-95, NEWTON COUNTY, GEORGIA RECORDS, THE DESCRIPTION OF SAID LOT AS SHOWN ON SAID PLAT IS BY THIS REFERENCE, SPECIFICALLY INCORPORATED HEREIN.

Said property is known as 35 Butterfly Way, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Makeba LaToya Britten, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Makeba LaToya Britten, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Makeba LaToya Britten

File no. 10-005750
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.[FC-NOS]

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34054
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Vivian E. Nolley to Mortgage Electronic Registration Systems, Inc. dated April 18, 2005, and recorded in Deed Book 1895, Page 399, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment, securing a Note in the original principal amount of $123,920.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land, with house and all other improvements located thereon, lying and being in Land Lot 101 of the 10th District of Newton County, Georgia, being Lot 39 of Claremont Subdivision, Phase II as shown on plat of Claremont-Phase II as same is recorded in Plat Book 34, Pages 77-79, Newton County Records. The description of said property as contained on said plat is hereby incorporated herein and made an essential part hereof by reference.

Said property is known as 40 Serena Court, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Vivian E. Nolley, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Vivian E. Nolley, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Vivian E. Nolley

File no. 10-005876
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34053
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Arlene Richards to Mortgage Electronic Registration Systems, Inc. dated October 31, 2005, and recorded in Deed Book 2056, Page 313, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for OMAC 2005-5, by Assignment, securing a Note in the original principal amount of $127,100.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land, situate, lying and being in Land Lots 164 and 168,10th District, Newton County, Georgia, and being Lot 14 of Lakewood Estates, Phase 3, as per plat of this subdivision entitled, "Final Subdivision Plat for Lakewood Estates, Phase 3," dated March 22, 2004, by Clark Design Group, P.C., recorded in Plat Book 41, Page 64, in the Office of the Clerk of Superior Court of Newton County, Georgia, said plat being made a part hereof by reference.

Said property is known as 25 Waters Court, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Arlene Richards, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Arlene Richards, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, National Association as Trustee for OMAC 2005-5 as Attorney-in-Fact for Arlene Richards

File no. 10-006197
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34226
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Victor J. Rychlicki to Mortgage Electronic Registration Systems, Inc. dated September 30, 2004, and recorded in Deed Book 1773, Page 413, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for Homestar 2004-6, by Assignment, securing a Note in the original principal amount of $74,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN Land Lot 156, of the 10th District, Newton County, Georgia, being Lot 68, of Greenfield Commons, all shown on a plat as recorded in Plat Book 31, Page 74, Newton County, Georgia Records; which recorded plat is incorporated herein by reference and made a part hereof.

Said property is known as 135 N Greenfield Circle, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Victor J. Rychlicki, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Victor J. Rychlicki, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, National Association as Trustee for Homestar 2004-6 as Attorney-in-Fact for Victor J. Rychlicki

File no. 10-006686
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34229
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Alfie Williams and Michelle Williams to Ryland Mortgage Company dated May 8, 2003, and recorded in Deed Book 1440, Page 435, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company FKA Alliance Mortgage Company, by Assignment, securing a Note in the original principal amount of $241,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 240, 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 40, THE LINKS AT COVINGTON SUBDIVISION, UNIT TWO-B, AS PER PLAT RECORDED AT PLAT BOOK 36, PAGES 241-246, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART HEREOF.

Said property is known as 8107 Woodland Avenue SE, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Alfie Williams and Michelle Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Alfie Williams and Michelle Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverHome Mortgage Company FKA Alliance Mortgage Company as Attorney-in-Fact for Alfie Williams and Michelle Williams

File no. 10-006742
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Public Notice # 34260
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ina Banks to Mortgage Electronic Registration Systems, Inc., dated November 6, 2003 in the amount of $119,000.00, and recorded in Deed Book 1571, Page 64, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94 of the 10th District of Newton County, Georgia being Lot 58, Worthington Woods, Subdivision, as per plat recorded in Plat Book 37, Pages 220-223, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 55 Oakmont Court, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Ina Banks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Ina Banks
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-03021 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34284
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of Power of Sale contained in Security Deed ("Security Deed") from Gamal G. Tawfik ("Grantor") to The First State Bank ("Grantee"), dated July 27, 2007, recorded August 13, 2007 in Deed Book 2487, Page 112, Newton County, Georgia Records, said Security Deed being given to secure a Note of even date in the original principal amount of One Hundred Eighty Thousand and no/100 Dollars ($180,000.00), with interest from date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property to wit:

All that tract or parcel of land lying and being in the 10th District of Newton County, Georgia, being Lot 2, as per survey dated February 8, 1968, entitled “Survey for J. L. Owenby Estate”, by George W. O’Neill, registered Surveyor, a plat of same being recorded in Plat Book 21, Page 312, Newton County Records; which plat is incorporated herein and by reference made a part hereof.

Property Address: 11750 Alcovy Road, Covington, Georgia 30014

The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees.

Ronnie Burch, P.O. Box 928, Stockbridge, Georgia 30281, telephone number 770-474-7293, has full authority to negotiate, amend and modify all terms of the mortgage with the debtor.

The sale will be conducted to confirmation that the sale is not prohibited under the U.S. Bankruptcy code and to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of Grantee, the above described property is in the possession of Gamal G. Tawfik and will be sold subject to the outstanding ad valorem taxes and/or assessments, and prior superior liens, if any.

Gary B. Cloy, Attorney at Law for The First State Bank As Attorney in Fact for Gamal G. Tawfik

Gary B. Cloy
Attorney at Law, P.C.
37 Griffin Street
McDonough, Georgia 30253
(770) 957-9022
Public Notice # 34201
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Wendy M Cloudt to Mortgage Electronic Registration Systems, Inc. dated March 25, 2004 in the amount of $183,825.00, and recorded in Deed Book 1642, Page 440, Newton County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 386 of the 9th District, Newton County, Georgia, being Lot 23, Northwood Subdivision, Unit 2, Phase 2, as per plat recorded in Plat Book 34, Pages 296-300, (more described on page 297) Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more particular and complete description.

which has the property address of 45 Clear Springs Lane, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Wendy M Cloudt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Wendy M Cloudt
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-04497 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34181
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joya N. Clemons to National City Mortgage a division of National City Bank dated April 6, 2007 in the amount of $122,208.00, and recorded in Deed Book 2417, Page 536, Newton County, Georgia Records; as last transferred to PNC Mortgage, a division of PNC Bank National Association by assignment; the undersigned, PNC Mortgage, a division of PNC Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that certain parcel of land situated in Land Lot 136 of the 10th District, County of Newton and State of Georgia, being known and designated as Lot 36 of Pebble Brooke Subdivision, Phase Three, as per Plat recorded in Plat Book 35, Pages 295-299, Newton County, Georgia Records.

which has the property address of 65 Pebble Brook Court , Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joya N. Clemons and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

PNC Mortgage, a division of PNC Bank National Association
Attorney in Fact for
Joya N. Clemons
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-04987 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34183
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Rohan Gray to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Fremont Investment & Loan, dated March 11, 2005, recorded April 14, 2005, in Deed Book 1887, Page 367-390, Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty-Eight Thousand Three Hundred Twenty-Nine and 00/100 dollars ($148,329.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, National Association As Trustee ForSecuritized Asset Backed Receivables LLC 2005-FR4 Mortgage Pass Through Certificates, Series 2005-FR4, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 138 OF THE 10 TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING LOT 415, THE FIELDS OF ELLINGTON SUBDIVISION, AS PER PLAT OF SAME FILED FOR RECORD AT PLAT BOOK 41, PAGES 138 THROUGH 152, NEWTON COUNTY, GEORGIA RECORDS. THE DESCRIPTION OF SAID LOT AS SHOWN ON SAID PLAT IS BY THIS REFEENCE, SPECIFICALLY INCORPORATED HEREIN.

Said property is commonly known as 130 Spring Lake Terrace, Covington, GA 30016.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Rohan Gray, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FORSECURITIZED ASSET BACKED RECEIVABLES LLC 2005-FR4 MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2005-FR4
as Attorney in Fact for
ROHAN GRAY

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, 805-520-5019, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-10-05969-1
www.rubinlublin.com/property-listings.php
AD RUN DATES 07/07/2010, 07/14/2010, 07/21/2010, 07/28/2010
Public Notice # 34225
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Albert L. Atkins and Channel R. Atkins to Mortgage Electronic Registration Systems, Inc. dated February 7, 2008 in the amount of $112,817.00, and recorded in Deed Book 2569, Page 457, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

Situate in the County of Newton, State of Georgia:
All that tract or parcel of land lying and being in Land Lot 21, 8th District, Newton County, Georgia, and being as Lot 50, Autumn Woods, Phase One, on a plat of survey of same recorded in Plat Book 37, Pages 109-114, Public Records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.
Tax Id Number: 0009A-048
Being the same property conveyed to Chanel R. Atkins by Deed from Eveleth Family Trust, Lionel Sterling, Jr., as trustee recorded 01/13/2006 in Deed Book 2096 Page 275, in the Office of the Clerk of the Superior Court of Newton County, Georgia.

Note: For street numbering purposes known as 10 Ryans Circle, Covington, Georgia.

which has the property address of 10 Ryans Cir, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Albert L. Atkins and Channel R. Atkins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Albert L. Atkins and Channel R. Atkins
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-06826 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34259
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ted R. Cleary, Jr. and Stacy L. Cleary to HomeBanc Mortgage Corporation dated January 29, 2007 in the amount of $196,500.00, and recorded in Deed Book 2376, Page 30, Newton County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 212 of the 1st District, Newton County, Georgia, and containing 2.69 acres, according to the plat of survey for Ted R. Cleary, Jr. and Stacy L. Cleary, prepared by Richard Nutt, Georgia RLS No. 1797, dated 6/16/1999 and recorded in Plat Book 33, Page 74, Newton County Records, which plat is incorporated herein and made a part hereof by reference thereto for a more particular description of the property conveyed herein.

which has the property address of 170 Dixie Trail, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Ted R. Cleary, Jr. and Stacy L. Cleary and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.
Attorney in Fact for
Ted R. Cleary, Jr. and Stacy L. Cleary
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-07107 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34152
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Dipak Dalal to Mortgage Electronic Registration Systems, Inc. dated August 23, 2007 in the amount of $137,500.00, and recorded in Deed Book 2564, Page 423, Newton County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 134, 10th District, Newton County, Georgia and being Lot 11, Block B, Parkscapes, Unit One, as per plat recorded in Plat Book 37, Pages 87-93 and recorded in Plat Book 40, Page 112, Newton County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 270 Capeton Court, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Dipak Dalal and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association
Attorney in Fact for
Dipak Dalal
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-07541 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34180
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gilbert Baca and Veronica Baca to Mortgage Electronic Registration Systems, Inc. dated September 20, 2007 in the amount of $399,900.00, and recorded in Deed Book 2509, Page 170, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 308 of the 1st District, and Land Lot 81 of the 18th District, Newton County, Georgia, being shown on plat of survey prepared for Rita S. Johnson by Knight Surveying, Inc. and certified by John Elwin Knight, Georgia RLS No. 1945, dated February 25, 1997, and recorded in Plat Book 34, Page 69, Newton County records, said tract containing approximately 7.621 acres and having located thereon a single family dwelling known as 1635 McDonald Road, Newton County, Georgia.

which has the property address of 1635 McDonald Rd, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gilbert Baca and Veronica Baca and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Gilbert Baca and Veronica Baca
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-08445 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34267
7/7, 14, 21, 28

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NOTICE OF SALE
UNDER POWER
GEORGIA,
NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jeff Bradford to Mortgage Electronic Registration Systems, Inc., dated June 13, 2007 in the amount of $119,950.00, and recorded in Deed Book 2456, Page 371-387, Newton County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 419, of the16th District, Newton County, Georgia and designated as Lot 28, of Gum Creek Landing, Phase II, according to that plat of survey recorded in Plat Book 44, Pages 65-68, Newton County, Georgia records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed.

which has the property address of 170 Marbrook Trace, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jeff Bradford and Marie Bradford and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC
Attorney in Fact for
Jeff Bradford
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11808 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34117
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sara Louise Thompson to One World Mortgage Corporation dated December 30, 2008 in the amount of $216,291.00, and recorded in Deed Book 2677, Page 371, Newton County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lot 122 of the 10th District, Newton County, Georgia, being Lot 75, Bailey Glynn Subdivision, Phase I, as per plat recorded in Plat Book 47, pages 89-98, Newton County Records, said plat being incorporated herein by reference thereto.

which has the property address of 45 Amberjack Trail, Convington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sara Louise Thompson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Sara Louise Thompson
Anthony DeMarlo, Attorney/kandrade
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11825 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34068
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carl Myers aka Carl Anthony Myers and Rebecca Myers aka Rebecca L. Myers to Mortgage Electronic Registration Systems, Inc. dated July 16, 2003 in the amount of $150,000.00, and recorded in Deed Book 1483, Page 308, Newton County, Georgia Records; as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment; the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the City of Mansfield, Land Lot 236, 19th District, Newton County, Georgia, and being shown on that plat of survey prepared for Carl Anthony Myers and Rebecca L. Myers, by AmericaLand, and certified to by John M. Massey, Jr., Ga. R.L.S. No. 2490, dated December 22, 1994, which plat is by reference thereto incorporated herein and made a art hereof and being more particularly described as follows:

Beginning at an iron pin located at the intersection of the Northeasterly Right of Way line of Henderson Street a/k/a Cypress Street (30 foot Right of Way) with the Northwesterly Right of Way line of Georgia State Route No.213 a/k/a Second Avenue (50 foot Right of Way); thence North 24 degrees 44 minutes 56 seconds West 382.27 feet to an iron pin; thence North 59 degrees 58 minutes 06 seconds East 118.40 feet to an iron pin; thence South 22 degrees 55 minutes 15 seconds East 395.67 feet to an iron pin on the Northwesterly Right of Way line of Georgia State Route No. 213 a/k/a Second Avenue; thence South 66 degrees 30 minutes 00 seconds West 105.3 feet to the Point of Beginning, said Tract containing 1.00 acres and being improved property with a One story frame dwelling located thereon.

which has the property address of 3523 Second Avenue, Mansfield, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Carl Myers aka Carl Anthony Myers and Rebecca Myers aka Rebecca L. Myers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P.
Attorney in Fact for
Carl Myers aka Carl Anthony Myers and Rebecca Myers aka Rebecca L. Myers
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12534 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34250
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Theresa Ann Parker to Mortgage Electronic Registration System, Inc. dated December 10, 2004 in the amount of $160,455.00, and recorded in Deed Book 1820, Page 565, Newton County, Georgia Records; as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment; the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lo t18 of the 10th District, Newton County, Georgia, being Lot 2, of The Downs at Butler Bridge Subdivision, as per plat thereof recorded in Plat Book 40, Pages 181-182 (more particularly described on Page 182), Newton County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 25 Ardella Dr, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Theresa Ann Parker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P.
Attorney in Fact for
Theresa Ann Parker
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12889 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34264
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Aaron Rustom to Mortgage Electronic Registration Systems, Inc. dated August 29, 2007 in the amount of $71,200.00, and recorded in Deed Book 2498, Page 260, Newton County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 127 of the 10th District, Newton County, Georgia, being Lot 357, of Section No. 2, Village Subdivision, as per plat recorded in Plat Book 3, Page 221, Newton County, Georgia Records, to which plat reference is made for a more detailed description.

which has the property address of 48 Ivy Street, Porterdale, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Aaron Rustom and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC
Attorney in Fact for
Aaron Rustom
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-13083 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34266
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Douglas W. Jarrett and Michele Lynn Jarrett to Mortgage Electronic Registration Systems, Inc., dated November 6, 2001 in the amount of $131,005.00, and recorded in Deed Book 1134, Page 508, Newton County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 72, of the 10th District, Newton County, Georgia, and being known as Lot 8, Block C, Dove Point, Unit Four, as show on plat of record at Plat Book 28, Page 147, Newton County, Georgia Records, which recorded plat is incorporated herein and made a part hereof by reference.

which has the property address of 275 Branchwood Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Douglas W. Jarrett and Michele Lynn Jarrett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Douglas W. Jarrett and Michele Lynn Jarrett
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-13123 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34279
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Terrell A. Cuttino to HomeBanc Mortgage Corporation dated August 18, 2006 in the amount of $125,000.00, and recorded in Deed Book 2265, Page 243, Newton County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 31 of the 8th District of Newton County, Georgia, being Lot 93 of Shenandoah Estates according to plat recorded at Plat Book 38, Page 138 through 148, Newton County, Georgia records, which plat is incorporated herein by reference for a more accurate and complete description.

which has the property address of 15 Shenandoah Pass, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Terrell A. Cuttino and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

EMC Mortgage Corporation
Attorney in Fact for
Terrell A. Cuttino
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-13147 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34280
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gerrard Wilkerson and Pamela Wilkerson to Mortgage Electronic Registration Systems, Inc. dated June 2, 2006 in the amount of $93,600.00, and recorded in Deed Book 2205, Page 554, Newton County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 66, 8th District, Newton County, Georgia, and being shown as Lot 33, Pleasant Hills Subdivision, Unit Two, on a plat of survey of same recorded in Plat Book 36, Page 159, Public Records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

which has the property address of 280 Pleasant Hills Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gerrard Wilkerson and Pamela Wilkerson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

EMC Mortgage Corporation
Attorney in Fact for
Gerrard Wilkerson and Pamela Wilkerson
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-13151 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34282
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated April 18, 2006, from Delano Francis to Mortgage Electronic Registration Systems, Inc., as nominee for Fremont Investment & Loan, recorded on May 19, 2006 in Deed Book 2190 at Page 462, in the office of the Clerk of the Superior Court of Newton County, Georgia, and said Deed to Secure Debt having been given to secure a note dated April 18, 2006, in the amount of $136,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Newton County, Georgia, on August 3, 2010, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 136 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 6, FOREST COVE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 42, PAGES 189-190, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law.

To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Delano Francis. The property, being commonly known as 60 Chapman Wy., Covington, GA 30016 in Newton County, will be sold as the property of Delano Francis, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Albertelli Law
Attorney for RMS Residential Properties LLC as Attorney in Fact for Delano Francis
100 Galleria Parkway, Suite 960
Atlanta, GA 30339
Phone: (866) 690-0418

By:__________________
James E. Albertelli, Esq.
For the Firm
THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
JEA - 10-47942
Public Notice # 34257
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER, NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Bridget Singleton and Otha J. Snipes, Jr to Mortgage Electronic Registration Systems, Inc as nominee for Realty Mortgage Corporation dated 12/26/2007 and recorded in Deed Book 2549 Page 89, Newton County, Georgia records; as last transferred to Wells Fargo Bank, N.A. by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 131,619.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lot 9 of the 10th District, Newton County, Georgia, being Lot 19, of Old Covered Bridge Estates nka Old Covered Bridge Subdivision, as per plat thereof recorded in Plat book 44, Page 142-145 as revised at Plat Book 44, Page 223-225, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is commonly known as 185 Patterson Way, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Bridget Singleton and Otha J. Snipes, Jr or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. as agent and Attorney in Fact for Bridget Singleton and Otha J. Snipes, Jr
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 33611
5/26, 6/2, 9, 16, 23, 30, 7/7, 14 21, 28

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NOTICE OF SALE UNDER POWER, NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Paul A Spink and Rosemary J Spink to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc. dated 3/23/2005 and recorded in Deed Book 1880 Page 193, Newton County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $143,621.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lot 37 of the 8th District, Newton County, Georgia, being known as Lot 45, Harvey Woods Subdivision, as per plat recorded in Plat Book 40, Pages 60-66, Newton County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Said property is commonly known as 130 Harvey Wood Drive, Covington, GA 30016-6602 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Paul A Spink and Rosemary J Spink or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Paul A Spink and Rosemary J Spink

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 33612
5/26, 6/2, 9, 16, 23, 30, 7/7, 14, 21, 28

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NOTICE OF SALE
UNDER POWER,
NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Dorothy M Jones to Wells Fargo Bank, NA dated 11/20/2007 and recorded in Deed Book 2535 Page 478, Newton County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $107,604.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lots 62 and 67 of the 10th District of Newton County, Georgia, and being Lot 36 of Springside Commons, Phase 1, as shown on a plat of survey made of Springside Commons, Phase 1, of Record at Plat Book 39, Pages 243, 244, 245, 246, 247, 248, 249, and 250, Newton County, Georgia Records. The Description of the property as contained on said plat of survey is incorporated herein by reference and made a part hereof.

Said property is commonly known as 180 Green Commons Drive Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Dorothy M Jones or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Dorothy M Jones

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 33995
6/30, 7/7, 14, 21, 28

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NOTICE OF SALE
UNDER POWER,
NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Carlar Gayle to Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. d/b/a Sun America Mortgage dated 6/23/2005 and recorded in Deed Book 1954 Page 584, Newton County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 190,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lot 227 of the 9th District, Newton County, Georgia, being Lot 155, River Walk Farm, Phase I, Unit II, as per plat recorded in Plat Book 39, Pages 229-230, Newton County records, said plat begin incorporated herein and made reference hereto.

Said property is commonly known as 35 Bunting Place, Covington, GA 30014 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Carlar Gayle or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Carlar Gayle

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 33984
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by Kenwyski S. Fowler to Mortgage Electronic Registration Systems, Inc., as nominee for Wilmington Finance, Inc., and then further assigned to The Bank of New York Mellon (fka The Bank of New York) as Trustee on behalf of CIT Mortgage Loan Trust 2007-1, dated February 9, 2007 and recorded in Book 2385, Page 194-213, Newton County, Georgia Records, said Deed to Secure Debt/Security Deed having been given to secure a Note dated February 9, 2007, in the original principal sum of Ninety-Five Thousand Nine Hundred Twenty and no/100 ($95,920.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described as:

All that tract or parcel of land lying and being in Land Lot 109 of the 10th District, Newton County, Georgia, being Lot 21, Block “A”, Phase Two of the Christian Woods Subdivision, as per plat recorded in Plat Book 26, Page 3, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference for a more complete and accurate description.

Parcel No.: 0006 158

which has the property address of 330 Christian Woods Drive, Conyers, GA 30013, together with all fixtures and other personal property conveyed by said deed.

The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold as the property of Kenwyski S. Fowler and , subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.

Said property will be sold as the property of Kenwyski S. Fowler and and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.

The Bank of New York Mellon (fka The Bank of New York) as Trustee on behalf of CIT Mortgage Loan Trust 2007-1
as attorney-in-fact for
Kenwyski S. Fowler

The Bank of New York Mellon
Attn: Loss Mitigation
101 Barclay Street, Floor 4 West
New York, NY 10286
1-800-621-1437
By: Trustee Management Company
10975 El Monte, Suite 225
Overland Park, KS 66211
1-800-478-2580
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34114
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Orlando A. Hart to Mortgage Electronic Registration Systems, Inc., as Nominee for The CIT Group/Consumer Finance, Inc., dated March 28, 2006, recorded in Deed Book 2160, Page 564, Newton County, Georgia records, as last transferred to HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2007-HE2, ASSET BACKED PASS-THROUGH CERTIFICATES by assignment recorded in Deed Book 2636, Page 392, Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY TWO THOUSANDS AND NO/100 DOLLARS ($172,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August 2010 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 119 & 106 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 195, THE LEGENDS OF ELLINGTON SUBDIVISION AS PER PLAT RECORDED IN PLAT BOOK 42, 80-95, NEWTON COUNTY, GEORGIA RECORDS SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Orlando A. Hart or a tenant or tenants and said property is more commonly known as 65 Chesapeake Chase, Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2007-HE2, ASSET BACKED PASS-THROUGH CERTIFICATES as Attorney in Fact for Orlando A. Hart

Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/GP 05/26/2010
Our File# 015151-003540
(07/07/10, 07/14/10, 07/21/10, 07/28/10)(RSVP# 252736)
Public Notice # 34216
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Mario Talbot and Kristina Talbot to Mortgage Electronic Registration Systems, Inc., as Nominee for M&I Bank FSB, dated January 13, 2007, recorded in Deed Book 2375, Page 17, Newton County, Georgia, as last transferred to WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE REGISTERED HOLDERS OF STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-OSI by assignment recorded or to be recorded, Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND AND 00/100 DOLLARS ($132,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August 2010 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 68 OF THE 8TH DISTRICT, NEWTON COUNTY, GEORGIA RECORDS AND BEING DESIGNATED AS LOT 1, CONTAINING 1.03 ACRES, RECORDED IN PLAT BOOK 31, PAGE 251, CLERK’S OFFICE, NEWTON COUNTY SUPERIOR COURT, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD, IF ANY.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mario Talbot and Kristina Talbot or a tenant or tenants and said property is more commonly known as 3344 Highway 162, Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE REGISTERED HOLDERS OF STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-OSI as Attorney in Fact for Mario Talbot and Kristina Talbot

Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/GP 06/23/2010
Our File# 015151-003295
(07/07/10, 07/14/10, 07/21/10, 07/28/10)(RSVP# 252815)
Public Notice # 34249
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Creekwood Homes, Inc., Ridgeland Homes, Inc., Scenic Homes, Inc., Brookchase Builders, LLC, Parkside Residential, LLC, Melrose Homes, LLC, James Creek Homes, LLC, and South Charlotte Builders, LLC (hereinafter, collectively “Borrowers”) to Bank of America, N.A. (hereinafter “Lender”), dated as of January 3, 2005, and recorded on January 31, 2005, at Deed Book 1837, Page 458 in the Office of the Clerk of Newton County, Georgia, as affected by that Modification Agreement, dated November 18, 2005, and recorded on January 18, 2006, at Deed Book 2098, Page 82, aforesaid records, as affected by that Modification Agreement, dated January 18, 2006, and recorded on February 23, 2006, at Deed Book 2124, Page 103, aforesaid records, as affected by that Modification Agreement, dated July 31, 2006, and recorded on August 28, 2006, at Deed Book 2265, Page 425, aforesaid records, as affected by that Modification Agreement, dated February 12, 2007, and recorded on March 13, 2007, at Deed Book 2398, Page 549, aforesaid records, as affected by that Modification Agreement, dated March 20, 2007, and recorded on April 5, 2007, at Deed Book 2413, Page 265, aforesaid records, as affected by that Modification Agreement, dated September 25, 2007, and recorded on October 23, 2007, at Deed Book 2521, Page 87, aforesaid records, as affected by any quitclaim deeds that are filed of record (hereinafter, the “Security Deed”), the undersigned Lender will sell at public outcry to the highest bidder for cash before the door of the courthouse of Newton County, Georgia, during the legal hours of sale, on the first Tuesday of August, 2010, being August 3, 2010, the following described property (the “Property”), to wit:

All that tract or parcel of land lying and being in Land Lots 106 & 119 of the lath District of Newton County, Georgia, being Lot 189, The Legends of Ellington, as per plat recorded at Plat Book 42, pages 80 - 95, in the Office of the Clerk of the Superior Court of Newton County, Georgia.

Also together with Borrowers’ rights, title and interest in and to all buildings, structures and other improvements located on the property hereinbefore described, or any part and parcel thereof.

Said Security Deed secures indebtedness originally evidenced in part by a certain Promissory Note dated January 3, 2005, made by Borrowers in favor of Lender, in the original principal face amount of $10,000,000.00 (as may have been previously or subsequently modified, amended, or replaced including, but not limited to that certain Note Modification Agreement, dated July 1, 2005, that certain Note Modification Agreement, dated August 1, 2005, that certain Note Modification Agreement, dated July 1, 2006, and that certain Loan Extension Agreement dated July 1, 2007, collectively, the “Note”), with interest due thereon as set forth therein.

Default(s) have occurred under the terms and provisions of the Security Deed and in the payment of the debt evidenced by the Note and secured by the Security Deed. As a result of such default(s), the total balance of said debt as evidenced by the Note has been and is hereby declared due and the Security Deed foreclosable according to its terms and applicable law. The debt remaining in default, the Property will be sold to the highest bidder for cash as the property of Borrowers, the proceeds to be applied to the payment of said indebtedness, attorney’s fees (notice of intention to collect attorney’s fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed and all other related documents evidencing indebtedness owed to Lender. Said sale to be subject to any and all unpaid taxes and assessments (including taxes which are a lien, but not yet due and payable), any matters which would be disclosed by an accurate survey or by an inspection of the Property, any zoning ordinances, all outstanding bills for public utilities which constitute liens upon the Property, any governmental rights of redemption, and all restrictions, easements, liens, security deeds, security interests, claims and encumbrances of record, if any, that are prior to the Security Deed and to which the Security Deed is subject.

To the best of the undersigned Lender’s knowledge and belief, Borrowers, or one or more tenants claiming under Borrowers, are in possession of the Property.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

Bank of America, N.A.
As agent and attorney-in-fact for Creekwood Homes, Inc., Ridgeland Homes, Inc., Scenic Homes, Inc., Brookchase Builders, LLC, Parkside Residential, LLC, Melrose Homes, LLC, James Creek Homes, LLC, and South Charlotte Builders, LLC
Alison Boyer, Esq.
Miller & Martin PLLC
1170 Peachtree Street
Suite 800
Atlanta, Georgia 30309-7649
(404) 962-6100
Public Notice # 34251
7/7, 14, 21, 28

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NOTICE of Sale Under Power. State of Georgia, County of NEWTON.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DAMON ABBOTT to PREFERRED LENDING GROUP, INC. , dated 04/27/2004, and Recorded on 05/17/2004 as Book No. 1672 and Page No. 210-219, NEWTON County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $98,455.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 91, 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 1, LAKE PINES SUBDIVISION, PHASE ONE, AS PER RECORDED IN PLAT BOOK 33, PAGE 20, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IN INCORPORATED HEREIN AND MADE A PART OF HEREBY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1082 CAMPBELL ROAD, COVINGTON, GEORGIA 30014 is/are: DAMON ABBOTT or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for DAMON ABBOTT. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100090100240
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
Public Notice # 34047
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER, NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Adam R. Jackson and Kiamani R. Jackson to Mortgage Electronic Registration Systems, Inc. as nominee for Colonial Bank dated 1/28/2009 and recorded in Deed Book 2685 Page 226, Newton County, Georgia records; as last transferred to Wells Fargo Bank, NA. by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 163,416.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August , 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lot 157 of the 10th District, Newton County, Georgia, being Lot 228, Oakwood Manor, Unit III, as per plat recorded in Plat Book 46, pages 58-63, Newton County, Georgia Records, said plat being incorporated herein and made reference hereto.

Said property is commonly known as 120 Silver Willow Walk, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Adam R. Jackson and Kiamani R. Jackson or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA. as agent and Attorney in Fact for Adam R. Jackson and Kiamani R. Jackson
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34213
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of the power of sale contained in a Security Deed from Alicia L. Akins to Mortgage Electronic Registration Systems, Inc. as Nominee for Ownit Mortgage Solutions, Inc. dated May 3, 2006, recorded in Deed Book 2193, Page 579, Newton County Records, and last assigned to U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-HE2, Asset Backed Pass-Through Certificates, Series 2006-HE2, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND EIGHT HUNDRED AND 00/100 ($148,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Newton County, Georgia, during the legal hours of sale on the first Tuesday, August 3, 2010 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 100 of the 10th District, Newton County, Georgia, being Lot 174, Unit Three of Ashley Meadows Subdivision, as per plat thereof recorded in Plat Book 42, pages 145-148, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Alicia L. Akins or, a tenant or tenants, and said property was or is commonly known as 205 Sunflower Ln., Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-HE2, Asset Backed Pass-Through Certificates, Series 2006-HE2
As Attorney in Fact for
Alicia L. Akins

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 10-9770
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34081
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of Power of Sale contained in Deed to Secure Debt ("Security Deed") from Alan Newsome Builders, Inc. ("Grantor") to The First State Bank, Stockbridge, Georgia ("Grantee"), dated March 27, 2006, recorded May 9, 2006 in Deed Book 2183, Page 43, Newton County, Georgia Records, said Security Deed being given to secure a Note of even date in the original principal amount of Ninety-Nine Thousand Seven Hundred Fifty and no/100 Dollars ($99,750.00), with interest from date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property to wit:

All that tract or parcel of land lying and being in Land Lots 102 and 103 of the 9th District of Newton County, Georgia, being Lot 35 of Campbell Crossing Subdivision, as per plat of record in Plat Book 40, Pages 51, 52, 53, and 54, Newton County Records; which plat is incorporated herein and by reference made a part hereof.

Property Address: 155 Loudoun Drive, Covington, Georgia

The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees.

Ronnie Burch, P.O. Box 928, Stockbridge, Georgia, telephone number 770-474-7293, has full authority to negotiate, amend and modify all terms of the mortgage with the debtor.

The sale will be conducted to confirmation that the sale is not prohibited under the U.S. Bankruptcy code and to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of Grantee, the above described property is in the possession of Alan Newsome Builders, Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, and prior superior liens, if any.

Gary B. Cloy, Attorney at Law for The First State Bank, Stockbridge, Georgia As Attorney in Fact for Alan Newsome Builders, Inc.

Gary B. Cloy
Attorney at Law, P.C.
37 Griffin Street
McDonough, Georgia 30253
(770) 957-9022
Public Notice # 34240
7/7, 14, 21, 28

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STATE OF GEORGIA
NEWTON COUNTY

Under and by virtue of the power of sale contained in Deed to Secure Debt from Charlie Henry Collins, Sr. and Jackie H. Collins to Allied Property Management, LLC said Deed to Secure Debt dated August 28, 2008, filed for record and recorded August 29, 2008 in Deed Book 2640, pages 431-434, Newton County Records; securing a note in the principal amount of $80,000.00 will be sold by the undersigned in front of the Courthouse door in Newton County, Georgia, on the first Tuesday in August 2010 during the legal hours of sale, to the highest bidder for cash, the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 218 of the Ninth Land District, Newton County, Georgia, and being shown as Lot 14 of Mobley Subdivision on a plat of survey of the Mobley Subdivision recorded in Plat Book 1, page 51, public records of Newton County, Georgia, and also being shown on a plat of survey prepared for Rentfro B. Creager, III and Mary E. Creager by Louie D. Patrick, GA. R.L.S. No. 1757, dated November 18, 1976, and being recorded in Plat Book 13, page 179, public records of Newton County, Georgia, and being more particularly described as follows:

Beginning at an iron pin on the Westerly right-of-way line of Georgia Highway No. 36 (100 foot right-of-way) 1,581.8 feet Northerly as measured along the Westerly right-of-way line of Georgia Highway No. 36 from the intersection of the southerly line of Lot 1 of the Mobley Subdivision and the Westerly right-of-way line of Georgia Highway No. 36 as shown on a plat of survey recorded in Plat Book 1, page 51, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof; thence South 78 degrees 39 minutes 20 seconds West a distance of 200.0 feet to an iron pin; thence North 11 degrees 25 minutes West a distance of 100.0 feet to an iron pin; thence North 78 degrees 39 minutes 20 seconds East a distance of 200.0 feet to an iron pin on the Westerly right-of-way line of Georgia Highway No. 36; thence South 11 degrees 25 minutes East along the Westerly right-of-way line of Georgia Highway No. 36 a distance of 100.0 feet to an iron pin and the point of beginning, said tract containing thereon a one-story frame house.

Being the same property conveyed by James E. Anglin to Jimmy Harwell by Warranty Deed dated August 2, 1957 recorded in Deed Book 49, page 27, public records of Newton County, Georgia. Also being the same property conveyed by Carole Atwood to James R. Jenkins and Mary F. Jenkins by Warranty Deed dated February 26, 1982 recorded in Deed Book 207, page 63, public records of Newton County, Georgia.

Said property having an address of 10848 Highway 36, Covington, Georgia 30014-4068 according to the current system of numbering houses in Newton County, Georgia.

The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of failure to comply with certain terms and conditions in said Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness including all accrued and unpaid interest thereon, and attorney fees and all expenses of said sale, and the remainder, if any, shall be applied as provided by law.

To the best of the undersigned's knowledge and belief the property is in the possession of Charlie Henry Collins, Sr. and Jackie H. Collins and said property will be sold as the property of Kenneth W. Banks. Notice of the initiation of proceedings to exercise the said power of sale and to collect attorney fees as provided in said note has been given to Charlie Henry Collins, Sr. and Jackie H. Collins, as provided by law in Section 44-14-162.2 and Section 13-1-11, respectively, Official Code of Georgia Annotated.

This 15th day of June 2010.
ALLIED PROPERTY MANAGEMENT, LLC AS ATTORNEY-IN-FACT FOR CHARLIE HENRY COLLINS, SR. AND JACKIE H. COLLINS

ALEXANDER, ROYSTON, HARDMAN, SHINALL & STRICKLAND, LLP
ATTORNEYS AT LAW
1116 CLARK STREET, SW
COVINGTON, GEORGIA 30014-2320
TELEPHONE (770) 786-8145
FACSIMILE (770) 786-5499
Public Notice # 34134
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE
UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Arbedella D. Thomas to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $236,200.00 dated 12/22/2003, and recorded in Deed Book 1607, page 378, Newton County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Arbedella D. Thomas the following described property:

All that tract or parcel of land lying and being in Land Lot 412 of the 16th District of Newton County, Georgia, being Tract 1, as per plat recorded in Plat Book 34, Page 168, Newton County Records. Reference to said plat is hereby made for a complete description of the property herein described. Said property is improved property known as Tract 1, 2.05 acres, Mt. Zion Road, according to the present system of numbering property in Newton County, Georgia.

Property known as: 1419 Mount Zion Road, Oxford, GA 30054

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Arbedella D. Thomas.

CitiMortgage, Inc., as Attorney-in-fact for Arbedella D. Thomas.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04489
Public Notice # 34317
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kimberly R. Barnes to Bank of America, NA dated March 7, 2007 in the amount of $112,902.00, and recorded in Deed Book 2399, Page 19, Newton County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 169, 10th District, Newton County, Georgia, being Lot 295, the Reserves at Lakewood Estates, Unit One, as per plat recorded in Plat Book 44, Pages 73-99, as revised at Plat Book 45, Pages 169-195, Newton County Records, said Plat being incorporated herein by reference thereto subject to any Right-of-Way Deeds or other easements of record.

which has the property address of 195 Colser Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kimberly R. Barnes and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A.
Attorney in Fact for
Kimberly R. Barnes
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00010 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34165
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt with Power of Sale from Jo Anne Gwin a/k/a Jo Ann Gwin to Branch Banking and Trust Company, as successor to Main Street Bank as successor to The Bank of Covington dated July 20, 1990, and recorded in Deed Book 373, page 597, Newton County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”) there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Newton County, Georgia, within the legal hours of sale on Tuesday, August 3, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Jo Ann Gwin, or a tenant or tenants, and said property is more commonly known 179 NEELY HAMMOND ROAD, COVINGTON, NEWTON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company
Attorney in Fact for Jo Ann Gwin
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive, Suite 325
Atlanta, Georgia 30328
(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Almon District, Newton County, Georgia, and more particularly described as follows: Being Lot No. 1, in Block “A” of the Charlie Dobbs Subdivision, plat of which is recorded in Newton County Deed Records in Plat Book No. 1, Page 181, to which reference is prayed for more particular description. Said lot fronts 122 feet on the West side of Wallace Road and extends back an even width 150 feet, more or less, and is bounded as follows: East by Wallace Road; North by property of Hodges; West by Lot No. 2 of the above mentioned subdivision; and on South by property of Brice Barnes.

This is the same property received by Fannie Ivey Gwin from Dona Jean Barnes by that warranty deed dated February 27, 1967 recorded in Newton County Deed Book 80, Page 409.
Public Notice # 34135
7/7, 14, 21, 28

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NOTICE of Sale Under Power. State of Georgia, County of NEWTON.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by WALTER LEWIS BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR ENVOY MORTGAGE, LTD , dated 07/02/2009, and Recorded on 07/16/2009 as Book No. 2737 and Page No. 119-141, NEWTON County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $165,986.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 237 OF THE 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 108 OF INGLEWOOD PARK SUDIVISION, PHASE I, AS PER PLAT THEREFOF RECORDED IN PLAT BOOK 47, PAGE 47-54, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 8114 MAPLE DRIVE, COVINGTON, GEORGIA 30014 is/are: WALTER LEWIS BROWN or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for WALTER LEWIS BROWN. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100187430370 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
Public Notice # 34256
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by John I. Bruno to Mortgage Electronic Registration Systems, Inc., dated September 28, 2006 in the amount of $86,500.00, and recorded in Deed Book 2291, Page 301, Newton County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the Oxford District G.M., 9th Land District of Newton County, Georgia, being all of Lot 3, parts of Lots 2 and 4, and a strip of land along the rear of these Lots, as said lots are shown on a plat of the Strickland Subdivision by George W. O`Neil, dated October 9, 1961, and recorded in Plat Book 3, Page 46, Newton County Records, to which plat reference is hereby made, and being more particularly described as follows: Beginning on the Northwestern side of Spring Branch Road ( an unpaved, 30-foot Road) at a point 224.0 feet, as measured along the Northwestern side of said Road in a Southwestern direction, from the intersection of the Northwestern side of said road with the Western side of public road known as Dial Mill Road; thence in a Southwestern direction along the Northwestern side of said Spring Branch Road a distance of 145.0 feet; thence in a Northwestern direction on a line parallel with the Southwestern line of said Lot 3 a distance of 173.0 feet; thence in a Northeastern direction a distance of 177.0 feet; and thence in a Southeastern direction a distance of 167.0 feet to a point of beginning; being improved property, with a dwelling house situated thereon, and being a part of that property conveyed to H.A. Strickland by S.W. Dial by deed dated November 12, 1948, and recorded in Deed Book 37, Page 200, Newton County, records.

which has the property address of 150 Spring Branch Rd, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of John I. Bruno and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association
Attorney in Fact for
John I. Bruno
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-09560 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34244
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of the power of sale contained in a Security Deed from Hosea Butler, III and Maria I. Butler to Mortgage Electronic Registration Systems Inc., as nominee for Watermark Financial Partners, Inc. dated July 21, 2003, recorded in Deed Book 1491, Page 139, Newton County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND SEVEN HUNDRED SEVENTY-FOUR AND 00/100 ($112,774.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Newton County, Georgia, during the legal hours of sale on the first Tuesday, August 3, 2010 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lots 3 and 30, 10th District, Newton County, Georgia, and being shown as Lot 255, Mountain View Estates, Unit Five, on a Plat of Survey of same recorded in Plat Book 34, Page 27, Public Records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Hosea Butler, III and Maria I. Butler or, a tenant or tenants, and said property was or is commonly known as 215 Mountain Ln., Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
As Attorney in Fact for
Hosea Butler, III and Maria I. Butler

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-8479
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34142
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ruth H Byrd to Main Street Bank D/B/A Main Street Mortgage dated December 13, 2001 in the amount of $79,200.00, and recorded in Deed Book 1147, Page 161, Newton County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 237 of the 9th Land District in the City of Covington, Newton County, Georgia, and being part of Lot 161 (Lot 161, less and except the Westernmost 7.5 feet) of Nelson Estate Subdivision, according to that subdivision plat recorded at Plat Book 2, Page 21, Public Records of Newton County, Georgia and together with a tract to the rear of said lot, as shown on that Plat of Survey for Mandy H. Coady by Patrick & Associates, and certified by Louie D. Patrick, Georgia R.L.S. No. 1757, said plat being November 21, 1998 and in accordance with said plats, said property being more particularly described as follows:

Beginning at an iron pin found lying along the Southerly side of the Right-of-Way of Highland Drive (50 foot Right-of-Way), said pin located a distance of 1,110.28 feet Easterly from the intersection with the Right-of-Way of Flat Shoals Road (said point also shown as being 1,107.5 feet Easterly from the intersection with the Right-of-Way of Flat Shoals Road by prior recorded deeds), said point also being at the Northeast corner of property of Michael A. Cronan and Angela D. Wilson as shown on survey of Cronan and Wilson property by Patrick & Associates, Inc. dated November 21, 1988, thence run along the Southerly side of Right-of-Way of Highland Drive North 86 Degrees 58 Minutes East a distance of 92.28 feet to an iron pin found, thence run South 03 Degrees 00 Minutes East and along the original Eastern lot line of Lot 161 as shown on subdivision plat at Plat Book 2, Page 21, Newton County Records, a distance of 271.7 feet to an iron pin found, thence run South 89 Degrees 17 Minutes West a distance of 92.52 feet to an iron pin found, thence run North 02 Degrees 58 Minutes West, and along line of Cronan and Wilson a distance of 267.98 feet to the Point of Beginning.

which has the property address of 8181 Highland Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Estate of Ruth H Byrd and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Ruth H Byrd
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12021 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34067
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anthony D. Camp and Susan J. Camp to Mortgage Electronic Registration Systems, Inc. dated December 20, 2007 in the amount of $230,000.00, and recorded in Deed Book 2552, Page 558, Newton County, Georgia Records; as last transferred to HSBC Mortgage Corporation (USA) by assignment; the undersigned, HSBC Mortgage Corporation (USA) pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 407 of the 16th Land District of Newton County, Georgia, and being more particularly described as:

Lot 1, Phase One, Tabor Forest Subdivision on a plat of survey by Georgia A. Butcher, Georgia Registered Land Surveyor No. 1903, and titled "Tabor Forest, Phase One", being recorded in Plat Book 25, Page 212, Public Records of Newton County, Georgia.

Tax ID Number: 0041-005
Being the same property conveyed to Susan J. Camp by deed from Susan J. Camp f/k/a Susan J. Evans and William Timothy Evans recorded 05/12/2003 in Deed Book 1425 Page 576, in the Office of the Clerk of the Superior Court of Newton County, Georgia.

Note: for street numbering purposes known as 15 Tabor Forrest Drive, Oxford, Georgia.

which has the property address of 15 Tabor Forest Drive, Oxford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Anthony D. Camp and Susan J. Camp and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

HSBC Mortgage Corporation (USA)
Attorney in Fact for
Anthony D. Camp and Susan J. Camp
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12491 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34274
7/7, 14, 21, 28

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NOTICE of Sale Under Power. State of Georgia, County of NEWTON.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JERRY L. CAMPBELL AND EMILY G. CAMPBELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR FIRSTCITY MORTGAGE, INC. , dated 11/22/2004, and Recorded on 11/29/2004 as Book No. 1797 and Page No. 350-357, NEWTON County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $98,150.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 95 OF THE 9TH DISTRICT OF NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 2, 1.402 ACRES, ON THAT PLAT OF SURVEY PREPARED BY JOHN ELWIN KNIGHT, GA RLS #1945, DATED SEPTEMBER 16, 1996, AND RECORDED IN PLAT BOOK 41, PAGE 52, NEWTON COUNTY, GEORGIA RECORDS; AND WHICH SAID PLAT TOGETHER WITH THE METES, BOUNDS, COURSES AND DISTANCES AS SHOWN THEREON IS INCORPORATED INTO THIS DESCRIPTION BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 530 MALCOLM RD., COVINGTON, GEORGIA 30014 is/are: JERRY L. CAMPBELL AND EMILY G. CAMPBELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for JERRY L. CAMPBELL AND EMILY G. CAMPBELL. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090073400533
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
Public Notice #
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Tony Carter to Mortgage Electronic Registration Systems, Inc. dated December 29, 2006 in the amount of $101,520.00, and recorded in Deed Book 2358, Page 450, Newton County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being situate in Land Lot 233 of the 9th District, City of Covington, Newton County, Georgia, and being more particularly described as follows: Beginning at a point on the East side of Carr Circle, this point being the Northwest corner of property belonging to Ernest Simms and Carolyn W. Sims; thence in an Easterly direction along property belonging to Ernest Sims and Carolyn Sims, a distance of One Hundred Fifty (150) feet to an iron pin corner; thence Northerly direction along other property belonging to Spillers Lumber Company, a distance of One Hundred (100) Feet to an iron pin corner (this corner is also known as the Southeast corner of property now or formerly belonging to Simon B. Wilkes, Jr. and Diane Wilkes); thence in a Westerly direction along property now or formerly belonging to Simon b. Wilkes, Jr. and Diane Wilkes, a distance of One Hundred Fifty (150) feet to an iron pin corner and the Eastern Right Of Way of Carr Circle (this corner is also known as the Southwest corner of property now or formerly belonging to Simon B. Wilkes, Jr. and Diane Wilkes); thence in a Southerly direction along the Eastern Right Of Way of Carr Circle, a distance of One Hundred (100) feet to an iron pin corner and the Point of Beginning.

which has the property address of 9183-9185 Carr Cr, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Tony Carter and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Tony Carter

Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com<file://www.mccurdycandler.com>
File No. 10-12006 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34073
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Shirley Chambers and Sylvina Lucien to Mortgage Electronic Registration Systems, Inc. dated September 27, 2006 in the amount of $192,550.00, and recorded in Deed Book 2300, Page 26, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 125 of ht e10th District, Newton County, Georgia, being Lot 65 of Holly Hills Phase I, f/k/a Heaton Place Subdivision, as per plat thereof recorded in Plat Book 43, Pages 131-135, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 250 Heaton Place Trial, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Shirley Chambers and Sylvina Lucien and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Shirley Chambers and Sylvina Lucien
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11947 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34023
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF NEWTON

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated September 20, 2006, from Charlie Maye Harris to Ascent Home Loans, Inc., recorded on September 26, 2006 in Deed Book 2284 at Page 473, in the office of the Clerk of the Superior Court of Newton County, Georgia, and said Deed to Secure Debt having been given to secure a note dated September 20, 2006, in the amount of $132,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Newton County, Georgia, on August 3, 2010, the following described real property (hereinafter referred to as the "Property"):

ALL THAT TRACT OF LAND, SITUATE, LYING AND BEING IN LAND LOTS 164 AND 168, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING OF LOT 30 OF LAKEWOOD ESTATES, PHASE 3, AS PER PLAT OF THIS SUBDIVISION ENTITLED "FINAL SUBDIVISION PLAT FOR LAKEWOOD ESTATES PHASE 3" DATED MARCH 22, 2004, BY CLARK DESIGN GROUP, O.C., RECORDED IN PLAT BOOK 41, PAGE 64, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF NEWTON COUNTY, GEORGIA, SAID PLAT BEING MADE A PART HEREOF BY REFERENCE. A.P.N. #: 0012-630

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law.

To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Charlie Maye Harris. The property, being commonly known as 325 Lakeside Pointe, Covington, GA 30016 in Newton County, will be sold as the property of Charlie Maye Harris, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Albertelli Law Attorney for Wells Fargo Bank, NA as trustee of the Lehman Mortgage Trust 2007-1 Trust Fund as Attorney in Fact for Charlie Maye Harris 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 ASAP# 3630755 07/07/2010, 07/14/2010, 07/21/2010, 07/28/2010
Public Notice # 34206
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Demetrius A Coney to Bank of America, N.A. dated May 5, 2005 in the amount of $111,600.00, and recorded in Deed Book 1909, Page 129, Newton County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 169 and 170 of the 10th District, Newton County, Georgia, being Lot 2-A, Unit One of Salem Cove Subdivision, as per Plat thereof recorded in Plat Book 21, Page 278, Newton County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description, said property being known as 3342 Salem Cove Drive, according to the present system of numbering houses in Newton County, Georgia records.

which has the property address of 380 Glynshire Ct, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Demetrius A Coney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A.
Attorney in Fact for
Demetrius A Coney
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00990 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34312
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Stephen D Cooper to Mortgage Electronic Registration Systems, Inc. dated May 25, 2004 in the amount of $202,492.00, and recorded in Deed Book 1692, Page 17, Newton County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 231, 9th District, Newton County, Georgia, being Lot 6, The Links at Covington Subdivision, Unit One-A, as per Plat recorded at Plat Book 34, Pages 276 and 277, Newton County, Georgia records, which Plat is incorporated herein by this reference and made a part hereof.

which has the property address of 10173 North Links Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jennifer Cooper and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Stephen D Cooper
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07875 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34140
6/30, 7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from COVINGTON RIVER PARTNERS, L.P., a Georgia limited partnership ("Grantor"), to FIRST CITIZENS BANK AND TRUST COMPANY, INC., AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR GEORGIAN BANK (“Grantee”), dated May 30, 2007 and recorded in Deed Book 2453, Page 495, Newton County, Georgia records, as subsequently assigned to First Citizens Bank and Trust Company, Inc. (said Deed to Secure Debt and Security Agreement as may have been modified, amended and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Promissory Note dated May 30, 2007 from River Walk Farm, L.P., a Georgia limited partnership (“Borrower”) to Georgian Bank, in the original principal amount of $6,500,000.00, as last renewed by that certain Promissory Note dated May 30, 2009 from Borrower to Georgian Bank, which, inter alia, reflected a modified principal amount of $6,190,000.00, with interest from the date thereof at the rate specified therein (said Promissory Note, as may have been renewed, modified, amended and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Borrower and Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday of August, 2010, the following described property, to-wit:

All that certain tract or parcel of land (the “Land”) lying and being in Newton County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference;

TOGETHER, with all buildings, structures and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights, and water stock, rights to trees, crops, timber and shrubs on the Land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of any grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property;

All the aforesaid property rights, contract rights, Land, equipment, improvements, and claims and all real estate described above and on Exhibit “A” attached hereto shall hereinafter collectively be referred to as “Property”.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed including, but not limited, to the failure to make payments thereunder when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.

Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.

FIRST CITIZENS BANK AND TRUST COMPANY, INC., SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR GEORGIAN BANK, AS ATTORNEY-IN-FACT FOR COVINGTON RIVER PARTNERS, L.P.

Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175

EXHIBIT “A”
legal description

ALL THAT TRACT or parcel of land lying and being in Land Lots 215, 226, 227, 228, and 299 of the 9th Land District of Newton County, Georgia, and being shown as 453.80 acres on that Plat of Survey for J. Lamar Banks and Richard J. Cox prepared by Patrick and Associates, Inc. and certified by Louie D. Patrick, Georgia RLS No. 1757; said plat being dated November 13, 1992, and being recorded in Plat Book 26, Page 302, Public Records of Newton County, Georgia, and said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of the property hereby conveyed.

LESS AND EXCEPT THEREFROM that 4.78 acres conveyed to Newton County, Georgia by J. Lamar Banks and Richard J. Cox by that Warranty Deed dated January 17, 1996, and recorded in Deed Book 584, Page 56, Public Records of Newton County, Georgia.

FURTHER LESS AND EXCEPT all lots in River Walk Farm Subdivision as shown on the following recorded plats:

1. Phase I, Unit I, Plat book 44, page 47, aforesaid Records;

2. Phase I, Unit II, Plat book 39, page 229, aforesaid Records;

3. Phase I, Unit III, Plat book 42, page 20, aforesaid Records;

4. Phase I, Unit IV, Plat book 44, page 55, aforesaid Records;

5. Phase I, Unit V, Plat book 45, page 241, aforesaid Records;

6. Phase 2, Unit 1, Plat book 39, page 24, aforesaid Records;

7. Phase 2, Unit 2, Plat book 40, page 195, aforesaid Records;

8. Phase II, Unit III, Plat book 42, page 236, aforesaid Records;

9. Phase II, Unit IV, Plat book 44, page 123, aforesaid Records;

10. Phase II, Unit V, Plat book 45, page 223, aforesaid Records;

11. Phase III, Unit I, Plat book 42, page 234, aforesaid Records;

12. Phase III, Unit II, Plat book 44, page 125, aforesaid Records;

13. Phase IV, Unit I, Plat book 43, page 177, aforesaid Records;

14. Phase IV, Unit II, Plat book 44, page 255, aforesaid Records;

15. Phase IV, Unit III, Plat book 46, page 30, aforesaid Records.
Public Notice # 34269
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mary Crews to Mortgage Electronic Registration Systems, Inc. dated July 26, 2005 in the amount of $98,800.00, and recorded in Deed Book 1968, Page 462, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 185 of the 10th District, Newton County, Georgia, being Lot 218, Fairview Estates, Phase I, as per plat recorded in Plat Book 39, Pages 32 through 39, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 95 Fieldview Lane, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Mary Crews and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Mary Crews
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-08319 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34277
7/7, 14, 21, 28

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NOTICE OF SALE
UNDER POWER IN
SECURITY DEED

By virtue of Power of Sale contained in Security Deed from Cynthia Y. Nolley to Lendmark Financial Services, Inc., dated December 10, 2008, recorded December 15, 2008 in Deed Book 2670, pages 390-399, Newton County Records, said Security Deed being given to secure a Note of even date in the original principal amount of EIGHTY-FIVE THOUSAND FIFTY AND 00/100 ($85,050.00) DOLLARS, with interest as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lot 224 of the 10th Land District of Newton County, Georgia, and being Lot 19 of Oxford West, Phase II, as shown on plat of survey thereof dated February 28, 1979, and recorded in Plat Book 15, page 48, in the office of the Clerk of the Superior Court of Newton County, Georgia and being more particularly described as follows:

TO FIND THE TRUE POINT OF BEGINNING, commence at the intersection of the eastern right of way line of Cook Road with the northern right of way line of Oxford Road; thence in an easterly direction along the northern right of way line of Oxford Road and following the lines and curvatures thereof a distance of 1282.83 feet to a point located on the western right of way line of a 50-foot unnamed road; thence in a generally northerly and easterly direction along the westerly and northerly right of way lines of said unnamed public road a distance of 560.7 feet to the TRUE POINT OF BEGINNING, and from the TRUE POINT OF BEGINNING, continuing along the northerly right of way line of said unnamed public road in an easterly direction a distance of 105.0 feet to a point; thence north 34 degrees 12 minutes 06 seconds west 200.00 feet to a point; thence south 55 degrees 47 minutes 54 seconds west 105.0 feet; thence south 34 degrees 12 minutes 16 seconds west 200.00 feet to the TRUE POINT OF BEGINNING.

Subject property is known as 55 Perry Circle, Oxford, Georgia 30054 according to the current system of numbering in Newton County, Georgia.

The indebtedness secured by said Deed to Secure Debt has been and is hereby declared to be due and payable by reason of default under the provisions of said Deed to Secure Debt and terms of the Note secured thereby, and the sale will be made for the purpose of applying the proceeds thereof to the payments of the indebtedness and interest thereon, attorney’s fees and expenses of sale, as provided in said Deed to Secure Debt.

Said property will be sold as the property of Cynthia Yvonne Nolley, and is subject to any and all liens superior to this lien, outstanding ad valorem taxes, and easements and restrictions against said property, if any. Cynthia Y. Nolley has been furnished with a copy of this Notice of Sale Under Power prior to its publication. Dianne Mathis is the individual with the authority to negotiate, amend and modify the terms of the Note and Security Deed. Her address is: Lendmark Financial Services, Inc., 3127 Highway 278, Covington, GA 30014. Dianne Mathis may be contacted by telephone at (678) 625-5609.

The current note holder, Lendmark Financial Services, Inc., will execute a Deed to the purchaser at said sale as provided for in the aforesaid Deed to Secure Debt.

REBECCA POLSTON DALLY, P.C.
Attorney at Law
137 East Hightower Trail
P.O. Box 745
Social Circle, Georgia 30025
(770) 464-3330
Public Notice # 34091
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Damian S. Patrick to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $364,600.00 dated 05/10/2007, and recorded in Deed Book 2438, page 477, Newton County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 2691, Pg 89, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Damian S. Patrick the following described property:

All that tract or parcel of land lying and being in Land Lot 393 of the 16th District of Newton County, Georgia, and being Lot 70, The Highlands of Haynes Creek Subdivision, Unit Three, on a plat of survey of same recorded in Plat Book 25, Pages 187-191, Newton County, Georgia Deed Records, which plat is incorporated herein by reference and made a part hereof for a more complete and accurate description, being property known as 30 Upland Court according to the present system of numbering property in Newton County, Georgia.

Property known as: 30 Upland Court, Oxford, GA 30054

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Damian S. Patrick.
CitiMortgage, Inc., as Attorney-in-fact for Damian S. Patrick.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-0684
Public Notice # 34321
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donald G. Davenport to Lendmark Financial Services, Inc. dated August 19, 2005 in the amount of $54,200.00, and recorded in Deed Book 1992, Page 57, Newton County, Georgia Records; as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- 16 by assignment; the undersigned, THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- 16 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 367 of the 9th Land District, Newton County, Georgia, containing 2.48 acres, more or less, as shown on plat of survey prepared for Donald G. Davenport, dated March 16, 1995, and certified by Louie D. Patrick, R.L.S. No. 1757, and recorded in Plat Book 28, Page 184, Newton County, Georgia records, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

This being the same property deeded by Warranty Deed from Hobert Davenport, Individually, and as Executor under the Last Will and Testament of Margie Davis Davenport to Donald G. Davenport dated March 24, 1995 and filed March 28, 1995 in Deed Book 545, Page 601, Newton County, Georgia records.

which has the property address of 87 Stowe Road, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Donald G. Davenport and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- 16
Attorney in Fact for
Donald G. Davenport
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-20818 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34285
7/7, 14, 21, 28

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STATE OF GEORGIA COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Karen E. Denny to Mortgage Electronic Registration Systems, Inc. dated September 2, 2005, and recorded in Deed Book 2055, Page 320, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment, securing a Note in the original principal amount of $86,640.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 96 OF THE 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 100 OF HUNTERS RIDGE SUBDIVISION, UNIT ONE, ACCORDING TO THAT FINAL PLAT OF SURVEY OF SAME PREPARED BY LOUIE D. PATRICK, GA R. #1757, DATED 9/12/01, AND RECORDED IN PLAT BOOK 36, PAGES 221-224 AND REVISED AT PLAT BOOK 37, PAGES 54-57, CLERK'S OFFICE, NEWTON SUPERIOR COURT, WHICH PLAT IS INCORPORATED HEREIN AND MADE APART HEREOF BY REFERENCE THERETO FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY CONVEYED WITHIN.

Said property is known as 85 Hunters Ridge Drive, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Karen E. Denny, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Karen E. Denny, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Karen E. Denny

File no. 10-006030
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34101
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bernest Ellerbe to Mortgage Electronic Registration Systems, Inc. dated September 12, 2006 in the amount of $135,900.00, and recorded in Deed Book 2277, Page 287, Newton County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 185, of the 10th District, Newton County, Georgia, being Lot 197, Fairview Estates, Phase III, as per plat recorded in Plat Book 42, Pages 31 through 41, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 255 Crestfield Circle, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Bernest Ellerbe and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Nationstar Mortgage LLC
Attorney in Fact for
Bernest Ellerbe

Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com<file://www.mccurdycandler.com>
File No. 10-12638 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34278
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lamar English to Mortgage Electronic Registration Systems, Inc. dated September 29, 2006 in the amount of $149,250.00, and recorded in Deed Book 2299, Page 186, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 135 of the 10th District, Newton County, Georgia, being Lot 17, of Ivey Brook Subdivision, Phase One as per plat thereof recorded in Plat Book 32, Pages 43-44 (more particularly described on Page 44), Newton County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 245 Wisteria Way, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lamar English and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Lamar English
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-02954 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34278
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Eric D. Sorrow and Dana Sorrow to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $101,000.00 dated 02/11/2005, and recorded in Deed Book 1866, page 87, Newton County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Eric D. Sorrow and Dana Sorrow the following described property:

All that tract or parcel of land lying and being in Land Lot 160 of the 10th District, Newton County, Georgia, being Lot 3, Block A, of Browns Bridge Crossing Subdivision, as per plat recorded in Plat Book 23, Page 244, in the office of the Clerk of Superior Court of Newton County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

Property known as: 9126 Tara Dr Sw, Covington, GA 30014

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Eric D. Sorrow and Dana Sorrow.

CitiMortgage, Inc., as Attorney-in-fact for Eric D. Sorrow and Dana Sorrow.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04762
Public Notice # 34320
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by The Estate of Bennett Thomas and Annie Thomas to Yale Mortgage Corporation, dated April 13, 2007, recorded in Deed Book 2426, Page 17, Newton County, Georgia Records, and last transferred to The Huntington National Bank, as Trustee for Franklin Mortgage Asset Trust 2009-A by assignment to be recorded, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thousand Dollars ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August 3, 2010 the following described property:

ALL THAT TRACT or parcel of land lying and being in Land Lot 291 of the 9th District of Newton County, Georgia, in the City of Oxford, and being more particularly described as follows:

BEGINNING at an iron pin at the point of intersection of the southerly side of the 30-foot right-of-way of Williams Street with the westerly side of the 30-foot right-of-way of Asbury Street; thence South 00 degrees 26 minutes 00 seconds East 159.8 feet to an iron pin; thence North 89 degrees 06 minutes 02 seconds West 120.0 feet to an iron pin; thence North 00 degrees 26 minutes 00 seconds West 159.8 feet to an iron pin found on the southerly side of the right-of- way of Williams Street; thence South 89 degrees 06 minutes 02 seconds East along the southerly side of the right-of-way of Williams Street 120.0 feet to the iron pin at the POINT OF BEGINNING; according to plat of survey for Bennett Thomas and Annie Lee Thomas dated January 8, 1987 and prepared by Robert C. Pace; Registered Land Surveyor No. 1359, which plat of survey is incorporated herein be reference and made a part hereof.

The debt secured by said Deed to Secured Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is The Estate of Bennett Thomas and Annie Thomas or a tenant or tenants and said property is more commonly known as 201 William Street, Oxford, Georgia 30054.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

THE HUNTINGTON NATIONAL BANK, AS TRUSTEE FOR FRANKLIN MORTGAGE ASSET TRUST 2009-A, as Attorney in Fact for The Estate of Bennett Thomas and Annie Thomas

By:__________________
Heath W. Williams
Attorney for The Huntington National Bank, as Trustee for Franklin Mortgage Asset Trust 2009-A

Heath W. Williams, LLC
170 Mitchell Street, SW
Atlanta, Georgia 30303
(404) 525-5204
(404) 581-3801 (fax)
Public Notice # 34230
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of the power of sale contained in a deed to secure debt from FAIRVIEW ROAD LLC to MCINTOSH COMMERCIAL BANK dated September 9, 2008 in the original amount of $132,863.11, recorded in Deed Book 2645, page 292, Newton County Records, as assigned by the Federal Deposit Insurance Corporation, as Receiver for McIntosh Commercial Bank to CHARTERBANK, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lot 197 of the 10th Land District of Newton County, Georgia and being known as Tract 1 containing 1.39 acres on the Plat of Survey for Fairview Road LLC prepared and certified by Patrick & Associates, Inc., certified by Louie D. Patrick, Georgia R.L.S. No. 1757, said plat being dated September 3, 2008 and recorded in Plat Book 48, page 143, Newton County, Georgia Records and said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of the captioned property.

The indebtedness secured by said deed to secure debt has been declared due and payable by reason of default under the provisions of said deed to secure debt and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of indebtedness and interest thereon, and any balance remaining shall be applied as provided by law. To the best knowledge of CharterBank, the property will be sold as the property of FAIRVIEW ROAD LLC.

Notice has been given of intention to enforce provisions for collection of attorney's fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note and deed to secure debt. The property will be sold subject to 1) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), 2) any matters which might be disclosed by an accurate survey and inspection of the Property, 3) any assessments, liens, encumbrances, zoning ordinances, restrictions, easements and covenants which continue to be in effect and have priority over the interest of the purchaser at the non-judicial foreclosure sale contemplated by this Notice of Sale; and 4) matters of record superior to the Security Deed first set out above.

CHARTERBANK, BY ASSIGNMENT FROM THE FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER FOR MCINTOSH COMMERCIAL BANK, ATTORNEY-IN-FACT FOR FAIRVIEW ROAD LLC
ANDERSEN, TATE & CARR, P.C.
ONE SUGARLOAF CENTRE
1960 SATELLITE BOULEVARD, SUITE 4000
DULUTH, GEORGIA 30097
770-822-0900

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. 1271884_1
Public Notice # 34170
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of the power of sale contained in a deed to secure debt from FAIRVIEW ROAD LLC to MCINTOSH COMMERCIAL BANK dated January 24, 2008 in the original amount of $3,914,200.00, recorded in Deed Book 2560, page 51, Newton County Records, as assigned by the Federal Deposit Insurance Corporation, as Receiver for McIntosh Commercial Bank to CHARTERBANK, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in August, 2010, the following described property:
TRACT I:

All that tract or parcel of land lying and being in Land Lot 197 of the 10th Land District of Newton County, Georgia and being shown as 9.99 acres on that Plat of Survey for Lewis Withrow, prepared by Patrick & Associates, Inc., certified by Louie D. Patrick, Georgia R.L.S. No. 1757, said plat being dated September 20, 2007 and said plat by reference thereto being incorporated herein and in accordance with said plat, said property being more particularly described as follows:

To find the True Point of Beginning, begin at the intersection of the southeast right of way of Fairview Road (80' right of way) with the southwest right of way of Iris Drive/Access Road to Interstate #20 (right of way varies), thence continuing along the right of way of Iris Drive/Access Road and following the curvature thereof a chord bearing of South 57 degrees 30 minutes 09 seconds East a distance of 175.79 feet (said chord having an arc distance of 175.80 feet and a radius of 5,889.71 feet) to a point; thence South 59 degrees 44 minutes 40 seconds East a distance of 326.41 feet to a point and the True Point of Beginning; thence from said True Point of Beginning, South 59 degrees 44 minutes 40 seconds East a distance of 187.92 feet to a point; thence South 61 degrees 00 minutes 26 seconds East a distance of 50.85 feet to a point; thence leaving said right of way and continuing South 09 degrees 08 minutes 36 seconds East a distance of 330.32 feet to a point; thence South 10 degrees 50 minutes 27 seconds West a distance of 1,311.52 feet to a point on the land lot line dividing Land Lots 188 and 197; thence continuing along said land lot line North 89 degrees 50 minutes 19 seconds West a distance of 210.26 feet to a point; thence leaving said land lot line and running North 06 degrees 30 minutes 23 seconds East a distance of 1,744.21 feet to a point on the right of way of Iris Drive/Access Road and the True Point of Beginning.

The being a portion of that property described in those deeds recorded at Deed Book 48, page 272; Deed Book 115, pages 211-212; Deed Book 137, page 59; and being the same property as described in those deeds recorded at Deed Book 144, pages 141-142; Deed Book 186, pages 227-228; Deed Book 2499, pages 256-258; Deed Book 2499, pages 259-261; and Deed Book 2499, pages 262-264; ALL, Public Records of Newton County, Georgia.

TRACT II:

All that tract or parcel of land lying and being in Land Lot 197 of the 10th Land District of Newton County, Georgia and being shown as 39.81 acres on that Plat of Survey for Lewis Withrow, prepared by Patrick & Associates, Inc., certified by Louie D. Patrick, Georgia R.L.S. No. 1757, said plat being dated September 20, 2007 and said plat by reference thereto being incorporated herein and in accordance with said plat, said property being more particularly described as follows:

To find the True Point of Beginning, begin at the intersection of the southeast right of way of Fairview Road (80' right of way) with the southwest right of way of Iris Drive/Access Road to Interstate #20 (right of way varies), thence continuing along the right of way of Fairview Road, South 42 degrees 18 minutes 26 seconds West distance of 286.29 feet to a point; thence South 31 degrees 41 minutes 46 seconds East a distance of 209.96 feet to a point; thence South 42 degrees 35 minutes 41 seconds West a distance of 210.03 feet to a point and the True Point of Beginning; thence from said True Point of Beginning, South 68 degrees 45 minutes 55 seconds East a distance of 639.13 feet to a point; thence South 06 degrees 30 minutes 23 seconds West a distance of 1,223.30 feet to a point on the land lot line dividing Land Lots 188 and 197; thence continuing along said land lot line North 89 degrees 30 minutes 07 seconds West a distance of 1,326.62 feet to a point at the intersection of land lot lines dividing Land Lots 187, 188, 197 and 198; thence from said land lot line intersection, North 09 degrees 03 minutes 31 seconds East a distance of 938.86 feet to a point; thence North 41 degrees 54 minutes 47 seconds East a distance of 154.50 feet to a point; thence North 34 degrees 09 minutes 47 seconds East a distance of 100.50 feet to a point; thence North 15 degrees 52 minutes 47 seconds East a distance of 69.65 feet to a point on the right of way of Fairview Road; thence continuing along said right of way and following the curvature thereof a chord bearing of North 48 degrees 22 minutes 47 seconds East a distance of 311.35 feet (said chord having an arc distance of 311.61 feet and a radius of 2,207.10 feet) to a point; thence North 42 degrees 54 minutes 55 seconds East a distance of 293.40 feet to a point; thence leaving said right of way and running South 31 degrees 43 minutes 25 seconds East a distance of 209.95 feet to a point and the True Point of Beginning.

This being a portion of that property described in those deeds recorded at Deed Book 137, page 59; Deed Book 187, page 95; Deed Book 192, pages 527-528; Deed Book 511, pages 548-549; and Deed Book 2005, pages 44-46; ALL, Public Records of Newton County, Georgia.

The indebtedness secured by said deed to secure debt has been declared due and payable by reason of default under the provisions of said deed to secure debt and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of indebtedness and interest thereon, and any balance remaining shall be applied as provided by law. To the best knowledge of CharterBank, the property will be sold as the property of FAIRVIEW ROAD LLC.

Notice has been given of intention to enforce provisions for collection of attorney's fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note and deed to secure debt. The property will be sold subject to 1) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), 2) any matters which might be disclosed by an accurate survey and inspection of the Property, 3) any assessments, liens, encumbrances, zoning ordinances, restrictions, easements and covenants which continue to be in effect and have priority over the interest of the purchaser at the non-judicial foreclosure sale contemplated by this Notice of Sale; and 4) matters of record superior to the Security Deed first set out above.
CHARTERBANK, BY ASSIGNMENT FROM THE FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER FOR MCINTOSH COMMERCIAL BANK, ATTORNEY-IN-FACT FOR FAIRVIEW ROAD LLC
ANDERSEN, TATE & CARR, P.C.
ONE SUGARLOAF CENTRE
1960 SATELLITE BOULEVARD, SUITE 4000
DULUTH, GEORGIA 30097
770-822-0900

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.
1271877_1
Public Notice # 34171
7/7, 14, 21, 28

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STATE OF GEORGIA NOTICE OF SALE UNDER POWER
COUNTY OF NEWTON

A default having occurred under the terms of the Promissory Note from JOAN DOLLAR to NEWTON FEDERAL BANK, f/k/a NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION (in the original principal sum of $83,000.000) dated June 23, 2004, secured by a Deed to Secure Debt of even date therewith recorded in Deed Book 1702, pages 202-207, Newton County Records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in August, 2010, to the highest bidder for cash, the following described property, to wit:

All that tract or parcel of land lying and being in the 9th Land District, City of Covington, Newton County, Georgia, and being in the Cherry Valley Subdivision, and as shown on plat of survey for Jeff Dollar and Joan Dollar by Richard E. Nutt, RLS No. 1797, dated March 28, 1984, and recorded in Plat Book 18, page 280, Newton County, Georgia Deed Records, said plat being incorporated herein by reference thereto for a more complete description, and more particularly described on Exhibit “A” attached hereto and made a part hereof by reference thereto.

EXHIBIT “A”

TO ARRIVE AT THE TRUE POINT OF BEGINNING, begin at the intersection of the northern right-of-way of Cherry Valley Drive and the westerly right-of-way of Elliott Street; thence from said intersection, running in a northerly direction along the westerly right-of-way of Elliott Street 512.8 feet to an iron pin which is the TRUE POINT OF BEGINNING; thence South 79 degrees 31 minutes West 191.36 feet to an iron pin; thence North 4 degrees 14 minutes West 100.6 feet to an iron pin; thence North 79 degrees 31 minutes East 180.63 feet to an iron pin on the westerly right-of-way of Elliott Street; thence South 10 degrees 29 minutes East along the westerly right-of-way of Elliott Street 100.0 feet to an iron pin, which iron pin is the TRUE POINT OF BEGINNING.

Notice of the initiation of this proceeding has been given to the said JOAN DOLLAR as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162, et. seq.).

This property is being sold as the property of JOAN DOLLAR, subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Deed to Secure Debt.
NEWTON FEDERAL BANK, F/K/A NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION, AS ATTORNEY-IN-FACT FOR JOAN DOLLAR

Alexander, Royston, Hardman, Shinall & Strickland, LLP
Attorneys at Law
1116 Clark Street
Covington, GA 30014
Public Notice # 34039
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER, NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by James T. Foy to Wells Fargo Home Mortgage, Inc. dated 9/17/2003 and recorded in Deed Book 1545 Page 521, Newton County, Georgia records; as last transferred to US Bank National Association, as Trustee for Structured Asset Securities Corporation 2005-RF6 by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 137,111.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lot 167, District 10, Lot 190, Plat Book 36, page 175-178, (Revised 36/260-263), Avonlea, Newton County, State of Georgia.

Said property is commonly known as 85 Avonlea Drive, Covington, Georgia 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): James T. Foy or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

US Bank National Association, as Trustee for Structured Asset Securities Corporation 2005-RF6 as agent and Attorney in Fact for James T. Foy

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34138
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Pierre O. Francois to Mortgage Electronic Registration Systems, Inc. dated October 13, 2006 in the amount of $187,000.00, and recorded in Deed Book 2329, Page 594: re-recorded at Book 2371, Page 268, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 125 and 132 of the 10th District, Newton County, Georgia, being Lot 305 of Trelawney Subdivision, Unit Two, and being more particularly described as Exhibit A attached hereto and made part hereof by reference.

All that tract or parcel of land lying and being in Land Lots 125 & 132 of the 10th District, Newton County, Georgia and being more particularly described as follows:
BEGINNING at a point located on the cul-de-sac of the Westerly Right-of-Way of Trelawney Drive (50 foot Right-of-Way) 225.30 feet North from the Right-of-Way of Trelawney Circle; thence leaving said Right-of-Way of Trelawney Drive and running North 51 Degrees 22 Minutes 36 seconds West a distance of 192.77 feet to a point; thence running North 56 Degrees 02 Minutes 36 Seconds East a distance of 30.95 feet to a point; thence North 89 Degrees 27 minutes 58 Seconds East a distance of 13.35 feet to a point; thence North 34 Degrees 23 Minutes 44 Seconds West a distance of 7.35 feet to a point; thence North 56 Degrees 02 Minutes 36 Seconds East a distance of 149.71 feet to a point; thence running South 10 Degrees 02 Minutes 58 Seconds East a distance of 186.47 feet to a point located on Trelawney Drive; thence running Southwesterly along said Right-of-Way of Trelawney Drive (cul-de-sac) the following curvature thereof an arc distance of 64.35 to a point being the POINT OF BEGINNING (said arc being subtended by a chord having a chord bearing of South 43 Degrees 04 Minutes 51 Seconds West a chord distance of 60.00 feet. Said property being Lot 305 of Trelawney Subdivision, Unit Two, as per plat of survey prepared for Elmo Fortenberry Builders, Inc by Louie D. Patrick, Georgia RLS #1757, Dated January 18, 2001.

which has the property address of 285 Trelawney Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Pierre O. Francois and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Pierre O. Francois
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01042 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34187
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rodney D. Freeman to Mortgage Electronic Registration Systems, Inc. dated September 27, 2004 in the amount of $122,400.00, and recorded in Deed Book 1775, Page 465, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

The land referred to in this exhibit is located in the County of Newton and the State of Georgia in Deed Book 908 at Page 319 and described as follows:

All that tract or parcel of land lying and being in Land Lot 237 of the 9th District, Newton County, Georgia, being Lot 5, Phase 1, Sterling Lakes Subdivision, as per plat recorded in Plat Book 32, Page 9, Newton County, Georgia records, which plat is incorporated herein by reference and made a part thereof.

which has the property address of 8140 Sterling Lakes Ct, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Rodney D. Freeman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Rodney D. Freeman
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00704 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34022
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by James Fulk and Stephanie A Fulk to Mortgage Electronic Registration Systems, Inc. dated August 8, 2007 in the amount of $130,500.00, and recorded in Deed Book 2488, Page 173, Newton County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 21 of the 8th District, Newton County, Georgia being Lot 21, Phase Two of Autumn Woods Subdivision, as per plat thereof recorded in Plat Book 41, Pages 91-97, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made part of this description.
A.P.N.: 9A-98

which has the property address of 185 Sampson Ct, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of James Fulk and Stephanie A Fulk and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Nationstar Mortgage LLC
Attorney in Fact for
James Fulk and Stephanie A Fulk
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12144 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34276
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE
UNDER POWER
IN DEED TO
SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Furman L Clarke and Ann H Clarke and a/k/a Furman L. Clarke, Jr. to First Newton Bank in the original principal amount of $196,000.00 dated 03/20/1998, and recorded in Deed Book 715, page 349, Newton County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Furman L Clarke and Ann H Clarke and a/k/a Furman L. Clarke, Jr. the following described property:

All that tract or parcel of land lying and being in Land Lot 177 of the 1st Land District, Newton County, Georgia being a 4.81 acre triangular tract at the corner of GA Hwy #229 and Adams Circle, according to survey for Furman L. Clarke, Jr and Ann H. Clarke by Peter J. Pietraszuk, GA RLS #2262, dated 8/21/97 and recorded in Plat Book 31, Page 48, Newton County, Georgia Records, which plat is by reference incorporated herein and made a part hereof.

Property known as: 886 Highway 229, Social Circle, GA 30025

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Furman L Clarke and Ann H Clarke and a/k/a Furman L. Clarke, Jr..

CitiMortgage, Inc., as Attorney-in-fact for Furman L Clarke and Ann H Clarke and a/k/a Furman L. Clarke, Jr..

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04759
Public Notice # 34326
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of default in the payment of the indebtedness secured by the security deed executed by GREYLAND REAL ESTATE INVESTMENTS, INC., a Georgia corporation to McINTOSH COMMERCIAL BANK on August 28, 2006, and recorded in Deed Book 2267, Page 250, Newton County, Georgia Records; as transferred and assigned by Federal Deposit Insurance Corporation as Receiver for McIntosh Commercial Bank to CharterBank by Assignment dated June 2, 2010, and recorded in Deed Book 2825, Page 237, Newton County, Georgia Records; as assigned by CharterBank to First Commerce Community Bank on June 2, 2010, and recorded in Deed Book 2825, Page 239, Newton County, Georgia Records, FIRST COMMERCE COMMUNITY BANK, as lender, pursuant to the security deed and the secured note, has declared the entire amount of said indebtedness due and payable and, pursuant to the Power of Sale contained in the security deed, will on the first Tuesday in August, 2010 during the legal hours of sale, at the courthouse door in Newton County, Georgia, sell at public outcry to the highest and best bidder for cash, the following described property:

ALL THAT TRACT or parcel of land lying and being in Land Lot 254 of the 9th Land District, City of Covington, Newton County, Georgia and being shown as Lot 11 in accordance with that Final Subdivision Plat for East Haven Subdivision, Unit Two, said plat prepared by Patrick & Associates, Inc., and certified by Louie D. Patrick, Georgia R.L.S. No. 1757, said plat being dated May 20, 2001 as last revised June 15, 2005, and recorded in Plat Book 43, Pages 74-78, Public Records of Newton County, Georgia, said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of said property.

To the best knowledge and belief of the lender, the party in possession of the property is GREYLAND REAL ESTATE INVESTMENTS, INC., a Georgia corporation or a tenant or tenants, and the property is more commonly known as 2156 LYA SUE LANE, COVINGTON, GEORGIA, 30016.

The property will be conveyed subject to (i) any unpaid property taxes which may be liens against the property; and (ii) all easements and restrictions of record, if any, having priority over the security deed. The sale will be held subject to (i) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (ii) final confirmation and audit of the status of the loan with the holder of the security deed.

The property will be sold as the property of GREYLAND REAL ESTATE INVESTMENTS, INC., a Georgia corporation and the proceeds of sale will be applied to the payment of all indebtedness secured by the security deed, the expense of sale, all as provided in the security deed, and lender will execute a deed to the purchaser as provided in the security deed.
FIRST COMMERCE COMMUNITY BANK As Attorney in Fact for
GREYLAND REAL ESTATE INVESTMENTS, INC., a Georgia corporation

BY: WALTER P. ROWE, ESQ.
HARTLEY, ROWE & FOWLER, P.C.
P. O. BOX 489
DOUGLASVILLE, GEORGIA 30133-0489
770/920-2000

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34212
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Adam Hanson and Melody Hanson to Mortgage Electronic Registration Systems, Inc. dated September 8, 2003, and recorded in Deed Book 1524, Page 432, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Self-Help Ventures Fund, by Assignment, securing a Note in the original principal amount of $171,593.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 135 of the 9th Land District, Newton County, Georgia, berg more particularly described as Lot 19 of Willow Springs Ranch Subdivision - Phase Two, as per plat dated 9/11/2002 and amended 10/14/2002, filed for record and recorded 10/18 02 in Plat Book 38, Page 180, Newton County Records. The same is incorporated Herein, and made a part hereof by reference.

Said property is known as 215 Willow Springs Drive, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Adam Hanson and Melody Hanson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Adam Hanson and Melody Hanson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Self-Help Ventures Fund as Attorney-in-Fact for Adam Hanson and Melody Hanson

File no. 07-6794
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34235
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Felicia Harp to Mortgage Electronic Registration Systems, Inc. dated March 31, 2004, and recorded in Deed Book 1662, Page 493, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company FKA Alliance Mortgage Company, by Assignment, securing a Note in the original principal amount of $150,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 187, 10th DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 33, UNIT ONE, WOODSTONE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 30 PAGE 79, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 280 Rosewood Circle, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Felicia Harp, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Felicia Harp, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverHome Mortgage Company FKA Alliance Mortgage Company as Attorney-in-Fact for Felicia Harp

File no. 09-010222
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34094
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Vivia Holmes to Mortgage Electronic Registration Systems, Inc. dated May 1, 2006 in the amount of $141,192.00, and recorded in Deed Book 2183, Page 457, Newton County, Georgia Records; as last transferred to Citibank, N.A. as Trustee for the Certificateholders of Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-4 by assignment; the undersigned, Citibank, N.A. as Trustee for the Certificateholders of Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 119 of the 10th District of Newton County, Georgia, and being Lot 640, The Silos of Ellington, Phase 3, as per plat of same filed for record at Plat Book 41, Pages 22-28, Newton County, Georgia Records. The description of said lot as shown on said plat is by this reference, specifically incorporated herein.

which has the property address of 60 Westfield Way, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Vivia Holmes and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Citibank, N.A. as Trustee for the Certificateholders of Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-4
Attorney in Fact for
Vivia Holmes
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-07983 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34288
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Deborah L. Hughes to Sun America Mortgage Corporation dated April 9, 2003, and recorded in Deed Book 1406, Page 299, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company formerly known as Alliance Mortgage Company, by Assignment, securing a Note in the original principal amount of $127,850.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 184 and 169 of the 10th District, Newton County, Georgia, being Lot 66 Lakewood Estates Subdivision, Phase I, as per plat recorded in Plat Book 37, Pages 23-37, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Said property is known as 200 Lakeview Trail, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Deborah L. Hughes, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Deborah L. Hughes, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverHome Mortgage Company formerly known as Alliance Mortgage Company as Attorney-in-Fact for Deborah L. Hughes

File no. 10-005570
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34002
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Scott Dooley to Farmers & Merchants Bank, dated May 19, 2008, recorded in Deed Book 2608, Page 529, and as re-recorded in Deed Book 2820, Page 198, Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Thirteen Thousand Seven Hundred Fifty and 00/100 Dollars ($213,750.00), as modified at Deed Book 2806, Page 593, Newton County, Georgia records, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

Exhibit “A”

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 24 of the10th District, Newton County, Georgia, and being Lot 39 of BETHANY OAKS SUBDIVISION n/k/a ST. MORITZ SUBDIVISION, as per plat recorded in Plat Book 43, Pages 257-261, Newton County, Georgia records, and Plat Book 44, Pages 178-182 (more particularly described on Page 179), Newton County, Georgia records, which plat is incorporated herein by reference and made a part hereof.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey Scott Dooley and Ellen Dooley or a tenant or tenants and said property is more commonly known as 30 Skylar Drive, Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.

Farmers & Merchants Bank as Attorney in Fact for Jeffrey Scott Dooley and Ellen Dooley.

Talley, French & Kendall, P.C., 1892 GA. Hwy. 138, S.E., Conyers, GA 30013, 770-483-1431.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34136
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt from Jerry L. Garner and Brenda A. Garner, to the Bank of Madison dated September 18, 2006 and recorded at Deed Book 2283, Pages 270 to 273, Newton County, Georgia, records (hereinafter referred to as the “Deed to Secure Debt”), said Deed to Secure Debt securing a Consumer Note as modified (the “Note”) in the original principal amount of FORTY THREE THOUSAND EIGHT HUNDRED SEVENTEEN AND 02/100THS DOLLARS ($43,817.02), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, during the legal hours of sale on August 3, 2010, the following described real property, to wit:

All that tract or parcel of land lying and being in Land Lots 165 and 171 of the 1st Land District, Newton County, Georgia, and containing 10.40 Acres as shown on survey from Jerry L. Garner and Brenda A. Garner by Louie D. Patrick, Georgia R.L.S. #1757, dated February 25, 1994, recorded in Plat Book 27, Page 245, Clerk’s Office, Newton Superior Court, which plat is incorporated herein by reference thereto for a more complete description. This being the same property recorded in Deed Book 287, Page 290, and Deed Book 502, Page 50, said Clerk’s Office.

The debt secured by said Deed to Secure Debt having been declared due because of default in payment, plus other possible defaults, this sale will be made for the purpose of paying said debt and all expenses of this sale, including attorneys’ fees, notice having been given. This property will be sold as the property of Jerry L. Garner and Brenda A. Garner, subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the real property, any easements, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above, appearing of record, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

BANK OF MADISON as attorney in fact for JERRY L. GARNER AND BRENDA A. GARNER.

PRIOR, DANIEL & WILTSHIRE, LLC
By: Robert T. Prior
288 South Main Street
Madison, Georgia 30650
(706) 342-0606
Public Notice # 34174
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER IN
DEED TO SECURE DEBT

UNDER AND BY VIRTUE of that Power of Sale contained in a certain Deed to Secure Debt from JOHN E. WALSINGHAM and NORMA J. WALSINGHAM in favor of CARROL WAYNE GAY and JANICE ARLENE PATRICK dated November 12, 2007 and recorded at Deed Book 2532, pages 203-208, Public Records, Newton County, Georgia, the undersigned, CARROL WAYNE GAY and JANICE ARLENE PATRICK, as Attorney in Fact for JOHN E. WALSINGHAM and NORMA J. WALSINGHAM, will sell at public outcry to the highest bidder for cash before the Courthouse door in Newton County, Georgia, during the legal hours of sale, on the first (1st) Tuesday in August 2010, namely August 3, 2010, the following described property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 414 of the 16th Land District of Newton County, Georgia being shown as Lot 4, Block “A”, Section “A”, Hightower Forest Subdivision in accordance with that Plat of Survey recorded at Plat Book 11, page 296, Public Records of Newton County, Georgia, said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of said property.

Said property being known as 2111 Mt. Zion Road, Oxford, Georgia 30054 according to the present system of numbering streets in Newton County, Georgia.

The Deed to Secure Debt herein foreclosed securing a Promissory Note dated November 12, 2007, in the original, principal amount of $152,000.00. The debt secured by said Deed to Secure Debt being in default by, among other possible events of default, failure to pay said indebtedness as the same fell due, and the debt secured by said Deed to Secure Debt and evidenced by said Note has been and is hereby declared due and payable in full because of said default. This sale will be made for the purpose of paying the remaining principal indebtedness and accrued interest as accelerated. The proceeds thereof will be applied to the payment of said indebtedness and all charges and expenses in connection with said foreclosure in accordance with the terms of said Deed to Secure Debt and the balance, if any, will be applied as provided by law.

Said property will be sold as the property of JOHN E. WALSINGHAM and NORMA J. WALSINGHAM, subject to any outstanding and unpaid real estate taxes (ad valorem taxes) or assessments, street improvements, easements, restrictive covenants, and any and all other assessments appearing of record, if any.

The property was to be used as a dwelling place by the debtor at the time the Security Deed was executed, and notice has been given in accordance with O.C.G.A Section 44-14-162.2.

Notice was also given in accordance with O.C.G.A. Section 13-1-11 of intention to collect attorney’s fees.

The undersigned will execute a Deed Under Power of Sale to the Purchaser at sale as attorney-in-fact for JOHN E. WALSINGHAM and NORMA J. WALSINGHAM., as provided in the Deed to Secure Debt herein foreclosed, and Georgia Law.

Janice Patrick has full authority to negotiate, amend, and modify all terms of the mortgage. Janice Patrick’s address is 2035 Mt. Zion Road, Oxford, Newton County, Georgia 30054 and her telephone number is 770-786-0925.

CARROL WAYNE GAY and JANICE ARLENE PATRICK as Attorney-in-Fact for JOHN E. WALSINGHAM and
NORMA J. WALSINGHAM
By: David A. Henderson*
Attorney at Law
6169 Adams Street, NE
Covington, Georgia 30015
(770) 787-2946 *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 07-571(N)
Public Notice # 34238
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE
UNDER POWER
IN DEED TO
SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from John I. Bruno to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $69,000.00 dated 03/27/2002, and recorded in Deed Book 1198, page 482, Newton County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-Fact for John I. Bruno the following described property:

All that tract or parcel of land lying and being in Land Lot 34 of the 10th Land District, Newton County, Georgia, and being designated as Lot 30 of The Cove Subdivision, according to that final Subdivision Plat prepared for The Cove by John F. Brewer, Georgia R.L.S. #2115, said plat dated 12/07/1998 and recorded in Plat Book 32, Pages 210-213, Clerk's Office, Newton County Superior Court, which plat is incorporated herein and made a part hereof by references thereto for a more particular description of the property conveyed herein.

Property known as: 15 Whitehead Ct, Covington, GA 30016

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is John I. Bruno.

CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-fact for John I. Bruno.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04125
Public Notice # 34328
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN L. JOHNSON to THE PARK AVENUE BANK, dated May 29, 2008, recorded in Deed Book 2619, Pages 383-400, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Fifteen Thousand Dollars and 00/100 ($115,000.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 the following described property:

All that tract or parcel of land lying and being in Land Lot 106 of the 10th Land District of Newton County, Georgia and being shown as Lot 1 containing 1.009 Acres, in accordance with the Plat of Survey entitled "Tuten Plase", prepared by Brewer & Dudley, LLC, and certified by John F. Brewer, Georgia R.L.S. No. 2905, said plat being dated January 14, 2004 and revised March 22, 2004, and recorded in Plat Book 40, Page 274, Public Records of Newton County, Georgia and said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of the captioned property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Pursuant to O. C. G. A. §44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above described mortgage is as follows: THE PARK AVENUE BANK, P. O. BOX 670, MCDONOUGH, GA 30253 Telephone: 770-898-0852. The foregoing notwithstanding, nothing in O. C. G. A.§44-14-162.2 shall be construed to require THE PARK AVENUE BANK to negotiate, amend or modify the terms of the Deed to Secure Debt described herein..

To the best knowledge and belief of the undersigned, the party in possession of the property is STEVEN L. JOHNSON or a tenant or tenants.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

This the 4th day of June, 2010.

THE PARK AVENUE BANK AS ATTORNEY IN FACT FOR STEVEN L. JOHNSON

DAVID M. WOLFSON, P.C.
Attorney at Law
1010 Williams Street
Valdosta, GA 31601
(229) 257-0080
State Bar No: 773395
Public Notice # 34203
7/7, 14, 21, 28

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NOTICE OF SALE
UNDER POWER
GEORGIA, NEWTON

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN L. JOHNSON to THE PARK AVENUE BANK, dated May 29, 2008, recorded in Deed Book 2619, Pages 364-381, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Fifteen Thousand Dollars and 00/100 ($115,000.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 the following described property:

All that tract or parcel of land lying and being in Land Lot 106 of the 10th Land District of Newton County, Georgia and being shown as Lot 2 containing 1.064 Acres, in accordance with the Plat of Survey entitled "Tuten Plase", prepared by Brewer & Dudley, LLC, and certified by John F. Brewer, Georgia R.L.S. No. 2905, said plat being dated January 14, 2004 and revised March 22, 2004, and recorded in Plat Book 40, Page 274, Public Records of Newton County, Georgia and said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of the captioned property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Pursuant to O. C. G. A. §44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above described mortgage is as follows: THE PARK AVENUE BANK, P. O. BOX 670, MCDONOUGH, GA 30253 Telephone: 770-898-0852. The foregoing notwithstanding, nothing in O. C. G. A.§44-14-162.2 shall be construed to require THE PARK AVENUE BANK to negotiate, amend or modify the terms of the Deed to Secure Debt described herein..

To the best knowledge and belief of the undersigned, the party in possession of the property is STEVEN L. JOHNSON or a tenant or tenants.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

This the 4th day of June, 2010.
THE PARK AVENUE BANK AS ATTORNEY IN FACT FOR STEVEN L. JOHNSON

DAVID M. WOLFSON, P.C.
Attorney at Law
1010 Williams Street
Valdosta, GA 31601
(229) 257-0080
State Bar No: 773395
Public Notice # 34200
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Terry L Kennedy and Debra Kitchens Kennedy to Mortgage Electronic Registration Systems, Inc. dated December 22, 2004 in the amount of $96,642.00, and recorded in Deed Book 1841, Page 455, Newton County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 30 of the 10th District of Newton County, Georgia, being Lot 142, Mountainview Estates Subdivision, Unit Three, as per plat recorded in Plat Book 32, Pages 110-113, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 415 Mountainview Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Terry L Kennedy and Debra Kitchens Kennedy and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Terry L Kennedy and Debra Kitchens Kennedy
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-30162 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34050
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from THE KNIGHT GROUP, INC. to UNITED COMMUNITY BANK, dated April 16, 2008, recorded April 28, 2008, in Deed Book 2598, Page 276, Newton County, Georgia records, said Security Deed being given to secure a Note from THE KNIGHT GROUP, INC. of even date, as amended, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lots 220 and 223 of the 9th District of Newton County, Georgia, and being known as Lot 47 of Stone Ridge Subdivision, Phase II, as per plat recorded in Plat Book 43, Pages 19 through 24, records of the Superior Court of Newton County, Georgia records, said plats being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is THE KNIGHT GROUP, INC. or a tenant or tenants.
UNITED COMMUNITY BANK,
as attorney in Fact for THE KNIGHT GROUP, INC.
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02266
Public Notice # 34214
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from THE KNIGHT GROUP, INC. to UNITED COMMUNITY BANK, dated March 24, 2008, recorded April 7, 2008, in Deed Book 2589, Page 609, Newton County, Georgia records, said Security Deed being given to secure a Note from THE KNIGHT GROUP, INC. of even date , as amended, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lots 220 and 223 of the 9th District of Newton County, Georgia, and being known as Lot 72 of Stone Ridge Subdivision, Phase II, as per plat recorded in Plat Book 43, Pages 19 through 24, records of the Superior Court of Newton County, Georgia records, said plats being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is THE KNIGHT GROUP, INC. or a tenant or tenants.
UNITED COMMUNITY BANK,
as attorney in Fact for THE KNIGHT GROUP, INC.
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02279
Public Notice # 34215
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Laquinda Jennings and James Jennings to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $176,075.00 dated 06/30/2004, and recorded in Deed Book 1723, page 397, Newton County records, said Security Deed being last transferred and assigned to Wells Fargo Bank, N.A., not in its individual capacity, but solely as trustee for RMAC Pass-Through Trust, Series 2010-A, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by Wells Fargo Bank, N.A., not in its individual capacity, but solely as trustee for RMAC Pass-Through Trust, Series 2010-A, as Attorney-in-Fact for Laquinda Jennings and James Jennings the following described property:

All that tract or parcel of land lying and being in Land Lot 227 of the 9th District, Newton County, Georgia, being Lot 70, River Walk Farm, Phase I, Unit I, as per plat recorded in Plat Book 38 Page 249-256, Newton County, Georgia Records, said plat being incorporated herein and made reference hereto.

Property known as: 55 Sagebush Trail, Covington, GA 30014

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Quantum Servicing Corporation
6302 E. Martin Luther King Blvd., Suite 300
Tampa, FL 33619
PHONE: 877-817-3266

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Laquinda Jennings and James Jennings.

Wells Fargo Bank, N.A., not in its individual capacity, but solely as trustee for RMAC Pass-Through Trust, Series 2010-A, as Attorney-in-fact for Laquinda Jennings and James Jennings.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04631
Public Notice # 34323
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by John D. Legg to Washington Mutual Bank, FA dated August 26, 2005, and recorded in Deed Book 2014, Page 572, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $100,233.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

THE FOLLOWING DESCRIBED REAL PROPERTY SITUATE IN THE CITY OF COVINGTON, COUNTY OF NEWTON, AND STATE OF GEORGIA, TO WIT:
A TRACT OR PARCEL OF LAND, WHICH IS DESCRIBED AS FOLLOWS;
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 91 OF THE 9TH DISTRICT OF NEWTON COUNTY, GEORGIA, BEING PART OF LOT 11 AND PART OF LOT 12, OF LAKE PINES, PHASE 11, AS SHOWN ON PLAT OF SURVEY FOR WADE HOMES, INC., PREPARED BY H. LANIER DUNN, GEORGIA REGISTERED LAND SURVEYOR NO. 2243, DATED DECEMBER 13, 2002, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO SAID PLAT AS FOLLOWS:
BEGINNING AT AN IRON PIN FOUND ON THE WESTERLY RIGHT-OF-WAY LINE OF LAKE PINES COURT AT A POINT LOCATED 351.70 FEET SOUTHERLY ALONG SAID RIGHT-OF-WAY LINE FROM THE INTERSECTION OF THE WESTERLY RIGHT-OF-WAY LINE OF LAKE PINES COURT WITH THE SOUTHERLY RIGHT-OF-WAY LINE OF ROCKY POINT ROAD (60'R/W); THENCE CONTINUING ALONG SAID RIGHT-OF-WAY LINE ALONG A CURVE TO THE LEFT, SAID CURVE HAVING A RADIUS OF 20.00 FEET, AN ARC LENGTH OF 3.82 FEET AND BEING SUBTENDED BY A CHORD OF A BEARING SOUTH 15 DEGREES 34 MINUTES 56 SECONDS WEST 3.82 FEET TO A POINT; THENCE ALONG A CURVE TO THE RIGHT, SAID CURVE HAVING A RADIUS OF 50.00 FEET, AN ARC LENGTH OF 80.60 FEET AND BEING SUBTENDED BY A CHORD OF A BEARING SOUTH 25 DEGREES 11 MINUTES 36 SECONDS EAST 72.15 FEET TO A POINT; THENCE LEAVING SAID RIGHT-OF-WAY LINE RUN SOUTH 06 DEGREES 20 MINUTES 09 SECONDS WEST 216.74 FEET TO AN IRON PIN FOUND; THENCE NORTH 88 DEGREES 33 MINUTES 27 SECONDS WEST 252.72 FEET TO AN IRON PIN FOUND; THENCE NORTH 02 DEGREES 01 MINUTES 42 SECONDS WEST 12.54 FEET TO AN IRON PIN FOUND: THENCE NORTH 25 DEGREES 51 MINUTES 50 SECONDS WEST 90.37 FEET TO AN IRON PIN FOUND; THENCE NORTH 54 DEGREES 31 MINUTES 45 SECONDS EAST 173.91 FEET TO A POINT; THENCE NORTH 38 DEGREES 07 MINUTES 26 SECONDS EAST 47.21 FEET TO A POINT; AND THENCE NORTH 68 DEGREES 19 MINUTES 01 SECONDS EAST 124.79 FEET TO AN IRON PIN POUND AND THE POINT OF BEGINNING.
BY FEE SIMPLE DEED FROM WADE HOMES, INC., A GEORGIA CORPORATION, AS SET FORTH IN DEED BOOK 1903, PAGE 114 AND RECORDED ON 5/5/2005, NEWTON COUNTY RECORDS.
THE SOURCE DEED AS STATED ABOVE IS THE LAST RECORD OF VESTING FILED FOR THIS PROPERTY. THERE HAVE BEEN NO VESTING CHANGES SINCE THE DATE OF THE ABOVE REFERENCED SOURCE.

Said property is known as 30 Lake Pines Court, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of John D. Legg, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of John D. Legg, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for John D. Legg
File no. 10-005973
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KLM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34095
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA,
NEWTON COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt, Assignment of Rents and Leases and Security Agreement given by Lifestyle Homebuilders, LLC, a Georgia limited liability company (“Grantor”), and held by Wells Fargo Bank, National Association, a national banking association (as successor by merger to Wachovia Bank, National Association), as Administrative Agent for itself and certain other lenders, dated November 3, 2006, filed November 7, 2006 and recorded in Deed Book 2314, Page 546, Newton County, Georgia Records (the "Security Deed"), conveying the after-described property to secure all indebtedness and other obligations of the Grantor under that certain Senior Secured Revolving Credit Agreement, dated November 3, 2006, as amended (the "Credit Agreement"), providing for a modified maximum principal indebtedness in the amount of ELEVEN MILLION AND NO/100THS DOLLARS ($11,000,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

ALL THAT TRACT or parcel of land lying and being in Land Lot 154 of the 10th District of Newton County, Georgia, being Lot 182, Block G, The Meadows at Saddlebrook, Phase 2, and Lot 95, Block B, The Meadows at Saddlebrook, Phase 2, as per plat recorded in Plat Book 40, Pages 210-214, Newton County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description.

The debt secured by the Security Deed has been and is hereby declared due because of, among other events of default, failure to pay the indebtedness as and when due and in the manner provided in the Credit Agreement, the promissory notes further evidencing such indebtedness, and the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey or inspection of said property, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the Security Deed with the debtor is: Wells Fargo Bank, National Association, G0147-057, 360 Interstate North Parkway, Suite 510, Atlanta, GA. 30339, Attention: Tim Potts, or by telephone during regular business hours at (770) 249-6275. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Grantor or a tenant or tenants of Grantor and said property is commonly known as Lot 95, Block B, and Lot 182, Block G, both in the Meadows at Saddlebrook Subdivision, Phase 2.

Wells Fargo Bank, National Association
(as successor by merger to Wachovia Bank, National Association)
As Attorney-in-Fact for
Lifestyle Homebuilders, LLC

Paul, Hastings, Janofsky & Walker, LLP
600 Peachtree Street, Suite 2400
Atlanta, Georgia 30308
Attention: Ted Smith
Public Notice # 34273
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER, NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Michael Liford and Andrea Liford to Mortgage Electronic Registration Systems. Inc. as nominee for BSM Financial, L. P., DBA Brokersource dated 11/29/2006 and recorded in Deed Book 2335 Page 126, Newton County, Georgia records; as last transferred to Wells Fargo Bank, NA. by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 106,084.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lot 89 of the 10th District, Newton County, Georgia (part of the property shown at Plat Book 30, Page 189, Records of Newton County Georgia, being part of Lot 12 and part of Lot 11, Unit 4, The Pines Subdivision as shown on such plat), and being more particularly described as follows:

Begin at a iron pin set on the northeastern side of the right of way of Cowan Road, a 60 foot right of way, said point being 1,408.30 feet southeasterly along said side right of way from the intersection of said side of said right of way and the east line of Land Lot 89; run thence North 63 degrees 34 minutes 09 seconds East a distance of 162.03 feet to a iron pin set; run thence North 43 degree 36 minutes 21 seconds East a distance of 578.79 feet to a iron pin found; run thence South 01 degree 52 minutes 00 seconds East a distance of 503.88 feet to a iron pin found; run thence South 72 degrees 24 minutes 32 seconds West a distance of 237.95 feet to a iron pin set; run thence North 44 degrees 53 minutes 16 seconds West a distance of 209.90 feet to a iron pin set; run thence South 63 degrees 34 minutes 13 seconds West a distance of 195.44 feet to a iron pin found on the northeastern side of the right of way of Cowan Road; run thence along the northeastern side of the right of way of Cowan Road North 25 degrees 24 minutes 47 seconds West a distance of 25.00 feet to the Point of Beginning, being shown on that certain Survey for Catherine J. Brack, dated April 5, 2000, prepared by Tru-Line Surveying, Inc., and bearing the seal of W.E. Clonts, Georgia Registered Land Surveyor No. 2166.

Said property is commonly known as 339 Cowan Road, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Michael Liford and Andrea Liford or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA. as agent and Attorney in Fact for Michael Liford and Andrea Liford

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34258
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE
UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 1, 2008, executed by JOHN K. MALCOLM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 2630, Page 181, Newton County, Georgia Deed Records, and securing a Note in the original principal amount of $413,600.00, said Security Deed and Note last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2010, to-wit: August 3, 2010, during the legal hours of sale, before the Newton County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

ALL THOSE TWO (2) TRACTS or parcels of land lying and being in Newton County, Georgia and being more particularly described as follows:

TRACT I:

ALL THAT TRACT or parcel of land lying and being in the Brick Store District of Newton County, Georgia and being that same property as described in that Warranty Deed from Catherine L. Ellis to Sara Beacham Furse dated February 1, 1972 and recorded at Deed Book 110, page 463, re-recorded at Deed Book 110, page 600, both, Public Records of Newton County, Georgia and said deed by reference thereto being incorporated herein and made a part hereof for a more particular description of the captioned property and in accordance with said deed, said property being more particularly described as follows:

"ALL THAT TRACT or parcel of land lying and being in Land Lots 197 and 198 of the Brick Store District and G.M.D. 420 of Newton County, Georgia, and being more particularly described as follows:

"BEGINNING at the intersection of the Northwest side of Tamea Drive (fifty foot right-of-way) with the Western line of Land Lot 198; running thence North 30 degrees 18 minutes 30 seconds West eleven hundred fifty-one and five-tenths (1151.5) feet; running. thence North 59 degrees 41 minutes 30 seconds East one thousand twenty-three and three-tenths (1,023.3) feet; running thence South 30 degrees 18 minutes 30 seconds East five hundred fifty-two and five-tenths (552.5) feet to a point on the Northwest side of Tamea Drive; running thence South 29 degrees 19 minutes 30 seconds West along the Northwest side of Tames Drive eleven hundred eighty five (1185) feet to the point of beginning, and being bounded on the West by lands now or formerly owned by Sallie Mae Sockwell; on the North and East by lands now or formerly owned by W. T. Greer, Jr. and S. Larry Greer; and on the South by Tamea Drive, and being described according to plat of property of Catherine L. Ellis recorded in Plat Book 4, page 160, Newton County Records."

TRACT II:

ALL THAT TRACT or parcel of land lying and being in the 1st Land District of Newton County, Georgia and being that same property described in that Warranty Deed from Roy D. Warren Company, Inc. to Sara Beacham Purse dated August 2, 1973 and recorded at Deed Book 127, page 553, Public Records of Newton County, Georgia and said deed by reference thereto being incorporated herein and made a part hereof for a more particular description of the captioned property and in accordance with said deed, said property being more particularly described as follows:

"ALL THAT TRACT or parcel of land lying and being in Newton County, Georgia and being in the 1st Land District and being in Land Lot 197 and being more particularly described as follows:

"BEGINNING at a point on the Western right of way of Newton Ridge Road, said point being located East 3521.70 feet as measured along the Northern and Western right of way of Newton Ridge Road and following the curvature thereof from its intersection with the Eastern right of way of Georgia Hwy. #212, said point of beginning also being the Northeast corner of Lot #18; thence from said point of beginning South 66 degrees 02 minutes West 277 feet to a point; thence North 30 degrees 17 minutes West 50 feet to a point; thence North 65 degrees 58 minutes East 293.94 feet to a point on the Western right of way of Newton Ridge Road; thence South along the Western right of way of Newton Ridge Road 51.3 feet to the point of beginning."

LESS AND EXCEPT from the above described properties, is the following described property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 197 of the 1st Land District of Newton County, Georgia and being-shown as Tract I containing 4.67 acres on that Plat of Survey for James P. Nash prepared by John Elwin Knight, Georgia Registered Surveyor, said plat being dated October 25, 1979 and recorded at Plat Book 15, page 238, Public Records of Newton County, Georgia and in accordance with said plat, said property being more particularly described as follows:

BEGIN at an iron pin found at the common corner of Land Lots 197, 198, 213 and 214, said district; thence North 29 degrees 21 minutes East a distance of 510.91 feet to an iron pin found; thence North 30 degrees 19 minutes 30 seconds West 332.11 feet to an iron pin; thence South 59 degrees 40 minutes 30 seconds West 441.0 feet to an iron pin; thence South 30 degrees 19 minutes 30 seconds East 590.08 feet to the iron pin marking the POINT OF BEGINNING.

THE TWO ABOVE-REFERENCED AND CAPTIONED TRACTS being located in Land Lot 197 of the 1st Land District of Newton County, Georgia and containing 15.648 acres in accordance with that Plat of Survey prepared for Michael B. Bruno, Bonnie Bruno and Jeff P. Bruno by Knight Surveying, Inc., said plat being dated December 12, 1999 and a copy of said plat being attached as Exhibit "A" to that certain Warranty Deed from John Kevin Malcolm and Marsha Malcolm to John Kevin Malcolm dated May 20, 2004, and recorded at Deed Book 1678, page 160, Public Records of Newton County, Georgia.

The aforedescribed real property is also known as 236 Newton Ridge Drive, Covington, Georgia 30014, according to the present system of numbering houses in Newton County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of John K. Malcolm and/or Marsha Malcolm and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC
as Attorney-in-Fact for
JOHN K. MALCOLM

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700

543517v1
007819-000626
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WLL BE USED FOR THAT PURPOSE.
Public Notice # 34194
7/7, 14, 21, 28

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STATE OF GEORGIA COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated January 17, 2007, executed by RAMON MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 2376, Page 334, Newton County, Georgia Deed Records, and securing a Note in the original principal amount of $129,650.00, said Security Deed and Note last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2010, to-wit: August 3, 2010, during the legal hours of sale, before the Newton County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 419 of the 6th District of Newton County, Georgia, being known as Lot 34, Gum Creek Landing Subdivision, Phase II, as per plat recorded in Plat Book 44, Pages 65-68, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The aforedescribed real property, is also known as 230 Marbrook Trace, Oxford, Georgia 30054, according to the present system of numbering houses in Newton County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of Ramon Martin and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC
as Attorney-in-Fact for
RAMON MARTIN

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
541093v1
007819-000644

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
Public Notice # 34070
7/7, 14, 21, 28

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NOTICE of Sale Under Power. State of Georgia, County of NEWTON.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RYAN G MCCOOL AND KIMBERLY S MCCOOL to SUNSHINE MORTGAGE CORPORATION , dated 02/06/2001, and Recorded on 02/12/2001 as Book No. 1005 and Page No. 100-115, NEWTON County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $109,793.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 3 AND 30, 10TH DISTRICT, NEWTON COUNTY, GEORGIA AND BEING KNOWN AS LOTS 256, UNIT FIVE, MOUNTAINVIEW ESTATES SUBDIVISION, ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 34, PAGE 26, PUBLIC RECORDS OF NEWTON COUNTY GEORGIA, WHICH PLAT IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 205 MOUNTAIN LANE, COVINGTON, GEORGIA 30016 is/are: RYAN G MCCOOL AND KIMBERLY S MCCOOL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for RYAN G MCCOOL AND KIMBERLY S MCCOOL. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100187415547

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
Public Notice # 34046
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sheree McMellion to Mortgage Electronic Registration Systems, Inc. dated March 28, 2003, and recorded in Deed Book 1398, Page 325, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Midfirst Bank, by Assignment securing a Note in the original principal amount of $153,220.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 125 of the 10th District, Newton County, Georgia being Lot 211 of Trelawney, Unit V, according to plat recorded in Plat Book 38, Pages 64-66, Newton County, Georgia Records, which plat is incorporated herein by reference thereto for a more accurate and complete description.

Said property is known as 240 Trelawney Circle, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Sheree McMellion, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sheree McMellion, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Midfirst Bank as Attorney-in-Fact for Sheree McMellion

File no. 07-0857
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KLM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]

SHAPIRO & SWERTFEGER, LLP
ATTORNEYS AT LAW
2872 Woodcock Boulevard, Duke Building, Suite 100 ï Atlanta, Georgia 30341 voice: (770) 220-2535 ï fax: (770) 220-2921
Public Notice # 34096
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Christopher R. Melaragno to Mortgage Electronic Registration Systems, Inc. dated October 17, 2006 in the amount of $105,000.00, and recorded in Deed Book 2355, Page 302, Newton County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-A, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-A under the Pooling and Servicing agreement dated Mar 1, 2007 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-A, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-A under the Pooling and Servicing agreement dated Mar 1, 2007 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94, 95, 96, and 98 of the 8th District, of Newton County, Georgia, being Lot 38 of Aspen Place Subdivision, as per Plat prepared for Aspen Place by Louie D. Patrick, Georgia RLS #1757, dated May 23, 2001, and recorded in Plat Book 36, Pages 77-82, records of Newton County, Georgia, which Plat is by reference incorporated herein and made a part hereof.

For informational purposes only: The APN is shown by the County Assessor as 0051A-038, source of Title is Book 2147, Page 20 (recorded 03-27-06)

which has the property address of 160 Aspen Forest Drive, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Christopher R. Melaragno and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-A, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-A under the Pooling and Servicing agreement dated Mar 1, 2007

Attorney in Fact for
Christopher R. Melaragno
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-09857 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34093
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Michael J. Cosgrove and April L. Farrington to United Mortgage Investors, Inc. in the original principal amount of $88,350.00 dated 06/26/1997, and recorded in Deed Book 668, page 105, Newton County records, said Security Deed being last transferred and assigned to U.S. Bank, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by First Family Financial Services, Inc., as Attorney-in-Fact for Michael J. Cosgrove and April L. Farrington the following described property:
All that tract or parcel of land lying and being in Land Lot 300 of the 1st District, Newton County, Georgia. Being Lot 13, Block A, Twin Chimneys Subdivision, Phrase One, as per plat recorded in Plat Book 28, Page 234, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more particular and complete description.

Property known as: 110 Chimney Court, Covington, GA 30014

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Michael J. Cosgrove and April L. Farrington.

First Family Financial Services, Inc., as Attorney-in-fact for Michael J. Cosgrove and April L. Farrington.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04271
Public Notice # 34325
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER IN
DEED TO SECURE DEBT

UNDER AND BY VIRTUE of that Power of Sale contained in a certain Deed to Secure Debt executed by MICHAEL W. SMITH in favor of MICHAEL H. JOHNSON dated June 23, 2008 and recorded at Deed Book 2621, pages 149-154, Public Records, Newton County, Georgia, as Transferred and Assigned Mortgage Funding Corporation of America by that Transfer and Assignment of Deed to Secure Debt dated January 7, 2009 and recorded at Deed Book 2677, page 415, Public Records of Newton County, Georgia, the undersigned will sell at public outcry at the highest bidder for cash before the Courthouse door in Newton County, Georgia, during the legal hours of sale, on the first (1st) Tuesday in August, 2010, namely August 3, 2010, the following described property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 98 of the 9th Land District of Newton County, Georgia and containing shown as Lot 3 containing 2.90 acres of the Picket Bridge Property in accordance with that Plat of Survey prepared by Louie D. Patrick, Georgia R.L.S. No. 1757; said plat being dated November 3, 1989, revised December 14, 1992 and recorded at Plat Book 26, page 195, Public Records of Newton County, Georgia; said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of said property.

Said property being known as 1766 Picket Bridge Road, Covington, Georgia 30016 in accordance with the present system of numbering houses in Newton County, Georgia.

The Deed to Secure Debt herein foreclosed securing a Promissory Note dated June 23, 2008, in the original, principal amount of $39,000.00. The debt secured by said Deed to Secure Debt being in default by, among other possible events of default, failure to pay said indebtedness as the same fell due, and the debt secured by said Deed to Secure Debt and evidenced by said Note has been and is hereby declared due and payable in full because of said default. This sale will be made for the purpose of paying the remaining principal indebtedness and accrued interest as accelerated. The proceeds thereof will be applied to the payment of said indebtedness and all charges and expenses in connection with said foreclosure in accordance with the terms of said Deed to Secure Debt and the balance, if any, will be applied as provided by law.

Said property will be sold as the property of MICHEAL W. SMITH, subject to any outstanding and unpaid real estate taxes (ad valorem taxes) or assessments, street improvements, easements, restrictive covenants, and any and all other assessments appearing of record, if any.

The property was an investment property acquired by the debtor at the time the Security Deed was executed. Nevertheless, notice has been given in accordance with O.C.G.A Section 44-14-162.2.

Notice was also given in accordance with O.C.G.A. Section 13-1-11 of intention to collect attorney’s fees.

The undersigned will execute a Deed Under Power of Sale to the Purchaser at sale as attorney-in-fact for MICHAEL W. SMITH, as provided in said Deed to Secure Debt herein foreclosed.

Larry A. Rodgers, at Mortgage Funding Corporation of America, located at 21237 Kenwood Avenue, Rocky River, Ohio 44116, telephone number 888-291-7300 is the person who has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.
MORTGAGE FUNDING CORPORATION OF AMERICA As Attorney-in-Fact for
MICHAEL W. SMITH
By: David A. Henderson*
Attorney at Law
6169 Adams Street, NE
Covington, Georgia 30015
(770) 787-2946 *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 08-432(N)
Public Notice # 34237
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt from Jeffrey Benson Morris and William Gary Welch (“Grantors”) to State Bank and Trust Company, Assignee of the FDIC, as Receiver for The Buckhead Community Bank, successor to First National Bank of Forsyth County by acquisition and merger (the assignment to State Bank and Trust Company having been sent for recording in the real estate records in Newton County) (“Grantee”) dated March 30, 2007, and recorded in Deed Book 2414, Pages 406-409, in the offices of the Clerk of the Superior Court of Newton County, Georgia (the "Security Deed"), conveying the after-described property to secure a Promissory Note in the principal amount of One Hundred Twenty One Thousand Seven Hundred Twenty Eight and 48/100 ($121,726.48) Dollars, with interest thereon as set forth therein (the “Note”), the undersigned, pursuant to said Security Deed has declared the entire amount of said indebtedness due and payable because of default in the payment of said indebtedness. Further, pursuant to that Power of Sale, the undersigned will, on the first Tuesday in August, 2010 during the legal hours of sale before the courthouse door in Newton County, Georgia, sell at public outcry to the highest bidder, for cash, the following property described in said Security Deed, to wit:

All that tract or parcel of land lying and being in Land Lot 97 of the 10th District, City of Porterdale, Newton County, Georgia, being Lot 72, Riverhill Subdivision, Phase One, as per plat recorded in Plat Book 42, Pages 216-217, Newton County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property.

TOGETHER with all buildings, structures and other improvements now or hereafter located on the property hereinbefore described or any part and parcel thereof; and

TOGETHER with all rights, title and interest of Grantor in and to the minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter on said property or under or above the same or any part or parcel thereof, and

TOGETHER with all and singular the tenements, hereditaments, easements and appurtenances thereunto belonging or in any wise appertaining, and the reversion or reversions, remainder and remainders, rents, issues and profits hereof; and also all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same and of, in and to every part and parcel thereof, and

TOGETHER WITH all machinery, apparatus, equipment, fittings, fixtures, whether actually or constructively attached to said property and including all trade, domestic and ornamental fixtures, and articles of personal property of every kind and nature whatsoever (hereinafter collectively called “Equipment”), now or hereafter located in, upon or under said property or any part thereof, and used or useable in connection with any present or future operation of said property and now owned or hereafter acquired by Grantor, including, but without limiting the generality of the foregoing, all heating, air-conditioning, freezing, lighting, laundry, incinerating and power equipment; engines; pipes; pumps; tanks; motors; conduits; switchboards; plumbing, lifting, cleaning, fire prevention, fire extinguishing; refrigerating, ventilating and communications apparatus; boilers, ranges, furnaces, oil burners or units thereof; appliances, air-cooling and air conditioning apparatus; vacuum cleaning systems; elevators; escalators; shades; awnings; screens; storm doors and windows; stoves; wall beds; refrigerators, attached cabinets; partitions, ducts and compressors; rugs and carpets; draperies; furniture and furnishings in commercial, institutional and industrial buildings; together with all additions thereto and replacements thereof (Grantor hereby agreeing with respect to all additions and replacements to execute and deliver from time to time such further instruments as may be requested by Grantee to confirm the conveyance, transfer and assignment of any of the foregoing); and

TOGETHER with any and all rents which are now due or may hereafter become due by reason of the renting, leasing and bailment of property improvements thereon and Equipment; and

TOGETHER with any and all awards or payments, including interest thereon, and the right to receive the same, as a result of (a) the exercise of the right of eminent domain, (b) the alteration of the grade of any street, or (c) any other injury to, taking of, or decrease in the value of, the premises, to the extent of all amounts which may be secured by this deed at the date of receipt of any such award or payment by Grantee and of the reasonable attorney’s fees, costs and disbursements incurred by Grantee in collection of such award or payment (all referred to as the “Property”).

The above-referenced Property will be sold subject to the following: all, if any, outstanding ad valorem taxes and/or assessments; all, if any, other prior liens, easements, covenants, restrictions, encumbrances, zoning ordinances or other matters of record to which the Security Deed is junior in priority; and all, if any, matters affecting said Property which would be disclosed by an accurate survey and inspection of said Property. Said Property will be sold as the property of Jeffrey Benson Morris and William Gary Welch and the proceeds will be applied to the payment of the described indebtedness, attorney’s fees, and all expenses of this sale. Any remaining or surplus proceeds will be applied pursuant to the Security Deed and pursuant to the laws of the State of Georgia.

The above-referenced Property will be sold on an “as is, where is” basis without recourse against Grantee and without representation or warranty of any kind or nature whatsoever by Grantee with respect thereto.

To the best of the undersigned’s knowledge and belief, the Property is presently owned by Jeffrey Benson Morris and William Gary Welch who are the parties in possession or a tenant or tenants.

State Bank and Trust Company, Assignee of the FDIC, as Receiver for The Buckhead Community Bank Successor to First National Bank of Forsyth County
Mark L. Golder, Esq.
Lynn L. Carroll, Esq.
SIEGEL & GOLDER, P.C.
One Premier Plaza
5605 Glenridge Drive, Suite 690
Atlanta, Georgia 30342
(404) 252-3000
mlg@sglegal.com
llc@sglegal.com

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Public Notice # 34222
7/7, 14, 21, 28

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STATE OF GEORGIA NOTICE OF SALE UNDER POWER
COUNTY OF NEWTON

A default having occurred under the terms of the Promissory Note from RALPH E. HILLIARD, III, AND KAREN R. HILLIARD to NEWTON FEDERAL BANK (in the original principal sum of $209,000.00) dated June 17, 2005, secured by a Deed to Secure Debt of even date therewith recorded in Deed Book 1971, pages 40-44, Newton County Records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in August, 2010, to the highest bidder for cash, the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 359, 9th Land District, Newton County, Georgia, and being shown as Lot 64, Hall Park, Phase II, as shown on that certain plat of survey prepared by Wilmer Benton Jones, Jr., Georgia R.L.S. #2384, dated 12/8/97 and recorded in Plat Book 31, pages 253-255, Clerk’s Office, Newton Superior Court, which plat is incorporated herein and made a part hereof by reference thereto for a more complete and particular description.

Notice of the initiation of this proceeding has been given to the said RALPH E. HILLIARD, III, AND KAREN R. HILLIARD as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162, et. seq.).

This property is being sold as the property of RALPH E. HILLIARD, III AND KAREN R. HILLIARD, subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Deed to Secure Debt.

NEWTON FEDERAL BANK, AS ATTORNEY-IN-FACT FOR RALPH E. HILLIARD, III AND KAREN R. HILLIARD

Alexander, Royston, Hardman, Shinall & Strickland, LLP
Attorneys at Law
1116 Clark Street
Covington, GA 30014
Public Notice # 34042
7/7, 14, 21, 28

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STATE OF GEORGIA NOTICE OF SALE UNDER POWER
COUNTY OF NEWTON

A default having occurred under the terms of the Promissory Note from IGGY RENTALS, LLC to NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION (in the original principal sum of $70,000.00) dated June 21, 2002, secured by a Deed to Secure Debt of even date therewith recorded in Deed Book 1241, pages 225-229, Newton County Records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in August, 2010, to the highest bidder for cash, the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 34 of the 10th Land District, Newton County, Georgia, and being designated as Lot 15 of The Cove Subdivision, according to that Final Subdivision Plat prepared for The Cove by John F. Brewer, Georgia R.L.S. #2115, said plat dated 12/07/1998 and recorded in Plat Book 32, Pages 210-213, Clerk’s Office, Newton County Superior Court, which plat is incorporated herein and made a part hereof by reference thereto for a more particular description of the property conveyed herein.

Notice of the initiation of this proceeding has been given to the said IGGY RENTALS, LLC, as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162.1 et. seq.).

This property is being sold as the property of IGGY RENTALS, LLC, subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Deed to Secure Debt.

NEWTON FEDERAL BANK, f/k/a NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION, AS ATTORNEY-IN-FAC FOR IGGY RENTALS, LLC

Alexander, Royston, Hardman, Shinall & Strickland, LLP
1116 Clark Street
Covington, GA 30014
(770) 786-8145
Public Notice # 34043
7/7, 14, 21, 28

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STATE OF GEORGIA NOTICE OF SALE UNDER POWER
COUNTY OF NEWTON

A default having occurred under the terms of the Promissory Note from IGGY RENTALS, LLC to NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION (in the original principal sum of $70,000.00) dated June 21, 2002, secured by a Deed to Secure Debt of even date therewith recorded in Deed Book 1241, pages 219-223, Newton County Records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in August, 2010, to the highest bidder for cash, the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 34 of the 10th Land District, Newton County, Georgia, and being designated as Lot 16 of The Cove Subdivision, according to that Final Subdivision Plat prepared for The Cove by John F. Brewer, Georgia R.L.S. #2115, said plat dated 12/07/1998 and recorded in Plat Book 32, Pages 210-213, Clerk’s Office, Newton County Superior Court, which plat is incorporated herein and made a part hereof by reference thereto for a more particular description of the property conveyed herein.

Notice of the initiation of this proceeding has been given to the said IGGY RENTALS, LLC, as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162.1 et. seq.).

This property is being sold as the property of IGGY RENTALS, LLC, subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Deed to Secure Debt.

NEWTON FEDERAL BANK, f/k/a NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION, AS ATTORNEY-IN-FAC FOR IGGY RENTALS, LLC

Alexander, Royston, Hardman, Shinall & Strickland, LLP
1116 Clark Street
Covington, GA 30014
(770) 786-8145
Public Notice # 34044
7/7, 14, 21, 28

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STATE OF GEORGIA NOTICE OF SALE UNDER POWER
COUNTY OF NEWTON

A default having occurred under the terms of the Promissory Note from TURNINGLEAF INVESTMENTS, LLC to NEWTON FEDERAL BANK (in the original principal sum of $92,250.00) dated February 27, 2008, secured by a Commercial Real Estate Deed to Secure Debt of even date therewith recorded in Deed Book 2584, pages 163-169, Newton County Records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in August, 2010, to the highest bidder for cash, the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 289 of the 9th District, Newton County, Georgia, and being shown as Lot 19, Creekside at Longstreet Circle Subdivision, on that plat of survey of same recorded in Plat Book 41, Pages 120-126, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

Notice of the initiation of this proceeding has been given to the said TURNINGLEAF INVESTMENTS, LLC, as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162, et. seq.).

This property is being sold as the property of TURNINGLEAF INVESTMENTS, LLC, subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Commercial Real Estate Deed to Secure Debt.
NEWTON FEDERAL BANK, AS ATTORNEY-IN-FACT FOR TURNINGLEAF INVESTMENTS, LLC

Alexander, Royston, Hardman, Shinall & Strickland, LLP
Attorneys at Law
1116 Clark Street
Covington, GA 30014
Public Notice # 34040
7/7, 14, 21, 28

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NOTICE OF SALE
UNDER POWER
CONTAINED IN
SECURITY DEED
STATE OF GEORGIA, COUNTY OF Newton

Pursuant to a power of sale contained in a certain security deed executed by Eric Owens, hereinafter referred to as Grantor, to First Horizon Home Loan Corporation recorded in Deed Book 1012, beginning at page 29, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in August, 2010, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. Midland Mortgage Co. as loan servicer is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed. Midland Mortgage Co’s address is: 999 Northwest Grand Boulevard, Oklahoma City, Oklahoma 73118. Midland Mortgage Co. may be contacted by telephone at 1-800-552-3000, extension 8301. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Eric Owens.

MidFirst Bank, As Transferee and Assignee,
As attorney-in-fact for the aforesaid Grantor

Raymond S. Martin, P.C.
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Re: Eric Owens- Midland Mortgage Co.
M10-16626 / 52874787

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 102 of the 10th District of Newton County, Georgia, and being shown as Lot 46 of Claremont Subdivision, Unit Two, as per plat recorded in Plat Book 34, Pages 77-79, Newton County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more complete and particular description.

Property address: 75 Serena Court Covington, Georgia 30016 Map/Parcel No. 28-673

Public Notice # 34195
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 29, 2007, executed by CURTIS PAULDO, JR. AND LISA D. PAULDO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 2462, Page 406, Newton County, Georgia Deed Records, as modified by that certain Loan Modification Agreement recorded in Deed Book 2569, Page 549, Newton County, Georgia Deed Records, and securing an Note in the original principal amount of $384,750.00, said Security Deed and Note last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2010, to-wit: August 3, 2010, during the legal hours of sale, before the Newton County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 424 of the 16th Land District, Newton County, Georgia, being Lot 59, Phase Two, of Longview Creekside Subdivision, as per plat thereof recorded in Plat Book 41, Page 270-278, revised at Plat Book 42, page 170-178, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The aforedescribed real property, is also known as 45 Oak Forest Drive, Oxford, Georgia 30054, according to the present system of numbering houses in Newton County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of Curtis Pauldo, Jr. and Lisa D. Pauldo and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC
as Attorney-in-Fact for
CURTIS PAULDO, JR. AND LISA D. PAULDO

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
540439v1
007819-000627
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
Public Notice # 34025
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Delroy Pinnock to Mortgage Electronic Registration Systems, Inc dated July 10, 2006 in the amount of $274,935.00, and recorded in Deed Book 2241, Page 54, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 227 of the 9th District, Newton County, Georgia, being Lot 18, Unit III, Phase I, of River Walk Farm Subdivision, as per plat thereof recorded in Plat Book 42, Pages 20-21, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 75 Homestead Way, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Delroy Pinnock and Colleen E. Pinnock and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Delroy Pinnock

Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com<file://www.mccurdycandler.com>
File No. 08-24893 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34070
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of Power of Sale contained in Deed to Secure Debt ("Security Deed") from Platinum Investments, Inc. ("Grantor") to The First State Bank ("Grantee"), dated November 3, 2003, recorded November 13, 2003 in Deed Book 1565, Page 431, Newton County, Georgia Records, said Security Deed being given to secure a Note of even date in the original principal amount of Six Hundred Ninety Eight Thousand Two Hundred Fifty and no/100 Dollars ($698,250.00), with interest from date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property to wit:

All that tract or parcel of land lying and being in Land Lots 102 and 103 of the 9th District of Newton County, Georgia, being Lot 37 of Campbell Crossing Subdivision, as per plat of record in Plat Book 40, Pages 51, 52, 53, and 54, Newton County Records; which plat is incorporated herein and by reference made a part hereof.

Property Address: 135 Loudoun Drive, Covington, Georgia

The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees.

Ronnie Burch, P.O. Box 928, Stockbridge, Georgia, telephone number 770-474-7293, has full authority to negotiate, amend and modify all terms of the mortgage with the debtor.

The sale will be conducted to confirmation that the sale is not prohibited under the U.S. Bankruptcy code and to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of Grantee, the above described property is in the possession of Platinum Investments, Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, and prior superior liens, if any.

Gary B. Cloy, Attorney at Law for The First State Bank As Attorney in Fact for Platinum Investments, Inc.

Gary B. Cloy
Attorney at Law, P.C.
37 Griffin Street
McDonough, Georgia 30253
(770) 957-9022
Public Notice # 34239
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from WAYNE POWELL to UNITED COMMUNITY BANK, dated March 17, 2008, recorded March 19, 2008, in Deed Book 2582, Page 506, Newton County, Georgia records, as modified by Modification of Security Deed from WAP ENTERPRISES, INC., dated April 9, 2008, recorded in deed Book 2596, page 198, Newton County, Georgia records, said Security Deed being given to secure a Note from WAP ENTERPRISES, INC. of even date in the original principal amount of Ninety Seven Thousand Two Hundred Three and 75/100 ($97,203.75) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lot 233 of the 9th District of Newton County, Georgia, being Lot 8, Jefferson Village, as per plat recorded in Plat Book 38, Pages 76-79, Newton County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is WAYNE POWELL and WAP ENTERPRISES, INC. or a tenant or tenants.

UNITED COMMUNITY BANK,
as attorney in Fact for WAYNE POWELL and WAP ENTERPRISES, INC.
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02190
Public Notice # 34232
7/7, 14, 21, 28

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STATE OF GEORGIA NOTICE OF SALE UNDER POWER
COUNTY OF NEWTON

A default having occurred under the terms of the Promissory Note from REBIC STEPHEN, JR. to BANK OF MONTICELLO (in the original principal sum of $125,000.000) dated May 11, 2007, secured by a Deed to Secure Debt of even date therewith recorded in Deed Book 2435, pages 8-10, Newton County Records, and subsequently assigned to William D. Fortson, Jr. by Transfer and Assignment dated April 30, 2010, and recorded in Deed Book 2816, page 160, said records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in August, 2010, to the highest bidder for cash, the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 209 and 210 of the 9th Land District, Newton County, Georgia and being Lot 2 of Flatshoals Estates Subdivision, as per plat recorded in Plat Book 31, Pages 103-105, Clerk’s Office, Newton County Superior Court, which plat is hereby referred to and made a part of this description.

Notice of the initiation of this proceeding has been given to the said REBIC STEPHEN, JR. as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162, et. seq.).

This property is being sold as the property of REBIC STEPHEN, JR., subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Deed to Secure Debt.
WILLIAM D. FORTSON, JR., AS ATTORNEY-IN-FACT FOR REBIC STEPHEN, JR.

Alexander, Royston, Hardman, Shinall & Strickland, LLP
Attorneys at Law
1116 Clark Street
Covington, GA 30014
Public Notice # 34083
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER, NEWTON COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Ricky R. Etter to Wells Fargo Bank, N.A. dated 8/22/2006 and recorded in Deed Book 2286 Page 489, Newton County, Georgia records; as last transferred to Wells Fargo Bank, N.A. by Assignment filed for record in Newton County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 108,005.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010 (August 3, 2010), the following described property:

All that tract or parcel of land lying and being in Land Lot 205 of the 9th Land District of Newton County, Georgia, and containing 0.66 acres in accordance with that Plat of Survey prepared by Edward A. Bruner, Georgia Registered Land Surveyor No. 2309, said plat being dated July 16, 1996, and being recorded at Plat Book 30, page 124, Public Records of Newton County, Georgia and said plat being incorporated herein and made a part hereof by reference thereto for a more particularly description of said 0.66 acres. This being the same property conveyed from John I. Bruno to Shelly B. Holifield in that Warranty Deed dated July 3, 1996 and recorded at Deed Book 608, page 527, Public Records of Newton County, Georgia, as corrected.

Said property is commonly known as 80 Anderson Circle, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Ricky R. Etter or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. as agent and Attorney in Fact for Ricky R. Etter

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34115
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from RIVER WALK FARM, L.P., a Georgia limited partnership ("Grantor"), to FIRST CITIZENS BANK AND TRUST COMPANY, INC., AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR GEORGIAN BANK (“Grantee”), dated May 30, 2007 and recorded in Deed Book 2453, Page 468, Newton County, Georgia records, as subsequently assigned to First Citizens Bank and Trust Company, Inc. (said Deed to Secure Debt and Security Agreement as may have been modified, amended and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Promissory Note dated May 30, 2007 from River Walk Farm, L.P., a Georgia limited partnership (“Borrower”) to Georgian Bank, in the original principal amount of $6,500,000.00, as last renewed by that certain Promissory Note dated May 30, 2009 from Borrower to Georgian Bank, which, inter alia, reflected a modified principal amount of $6,190,000.00, with interest from the date thereof at the rate specified therein (said Promissory Note, as may have been renewed, modified, amended and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Borrower and Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday of August, 2010, the following described property, to-wit:

All that certain tract or parcel of land (the “Land”) lying and being in Newton County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference;

TOGETHER, with all buildings, structures and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights, and water stock, rights to trees, crops, timber and shrubs on the Land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of any grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property;

All the aforesaid property rights, contract rights, Land, equipment, improvements, and claims and all real estate described above and on Exhibit “A” attached hereto shall hereinafter collectively be referred to as “Property”.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed including, but not limited, to the failure to make payments thereunder when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.

Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.

FIRST CITIZENS BANK AND TRUST COMPANY, INC., SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR GEORGIAN BANK, AS ATTORNEY-IN-FACT FOR RIVER WALK FARM, L.P.

Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175

EXHIBIT “A”

LEGAL DESCRIPTION
TRACT ONE:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 227, 9th District, Newton County, Georgia and being the following lots located in River Walk Farm Subdivision, Phase I, Unit IV: 88, 89, 90, 104, 105, 119, 120, 121, 122, 123, 124, 125, 126, 131, as per plat recorded at Plat Book 44, Page 55, Newton County, Georgia Records, which plat is incorporated herein by reference.

TRACT TWO:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 227, 9th District, Newton County, Georgia, and being the following lots located in River Walk Farm Subdivision, Phase I, Unit V: 24, 25, 26, 46, 47, 48, 49, 50, 51, 52, 53, 78, 79, 80, 81, 82, 83, 84, 85, 92, 93, 94, 95, 96 as per plat recorded at Plat Book 45, page 241, Newton County, Georgia Records, which plat is incorporated herein by reference.

TRACT THREE:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 226 and 227, 9th District, Newton County, Georgia and being the following lots located in River Walk Farm Subdivision, Phase 2, Unit 2: 583 and 584, as per plat recorded at Plat Book 40, page 195, Newton County, Georgia Records, which plat is incorporated herein by reference.

TRACT FOUR:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 227, 9th District, Newton County, Georgia, and being the following lots located in River Walk Farm Subdivision, Phase II, Unit IV: 528, 529, 565, 566, 567, 568, 569, 575 as per plat recorded at Plat Book 44, page 123, Newton County, Georgia Records, which plat is incorporated herein by reference.

TRACT FIVE:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 227, 9th District, Newton County, Georgia, and being the following lots located in River Walk Farm Subdivision, Phase II, Unit V: 407, 408, 409, 410, 411, 412, 413, 414, 415, 416, 417, 418, 419, 420, 421, 422, 423, 424, 425, 426, 445, 446, 447, 448, 449, 450, 451, 452, 453, 454, 455, 456, 457, 458, 459, 460, 461, 462, 463, 464, 465, 466, 467, 468, 469 as per plat recorded at Plat Book 45, page 223, Newton County, Georgia Records, which plat is incorporated herein by reference.

TRACT SIX:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 228 and 229, 9th District, Newton County, Georgia, and being the following lots located in River Walk Farm Subdivision, Phase III, Unit II: 182, 183, 184, 185, 186, 262, 263 as per plat recorded at Plat Book 44, Page 125, Newton County, Georgia Records, which plat is incorporated herein by reference.

TRACT SEVEN:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 228, 9th District, Newton County, Georgia, and being the following lots located in River Walk Farm Subdivision, Phase IV, Unit II: 304, 305, 307, 308, 309, 310, 311, 312, 313, 314, 315, 378, 379, 380, 381, 382, 383, 384 as per plat recorded at Plat Book 45, page 223, Newton County, Georgia Records, which plat is incorporated herein by reference.

TRACT EIGHT:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 215 and 228, 9th District, Newton County, Georgia, and being the following lots located in River Walk Farm Subdivision, Phase IV, Unit III: 316, 317, 318, 319, 320, 321, 322, 323, 324, 325, 326, 327, 328, 329, 330, 331, 332, 333, 334, 335, 336, 337, 385, 386, 387, 388, 389, 390, 391, 392 as per plat recorded at Plat Book 46, page 30 Newton County, Georgia Records, which plat is incorporated herein by reference.

LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain QuitClaim Deed from Georgian Bank to River Walk Farm, L.P., dated August 2, 2007, filed for record August 27, 2007 at 3:32 p.m., recorded in Deed Book 2495, Page 213, Records of Newton County, Georgia.

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain QuitClaim Deed from Georgian Bank to River Walk Farm, L.P., dated September 21, 2007, filed for record October 2, 2007 at 9:04 a.m., recorded in Deed Book 2511, Page 106, aforesaid Records.

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain QuitClaim Deed from Georgian Bank to River Walk Farm, L.P., dated December 18, 2007, filed for record January 2, 2008 at 4:25 p.m., recorded in Deed Book 2550, Page 198, aforesaid Records.

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain QuitClaim Deed from Georgian Bank to River Walk Farm, L.P., dated December 31, 2007, filed for record January 25, 2008 at 4:46 p.m., recorded in Deed Book 2559, Page 305, aforesaid Records.

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain QuitClaim Deed from Georgian Bank to River Walk Farm, L.P., dated April 25, 2008, filed for record June 24, 2008 at 9:35 a.m., recorded in Deed Book 2619, Page 334, aforesaid Records.
Public Notice # 34268
7/7, 14, 21, 28

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STATE OF GEORGIA COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated February 26, 2007, executed by KEELEY ROBERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for WACHOVIA MORTGAGE CORPORATION, recorded in Deed Book 2396, Page 132, Newton County, Georgia Deed Records, and securing a Note in the original principal amount of $172,990.00, said Security Deed and Note last having been assigned to Wachovia Mortgage Corporation, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2010, to-wit: August 3, 2010, during the legal hours of sale, before the Newton County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 119 of the 10th District, Newton County, Georgia, being Lot 245, the Legends of Ellington, as per plat recorded in Plat Book 42, Page 80 through 95, Newton County records. Said plat being incorporated herein by reference thereto.

The aforedescribed real property is also known as 55 Franklin Way, Covington, Georgia 30016, according to the present system of numbering houses in Newton County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of Keeley Roberson and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

WACHOVIA MORTGAGE CORPORATION
as Attorney-in-Fact for
KEELEY ROBERSON

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
540991v1
007176-000138
Public Notice # 34051
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE
UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Robert Lawrence Tack and Carol Rogers Tack to United Mortgage Investors, Inc. in the original principal amount of $90,000.00 dated 02/25/2003, and recorded in Deed Book 1378, page 474, Newton County records, said Security Deed being last transferred and assigned to Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A. in Deed Book 1400, Page 397, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-Fact for Robert Lawrence Tack and Carol Rogers Tack the following described property:

All that tract or parcel of land lying and being in Land Lot 8 of the 10th District of Newton County, Georgia, and being shown as Lot 129, Phase Four, Laurel Ridge Subdivision, according to plat of same recorded in Plat Book 27, Page 45, Public Records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

Property known as: 200 Willow Shoals, Covington, GA 30016

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Robert Lawrence Tack and Carol Rogers Tack.

Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-fact for Robert Lawrence Tack and Carol Rogers Tack.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-8882
Public Notice # 34319
7/7, 14, 21, 28

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NOTICE of Sale Under Power. State of Georgia, County of NEWTON.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MICHAEL A. ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. , dated 01/06/2006, and Recorded on 01/11/2006 as Book No. 2094 and Page No. 311-318, NEWTON County, Georgia records, as last assigned to BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $167,262.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 234, 9TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS TRACT 1 CONTAINING 3.91 ACRES ON THAT PLAT OF SURVEY PREPARED FOR PAGE CAPPS BY MARK D. PATRICK, GA. R.L.S. NO. 2791, DATED DECEMBER 24, 2005 AND RECORDED IN PLAT BOOK 44, PAGE 61, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION. THIS CONVEYANCE IS MADE SUBJECT TO THE RIGHT OF OTHERS IN AND TO THE USE OF THAT CERTAIN 30-FOOT EASEMENT RECORDED AT DEED BOOK 260, PAGE 148, AND SHOWN AT PLAT BOOK 44, PAGE 61, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA.

ALSO CONVEYED HEREIN IS THE RIGHT TO INGRESS AND EGRESS OVER AND ACROSS THAT 30-FOOT EASEMENT RECORDED AT DEED BOOK 260, PAGE 148, NEWTON COUNTY, GEORGIA RECORDS AS AS SHOWN ON THAT PLAT OF SURVEY RECORDED AT PLAT BOOK 44, PAGE 61, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 10385 FLAT SHOALS ROAD, COVINGTON, GEORGIA 30014 is/are: MICHAEL A. ROBERTS or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for MICHAEL A. ROBERTS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100031406833 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
Public Notice # 34313
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement executed by Rockdale/Fieldstone, LLC (“Borrower”) to Wachovia Bank, National Association n/k/a Wells Fargo Bank, N.A., successor-by-merger to Wachovia Bank, National Association (“Lender”), dated December 1, 2003 and recorded in the office of the Clerk of the Superior Court of Rockdale County, Georgia in Deed Book 2966, Page 288, and in the office of the Clerk of the Superior Court of Newton County, Georgia in Deed Book 1605, Page 300, as modified and amended by that certain Modification and Extension of Deed to Secure Debt by and between Borrower and Lender dated as of January 26, 2005 and recorded in Deed Book 3356, Page 293, Rockdale County, Georgia records (the “Security Deed”), the undersigned Lender will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Rockdale County, Georgia, during the legal hours of sale, on the first Tuesday in August, to wit: August 3, 2010, the real and personal property conveyed by the Security Deed and described in Exhibit A attached hereto and by reference made a part hereof (all such real and personal property being hereinafter collectively referred to as the “Property”). As the Property is located in both Rockdale County and Newton County, the Property is being advertised simultaneously in both Rockdale County and Newton County. Notwithstanding that the Property is being advertised in both Rockdale County and Newton County, there shall only be one sale of the Property. As a portion of the Property is located in Rockdale County, Georgia, Lender has elected to conduct the sale of the Property on August 3, 2010 before the door of the Courthouse of Rockdale County, Georgia, during the legal hours of sale.
The debt secured by said Security Deed is evidenced by (i) a Promissory Note made by Borrower dated December 1, 2003 in the original principal amount of $3,375,000.00, as renewed and amended by that certain Promissory Note made by Borrower dated January 26, 2005 in the original principal amount of up to $7,945,000.00, as renewed and restated by that certain Promissory Note made by Borrower dated August 31, 2006, in the original principal amount of up to $7,945,000.00, as modified by that certain Modification to Promissory Note made by Borrower dated December 29, 2006, and as modified by that certain Agreement to Defer Principal Payment made by Borrower dated March 31, 2007 (the “First Note”), and (ii) a Promissory Note made by Borrower dated August 31, 2006 in the original principal amount of up to $5,381,000.00 (the “Second Note”; the First Note and the Second Note being hereinafter collectively referred to as the “Notes”), payable principal and interest from the dates thereof at the rate of interest shown on said Notes on the unpaid balances until paid. Said Security Deed also secures all of Borrower’s agreements, obligations and liabilities under and as set forth in that certain Construction Loan Agreement dated January 26, 2005 by and between Borrower and Lender and all other documents and instruments evidencing, securing, governing or otherwise pertaining to the indebtedness evidenced by the Notes.

Default has occurred in the payment of the debt evidenced by the Notes and secured by the Security Deed as a result of the nonpayment of the indebtedness owed thereunder as and when due. Accordingly, the total balance of said debt has been and is hereby declared due and the Security Deed foreclosable according to its terms.

The debt remaining in default, the Property will be sold to the highest bidder for cash, with the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorney’s fees having been given), and the lawful expenses of said sale, all as provided in the Notes and the Security Deed. The Property will be sold “as is, where is” without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and subject to (i) any and all unpaid taxes and assessments, (ii) any matters which would be disclosed by an accurate survey or by an inspection of the Property, (iii) any and all zoning ordinances affecting the Property, (iv) all outstanding bills for public utilities which constitute liens upon the Property, (v) all covenants, restrictions, easements, liens, encumbrances and other matters of record, if any, which are superior to the lien of the Security Deed, (vi) existing easements for utilities and road right-of-ways that cross and/or serve the Property, (vii) that certain Reciprocal Easement Agreement by and among Borrower, Homelife Communities of Southeast Atlanta, Inc. and Avondale Retail, LLC dated July 13, 2007 and recorded in Deed Book 4327, Page 98, Rockdale County, Georgia records, and (viii) that certain Declaration of Protective Covenants, Conditions, Restrictions and Easements for Avondale Springs dated July 17, 2007 and recorded in Deed Book 4330, Page 1, Rockdale County, Georgia records. Lender reserves the right to sell the real property portion of the Property separately from the personal property portion of the Property and to take separate bids therefor. Notice of Lender’s intent to sell the real property portion of the Property separately from the personal property portion of the Property or in one sale shall be given by announcement made at the commencement of the public sale.

The sale will be conducted subject to (i) confirmation that the sale is not prohibited under the United States Bankruptcy Code, and (ii) final confirmation and audit of the status of the loan with Lender. To the best of the undersigned Lender’s knowledge and belief, Borrower is now in the possession of the Property.

WELLS FARGO BANK, N.A., SUCCESSOR-BY-MERGER TO WACHOVIA BANK, NATIONAL ASSOCIATION
as Agent and Attorney-in-Fact for
ROCKDALE/FIELDSTONE, LLC
Robert M. Trusty, Esq.
Seyfarth Shaw LLP
1075 Peachtree Street, N.E.
Suite 2500
Atlanta, Georgia 30309
(404) 885-6708
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Exhibit A

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 201 and 202 of the 10th Land District, Rockdale County, Georgia, and Land Lot 201 of the 10th District, Newton County, Georgia, being 152.288 acres, described as Tract 1 on that Survey for Rockdale/Fieldstone, LLC, Wachovia Bank, N.A., Old Republic National Title Insurance Company by Landmark Design Associates, Dale R. Rambo, R.L.S. No. 2811, dated July 30, 2003, last revised November 26, 2003, and being more particularly described as follows:

BEGINNING at the intersection of the northerly margin of the right-of-way of Country Club Road with the easterly margin of the right-of-way of Salem Road; thence 565.60 feet along the right-of-way of Salem Road to the TRUE POINT OF BEGINNING; thence along said right-of-way 622.42 feet along the arc of a curve to the left having a radius of 9,513.70 feet and a chord distance and bearing of 622.31 feet and North 13 degrees 37 minutes 39 seconds West to a point; thence North 15 degrees 29 minutes 30 seconds West, a distance of 77.47 feet to a point; thence departing said right-of-way North 76 degrees 52 minutes 51 seconds East, a distance of 524.98 feet to a point; thence North 17 degrees 36 minutes 51 seconds West, a distance of 726.34 feet to a point; thence South 74 degrees 51 minutes 58 seconds West, a distance of 447.25 feet to a point; thence South 29 degrees 48 minutes 30 seconds West, a distance of 70.64 feet to a point on the right-of-way of Salem Road; thence along said right-of-way 180.00 feet along the arc of a curve to the right having a radius of 32,266.73 feet and a chord distance and bearing of 180.00 feet and North 15 degrees 08 minutes 02 seconds West to a point; thence departing said right-of-way South 60 degrees 04 minutes 34 seconds East, a distance of 70.64 feet to a point; thence North 74 degrees 51 minutes 58 seconds East, a distance of 443.79 feet to a point; thence North 17 degrees 36 minutes 51 seconds West, a distance of 514.96 feet to a point; thence North 89 degrees 57 minutes 01 seconds East, a distance of 327.72 feet to a point; thence South 88 degrees 44 minutes 00 seconds East, a distance of 2,383.52 feet to a point; thence South 88 degrees 57 minutes 39 seconds East, a distance of 376.32 feet to a point; thence South 00 degrees 04 minutes 27 seconds East, a distance of 704.85 feet to a point; thence South 00 degrees 04 minutes 40 seconds East, a distance of 793.44 feet to a point; thence South 20 degrees 12 minutes 52 seconds East, a distance of 621.55 feet to a point; thence South 69 degrees 59 minutes 45 seconds West, a distance of 744.45 feet to a point; thence South 35 degrees 35 minutes 56 seconds West, a distance of 73.79 feet to a point; thence South 70 degrees 30 minutes 56 seconds West, a distance of 113.40 feet to a point; thence North 60 degrees 05 minutes 34 seconds West, a distance of 519.66 feet to a point; thence North 29 degrees 54 minutes 26 seconds East, a distance of 8.00 feet to a point; thence North 60 degrees 05 minutes 34 seconds West, a distance of 120.00 feet to a point; thence South 29 degrees 54 minutes 26 seconds West, a distance of 8.00 feet to a point; thence North 60 degrees 05 minutes 34 seconds West, a distance of 554.72 feet to a point; thence South 70 degrees 31 minutes 48 seconds West, a distance of 384.60 feet to a point; thence South 19 degrees 55 minutes 46 seconds East, a distance of 239.13 feet to a point; thence South 79 degrees 52 minutes 13 seconds West, a distance of 813.20 feet to a point; thence North 11 degrees 18 minutes 02 seconds West, a distance of 391.81 feet to a point; thence South 76 degrees 54 minutes 25 seconds West, a distance of 210.14 feet to the TRUE POINT OF BEGINNING. Containing 152.288 acres, more or less (the “Land”).

TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures, machinery, equipment and other articles of real, personal or mixed property attached to, situated or installed in or upon, or used in the operation or maintenance of, the Land or any buildings or improvements situated thereon, whether or not such real, personal or mixed property is or shall be affixed to the Land; (iii) all building materials, building machinery and building equipment delivered on site to the Land during the course of, or in connection with, any construction, repair or renovation of the buildings and improvements situated or to be situated thereon; (iv) all leases, licenses or occupancy agreements of all or any part of the Land and all extensions, renewals, and modifications thereof, and any options, rights of first refusal or guarantees relating thereto; all rents, income, revenues, security deposits, issues, profits, awards and payments of any kind payable under the leases or otherwise arising from the Land; (v) all contract rights, accounts receivable and general intangibles relating to the Land or the use, occupancy, maintenance, construction, repair or operation thereof; all management agreements, franchise agreements, utility agreements and deposits; all maps, plans, surveys and specifications; all warranties and guaranties; all permits, licenses and approvals; and all insurance policies; (vi) all estates, rights, tenements, hereditaments, privileges, easements and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights; and (vii) all “Proceeds” of any of the above-described property, which term shall have the meaning given to it in the Uniform Commercial Code of the State of Georgia, whether cash or non-cash, and including insurance proceeds and condemnation awards, and all replacements, substitutions and accessions thereof.

LESS AND EXCEPT THE FOLLOWING DESCRIBED PROPERTY:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 202, 10th District, Rockdale County, Georgia, being Lots 173, 174, 175, 177, 178, 179, 180, 181, 182, 183, 184, 185, 186, 187, 188, 189, 190, 191, 192, 193, 194, 195, 196, 197, 198, 199, 200, 201, 202, 203, 204, 205, 206, 207, 208, 228, 229, 230, 231, 232, 233, 234, 235, 236, 237, 238, 239, 240, 241, 242, 251, 252, 253, 254, 255, 256, 257, 258, 259, 260, 261, 262, 263, 264, 265, 266, 267, 268, 269, 270, 271, 272, 273, 275, 276, 277, 278, 279, 280, 281, 282, 283, 284, 285, 286, 287, 288, 289 and 290 of Avondale Springs, Phase I, as per plat recorded in Plat Book 35, Page 109, Rockdale County, Georgia records, which plat is incorporated herein by reference.
Public Notice # 34179
7/7, 14, 21, 28

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NOTICE OF FORECLOSURE SALE UNDER POWER
NEWTON COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Elaine N Rodriquez aka Elaine N Rodriguez to SunTrust Bank, dated July 20, 2007, and recorded in Deed Book 2483, Page 156, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-Three Thousand and 0/100 dollars ($63,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on August 3, 2010, the following described property:
THE FOLLOWING PROPERTY:

THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT(S) 103 OF DISTRICT 9, NEWTON COUNTY, GEORGIA, BEING LOT(S) 90, HUNTERS RIDGE SUBDIVISION, AS PER PLAT RECORDED IN NEWTON COUNTY, GEORGIA RECORDS.

BEING AND INTENDING TO DESCRIBE THE SAME PREMISES CONVEYED IN A DEED RECORDED 07/13/2005, IN BOOK 1954, PAGE 547.
KNOWN AS: 75 HUNTERS TRCE
PARCEL: 0073A--096

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Your mortgage servicer can be contacted at 1-877-654-9211 - Loss Mitigation Dept, or by writing to Consumer Loan Dept, 1001 Semmes Ave, Richmond, Virginia 23224, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Elaine N. Rodriguez or tenant(s); and said property is more commonly known as 75 Hunters Trace, Covington, GA 30014.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Bank as Attorney in Fact for Elaine N Rodriquez aka Elaine N Rodriguez.

Brock & Scott, PLLC
5431 Oleander Drive, Wilmington NC 28403
888-726-9953
B&S file no.: 10-13061
Public Notice # 34281
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated November 14, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2663, Page 455, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 368 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated November 14, 2008, made by Grantor to the order of Community Bank in the principal face amount of $103,500.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 43 of the 10th Land District of Newton County, Georgia, being Lot 19, of Browning Estates Subdivision. Said tracts being more particularly described in a survey for Browning Estates prepared by John F. Brewer, III, RLS in Georgia No. 2905, dated March 8, 2005, filed for record and recorded in Plat Book 43, Pages 83-86, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for SEASE CONSTRUCTION LLC
Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34292
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 566, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 412 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 11 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvement located thereon, including without limitation, all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structure, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purposes of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any parts or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34301
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 556, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 396 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 10 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvement located thereon, including without limitation, all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structure, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purposes of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any parts or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34302
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 586, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 388 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 16 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvement located thereon, including without limitation, all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structure, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purposes of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any parts or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34303
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2649, Page 11, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 376 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 42 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvement located thereon, including without limitation, all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structure, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purposes of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any parts or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34304
7/7, 14, 21, 28

gpn11
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 506, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 432 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 1 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes, and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures, and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods, and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34305
7/7, 14, 21, 28

gpn11
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 516, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 428 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 2 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenaments, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements now or hereafter located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34306
7/7, 14, 21, 28

gpn11
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 596, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 408 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 17 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvement located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structure, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34307
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2649, Page 1, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 380 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 20 of Mills Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34308
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated November 14, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2663, Page 443, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 372 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated November 14, 2008, made by Grantor to the order of Community Bank in the principal face amount of $103,500.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 43 of the 10th Land District of Newton County, Georgia, being Lot 5, of Browning Estates Subdivision. Said tracts being more particularly described in a survey for Browning Estates prepared by John F. Brewer, III, RLS in Georgia No. 2905, dated March 8, 2005, filed for record and recorded in Plat Book 43, Pages 83-86, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for SEASE CONSTRUCTION LLC
Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34293
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 526, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 424 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 3 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34294
7/7, 14, 21, 28

gpn11
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2649, Page 21, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 400 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 43 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34295
7/7, 14, 21, 28

gpn11
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 606, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 384 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 18 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34296
7/7, 14, 21, 28

gpn11
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 536, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 420 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 4 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34297
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 546, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 416 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 5 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34298
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 616, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 404 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 19 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34299
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF NEWTON

Under and by virtue of the power of sale contained in that certain Security Deed, dated September 23, 2008, from Sease Construction LLC (“Grantor”), to The Community Bank (“Community Bank”), recorded in Deed Book 2648, Page 576, with the Clerk of Superior Court, Newton County, Georgia (the “Records”), as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company (“Grantee”), pursuant to that certain Assignment of Real Estate Security Deed, recorded in Deed Book 2821, Page 392 of the Records (said Security Deed, as assigned, being hereinafter referred to as the “Security Deed”), said Security Deed having been given to secure, among other things, the payment of the indebtedness evidenced by that certain Promissory Note, dated September 23, 2008, made by Grantor to the order of Community Bank in the principal face amount of $118,551.00, as assigned by the Federal Deposit Insurance Corporation, as Receiver for Community Bank, to Grantee (said Promissory Note, as assigned, being hereinafter referred to as the “Note”), there will be sold by Grantee, at public outcry, to the highest bidder for cash, before the door of the courthouse of Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, being August 3, 2010, all of Grantor’s right, title and interest in and to the real and personal property conveyed by the Security Deed and described as follows (the property, rights, interests, title and estates hereinafter described being referred to collectively as the “Property”):

(a) The following real property located in Newton County, Georgia (hereinafter referred to as the “Land”): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 103 of the 10th Land District of Newton County, Georgia, being Lot 12 of MIlls Cove Subdivision on that Final Plat of Mills Cove, prepared by John Brewer & Associates, certified by John F. Brewer, III, RLS in Georgia No. 2905, dated February 2, 2007, filed for record and recorded June 12, 2007 in Plat Book 47, Pages 37-45, Newton County, Georgia Records, reference is made to said plat and the record thereof for a more particular description of the property conveyed and for the purpose of incorporating the same herein; and

(b) TOGETHER WITH ANY AND ALL of the following: (i) all buildings, structures, improvements, facilities, additions, replacements and other construction located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all rents, revenues, income, royalties, profits, and other benefits derived from any and all of the Property; (iv) all accounts and contract rights arising in connection with any part or parcel thereof or any buildings, structures or improvements located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever located thereon, or in or on the buildings, structures, and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements now or hereafter located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default under the Note and the Security Deed. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exist, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed, and by the laws of the State of Georgia.

To the best of Grantee’s knowledge and belief, the Property is in the possession of Grantor, or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor, on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to: (i) any and all outstanding unpaid taxes and assessments, if any; (ii) unpaid water and sewage bills that constitute liens against the Property whether due and payable or not yet due and payable; (iii) such matters as would be revealed by an accurate survey and inspection of the Property; and (iv) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances, rights, privileges, franchises, tenements, hereditaments and appurtenances, and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

MULTIBANK 2009-1 RES-ADC VENTURE, LLC, a Delaware limited liability company, as Attorney-in-Fact for Sease Construction LLC

Douglas M. Flaum, Esq.
McKenna Long & Aldridge LLP
303 Peachtree Street, N.E., Suite 5300
Atlanta, Georgia 30308
(404) 527-8569
Public Notice # 34300
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Commercial Deed to Secure Debt and Security Agreement (hereinafter the “Security Deed”) from Shelly B. Holifield to Bank of North Georgia (with Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with Bank of North Georgia), dated September 24, 2007, recorded at Deed Book 2509, Page 336, Newton County, Georgia records; said Security Deed being given to secure indebtedness under that certain Note #28612418/10 (as renewed, hereinafter the “Note”) from Shelly B. Holifield to Bank of North Georgia (with Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with Bank of North Georgia), dated September 24, 2007 and last renewed on March 24, 2009, in the original principal amount of ONE HUNDRED TWELVE THOUSAND FIVE HUNDRED AND NO/100 DOLLARS ($112,500.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Covington, Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property being more fully described as follows:

ALL THAT TRACT or parcel of land lying and being in Land Lot 193 of the 9th Land District of Newton County, Georgia, being shown as containing 0.67 acres in accordance with that Plat of Survey for Jeff Bruno, prepared by Jordan Engineering, certified by Robert O. Jordan, Georgia R.L.S. No. 2902, said plat being dated May 9, 2003 and recorded at Plat Book 46, Page 77, Public Records of Newton County, Georgia, said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of said property.

Said property being known as 10330 OLD ATLANTA HWY., COVINGTON, GEORGIA 30014 in accordance with the present system of numbering houses/streets in Newton County, Georgia.

The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold as the property of Shelly B. Holifield, subject to all unpaid taxes, assessments, and any superior items of record.

SYNOVUS BANK, a Georgia banking corporation,
As Attorney in Fact for Shelly B. Holifield

c/o Stephanie B. Skidmore, Esq.
Hartman Simons & Wood LLP
6400 Powers Ferry Road, N.W.
Suite 400
Atlanta, Georgia 30339
(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34352
7/7, 14, 21, 28

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NOTICE of Sale Under Power. State of Georgia, County of NEWTON.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by EDWIN D. SIMPSON SR AND LASHAWNA H. SIMPSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR COUNTRYWIDE BANK, FSB , dated 02/25/2008, and Recorded on 03/06/2008 as Book No. 2576 and Page No. 590-597, NEWTON County, Georgia records, as last assigned to BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $142,556.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

ALL THAT TRACT OR PARCEL OF LAND, WITH HOUSE AND ALL OTHER IMPROVEMENTS LOCATED THEREON, LYING AND BEING IN LAND LOT 35 OF THE 8TH DISTRICT OF NEWTON COUNTY, GEORGIA AND BEING LOT 71 OF AVERY PLACE SUBDIVISION, UNIT THREE AS SHOWN ON A PLAT OF AVERY PLACE-UNIT THREE AS SAME IS RECORDED IN PLAT BOOK 39, PAGE 151-153, NEWTON COUNTY RECORDS. THE DESCRIPTION OF SAID PROPERTY AS CONTAINED ON SAID PLAT IS HEREBY INCORPORATED HEREIN AND MADE AN ESSENTIAL PART HEREOF BY REFERENCE

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 85 CENTIPEDE DRIVE, COVINGTON, GEORGIA 30016 is/are: EDWIN D. SIMPSON SR AND LASHAWNA H. SIMPSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for EDWIN D. SIMPSON SR AND LASHAWNA H. SIMPSON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100031409231 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
Public Notice # 34160
7/7, 14, 21, 28

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NOTICE OF SALE
UNDER POWER
GEORGIA,
NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Larry Smith to Mortgage Electronic Registration Systems, Inc. dated October 14, 2005 in the amount of $126,947.00, and recorded in Deed Book 2039, Page 268, Newton County, Georgia Records; as last transferred to Selene Finance LP as Servicer for Taylor, Bean & Whitaker Mortgage Corp. by assignment; the undersigned, Selene Finance LP as Servicer for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 220 and 223 of the 9th District of Newton County, Georgia, being known as Lot 111 of Stone Ridge Subdivision, Phase I, as per plat recorded in Plat Book 40, Pages 265-270, Newton County, Georgia Records; Said plat being incorporated herein by reference thereto.

which has the property address of 65 Stone Ridge Way, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Larry Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Selene Finance LP as Servicer for Taylor, Bean & Whitaker Mortgage Corp.
Attorney in Fact for
Larry Smith
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12517 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34178
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from REYNOLDS TURNKEY PROPERTIES, LLC and STEPHAN REYNOLDS to UNITED COMMUNITY BANK, dated February 22, 2008, recorded March 4, 2008, in Deed Book 2575, Page 218, Newton County, Georgia records, said Security Deed being given to secure a Note from STEPHAN REYNOLDS of even date in the original principal amount of Ninety Three Thousand One Hundred Eighty and 00/100 ($93,180.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lot 184 of the 10th District, Newton County, Georgia, being Unit 414, Building 41, Highgate Townhouses, Phase One, as more particularly described on plat recorded in Plat book 33, Pages 289-292, Newton County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Subject to that certain Declaration of Covenants and Restrictions for Highgate Townhomes (A Subdivision of “The Enclave at Gross lake”) recorded in Deed Book 866, Page 273, Newton County, Georgia records, as amended or modified, and to that certain Declaration of Covenants and Restrictions for The Enclave at Gross lake recorded in Deed Book 836, page 454, Newton County, Georgia records, as amended or modified.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is REYNOLDS TURNKEY PROPERTIES, LLC and STEPHAN REYNOLDS or a tenant or tenants.
UNITED COMMUNITY BANK,
as attorney in Fact for REYNOLDS TURNKEY PROPERTIES, LLC and STEPHAN REYNOLDS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02195
Public Notice # 34208
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from STEPHAN REYNOLDS to UNITED COMMUNITY BANK, dated February 25, 2008, recorded February 27, 2008, in Deed Book 2572, Page 97, Newton County, Georgia records, as last modified by Modification of Security Deed from STEPHAN REYNOLDS and REYNOLDS TURNKEY PROPERTIES, LLC dated March 25, 2008, recorded in Deed Book 2600, Page 497, Newton County, Georgia records, said Security Deed being given to secure a Note from STEPHAN REYNOLDS dated March 25, 2008, in the original principal amount of Eighty Six Thousand Six Hundred Seventeen and 75/100 ($86,617.75) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land Lot 94 of the 10th District of Newton County, Georgia, being Lot 54, Worthington Woods Subdivision, according to a plat recorded in Plat Book 37, Pages 220-223, Newton County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHAN REYNOLDS and REYNOLDS TURNKEY PROPERTIES, LLC or a tenant or tenants.
UNITED COMMUNITY BANK,
as attorney in Fact for STEPHAN REYNOLDS and REYNOLDS TURNKEY PROPERTIES, LLC
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02191
Public Notice # 34209
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from STEVE E. REYNOLDS to UNITED COMMUNITY BANK, dated February 25, 2008, recorded February 27, 2008, in Deed Book 2572, Page 111, Newton County, Georgia records, as last modified by Modification of Security deed from STEVE REYNOLDS and S & S TURNKEY PROPERTIES, LLC dated March 25, 2008, recorded in Deed Bok 2600, Page 491, Newton County, Georgia records, said Security Deed being given to secure a Note from STEVE REYNOLDS dated March 25, 2008, in the original principal amount of Ninety four Thousand Eight Hundred Ninety nine and 75/100 ($94,899.75) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:

All that tract or parcel of land lying and being in Land lot 21 of the 8th District of Newton County, Georgia, being Lot 69 of Autumn Woods Unit One, according to plat recorded at Plat Book 39, Pages 59-61, Newton County, Georgia records, which plat is incorporated herein by reference thereto for a more accurate and complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is STEVE E. REYNOLDS and S & S TURNKEY PROPERTIES, LLC or a tenant or tenants.

UNITED COMMUNITY BANK,
as attorney in Fact for STEVE E. REYNOLDS and S & S TURNKEY PROPERTIES, LLC
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02194
Public Notice # 34207
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE
UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Steven R. Merritt to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $112,500.00 dated 08/08/2005, and recorded in Deed Book 1978, page 3, Newton County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 2726, Page 282, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Steven R. Merritt the following described property:

All that tract or parcel of land lying and being in the Gum Creek District, G.M. of Newton County, Georgia, and being more particularly described as follows:

Beginning on the northern line of the right-of-way of Dial Mill Road at a point 552 feet, as measured in a western direction along the northern line of the right-of-way of said Dial Mill Road, from the center line of the right-of-way of Georgia Highway No. 81; thence in a western direction along the northern line of the right-of-way of said Dial Mill Road a distance of 208.8 feet; thence in a northern direction along the eastern line of property now or formerly of Mrs. Bennie C. Smith a distance of 208.8 feet; thence in an eastern direction a distance of 208.8 feet; and thence in a southern direction a distance of 208.8 feet to the Point Of Beginning; and being the same property as conveyed to Mrs. Emma Loyd by J. O. Ellis by deed dated January 26, 1963, and recorded in Deed Book 61, Page 405, Newton County Records. This is improved property, with a frame dwelling house situated thereon, known as 60 Duncan Road, Oxford, according to the present system of numbering in Newton County, Georgia.

Property known as: 60 Duncan Road, Oxford, GA 30054

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Steven R. Merritt.

CitiMortgage, Inc., as Attorney-in-fact for Steven R. Merritt.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04688
Public Notice # 34322
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jessica F. Sullivan to Mortgage Electronic Registration Systems, Inc. dated February 25, 2005, and recorded in Deed Book 1856, Page 597, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $100,604.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in the 9th District of Newton County, Georgia, in the Town of Oxford, and being more fully and particularly described as follows:

Beginning at an iron pin on the South side of Stone Street, said point being 700 feet West from the Southwest corner of the intersection of Stone Street, and Front Street, as measured along the South side of Stone Street;

Thence due South 300 feet to an iron pin; Thence due West 100 feet to an iron pin; Thence due North 300 feet to an iron pin on the South side of Stone Street; Thence East along the South side of Stone Street 100 feet to an iron pin at the point of beginning.

The above described property is more fully and particularly described by a plat of same prepared by George O'Neill, Registered Land Surveyor No. 1142, dated June 19, 1962 and recorded in the Office of the Clerk, Newton County Georgia, in Plat Book 3, Page 78, and for a more complete and accurate description, the said plat is hereby reference incorporated in and made a part of this description.

Said property is known as 317 West Stone Street, Oxford, GA 30054, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jessica F. Sullivan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jessica F. Sullivan, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Jessica F. Sullivan

File no. 08-006997
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/AB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
Public Notice # 34030
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rosa A. Thomas to Mortgage Electronic Registration Systems, Inc. dated June 25, 2007 in the amount of $327,250.00, and recorded in Deed Book 2471, Page 237, Newton County, Georgia Records; as last transferred to Wachovia Bank, N.A. by assignment; the undersigned, Wachovia Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 25 of the 10th District, Newton County, Georgia, of 1.61 acres, more or less, as shown per plat thereof recorded in Plat Book 41, page 102, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 333 Bethany Road, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Rosa A. Thomas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Wachovia Bank, N.A.
Attorney in Fact for
Rosa A. Thomas
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-28451 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34001
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marilyn Tyus to Mortgage Electronic Registration Systems, Inc. dated December 29, 2006 in the amount of $193,600.00, and recorded in Deed Book 2359, Page 437, Newton County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract of land lying and being in Land Lot 154 of the 10th District, Newton County, Georgia, being Lot 41, of Kings Ridge Subdivision, as per plat thereof recorded in Plat Book 43, Pages 121-124, Newton County, Georgia Records, which recorded plat is incorpated herein by reference and made a part of this desciption.

which has the property address of 110 Bridges Way, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Marilyn Tyus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Marilyn Tyus
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29519 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34130
7/7, 14, 21, 28

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STATE OF GEORGIA COUNTY OF NEWTON NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated January 23, 2007, executed by EDNEIA VALERA AND MARIA A. FRENCH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 2375, Page 190, Newton County, Georgia Deed Records, and securing a Note in the original principal amount of $198,392.00, said Security Deed and Note having last been assigned to WACHOVIA MORTGAGE CORPORATION, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2010, to-wit: August 3, 2010, during the legal hours of sale, before the Newton County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in land Lot 119 of the 10th District of Newton County, Georgia being Lot 234, The Legends of Ellington, as per Plat recorded in Plat Book 42 at Pages 80-92, Newton County Records, which Plat is incorporated herein by this reference and made a part of this description.

The aforedescribed real property is also known as 215 Emerson Trail, Covington, Georgia 30016, according to the present system of numbering houses in Newton County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of EDNEIA VALERA AND MARIA A. FRENCH and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

WACHOVIA MORTGAGE CORPORATION
as Attorney-in-Fact for
EDNEIA VALERA AND MARIA A. FRENCH

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
542341v1007176-000124
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
Public Notice # 34113
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

By virtue of the power of sale contained in a Security Deed from Richard Vincent and Erin Vincent to Mortgage Electronic Registration Systems Inc., as nominee for Synovus Mortgage Corporation dated December 12, 2007, recorded in Deed Book 2547, Page 286, Newton County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND TWO HUNDRED TWENTY-EIGHT AND 00/100 ($139,228.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Newton County, Georgia, during the legal hours of sale on the first Tuesday, August 3, 2010 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 35 (incorrectly shown as 360 on SD legal) , of the 8th District, of Newton County, Georgia, being Lot 85, Unit Three of Avery Place Subdivision, as per plat 39, page 151, Newton County, Georgia Records, to which plat reference is made for a more detailed description.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Richard Vincent and Erin Vincent aka Erin Hernandez or, a tenant or tenants, and said property was or is commonly known as 30 Clover Valley Drive, Covington, GA 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
As Attorney in Fact for
Richard Vincent and Erin Vincent

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 10-9887
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34141
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Walter L. Rhine and Leanne M. Rhine to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for America's Wholesale Lender, dated December 31, 2004 and filed for record January 14, 2005 in Deed Book 1827, Page 410, Newton County, Georgia records, and securing a Note in the original principal amount of $86,500.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-3CB Mortgage Pass-Through Certificates, Series 2005-3CB by Assignment filed for record September 22, 2009, in Deed Book 2757, Page 256, Newton County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Newton County, Georgia, between the legal hours of sale on the first Tuesday in August, 2010, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-3CB Mortgage Pass-Through Certificates, Series 2005-3CB as Attorney-in-Fact for Walter L. Rhine and Leanne M. Rhine the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lots 223 and 224 of the 9th District, 462 GMD and being more particularly described as follows: TO ARRIVE AT THE TRUE POINT OF BEGINNING, begin at the center line of the intersection of Fleeta Drive and Sara Drive; thence northerly along the center line of Sara Drive 2214 feet to a point on the center line of Sara Drive; run thence south 80 degrees 06 minutes west a distance of 26.5 feet to an iron pin set on the westerly right of way Sara Drive and to the TRUE POINT OF BEGINNING; thence from said TRUE POINT OF BEGINNING, south 80 degrees 06 seconds west 399.2 feet to an iron pin set; thence north 20 degrees 30 minutes 124.8 feet to an iron pin set; thence north 83 degrees 31 minutes east 400.4 feet to an iron pin set on the westerly right of way of Sara Drive; thence south 22 degrees 45 minutes east 101.5 feet to an iron pin set and to the TRUE POINT OF BEGINNING. Said conveyance is of 1.01 acres, more or less, in accordance with a survey for Ronald Sweat, Jr. and Deborah H. Sweat by Louie D. Patrick, Georgia Registered Land Surveyor #1757, dated 6/16/81, that is incorporated herein and made a part hereof, the same being recorded in Newton County Plat Book 17, Page 64.

The above described property is also known as 225 Sara Drive, Covington, GA 30014.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Walter L. Rhine and Leanne M. Rhine.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-3CB Mortgage Pass-Through Certificates, Series 2005-3CB to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-3CB Mortgage Pass-Through Certificates, Series 2005-3CB
as Attorney-in-Fact for
Walter L. Rhine and Leanne M. Rhine

SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Publication dates: 07/07/09, 07/14/09, 07/21/09, 07/28/09
Public Notice # 34112
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Steven R. Webb to Mortgage Electronic Registration Systems, Inc. dated July 9, 2007 in the amount of $80,000.00, and recorded in Deed Book 2482, Page 331, Newton County, Georgia Records; as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 108 of the 10th District of Newton County, Georgia, containing 3.100 Acres as shown on plat of survey for Steve R. Webb and Jodie A. Webb by Alvin E. Vaughn $ Assoc. Inc., certified by A.E. Vaughn, Georgia Registered Land Surveyor Number 1629, dated September 2, 1993, and being more particularly described as follows:

To find the point of Beginning, commence at an iron pin located in the Northeasterly side of Christian Circle Road (50 foot Right-Of-Way) a distance of 1845 feet Northerly, as measured along said Christian Circle Road, from its intersection with the center line of Brown Bridge Road, thence South 87 Degrees 44 Minutes 00 Seconds East a distance of 243.00 feet to an iron pin, thence North 02 Degrees 52 Minutes 00 Seconds West a distance of 204.90 feet to an iron pin and the Point of Beginning, from said Point of Beginning thus established thence containing North 02 North Degrees 52 Minutes 00 Seconds West a distance of 40.00 feet to a point, thence North 01 Degrees 51 Minutes 00 Seconds East a distance of 170.05 feet to a point, thence South 87 Degrees 44 Minutes 00 Seconds East a distance of 150.40 feet to a point, thence North 01 Degrees 13 Minutes 00 Seconds East a distance of 145.00 feet to an iron pin, thence South 87 Degrees 44 Minutes 00 Seconds East a distance of 288.20 feet to an iron pin, thence South 00 Degrees 32 Minutes 00 Seconds West a distance 355.40 feet to an iron pin, thence North 87 Degrees 44 Minutes 00 Seconds West a distance of 441.90 feet to an iron pin located at the Point of Beginning.
Together with a Right-Of-Way upon and access over the following property located in the aforesaid land lot, district and county, being more particularly described as follows:

To find the Point Of Beginning, commence at an iron pin located in the Northeasterly side of Christian Circle Road (50 foot Right-Of-Way) a distance of 1845 feet Northerly, as measured along said Christian Circle Road, from its intersection with the center line of Brown Bridge Road, thence North 12 Degrees 25 Minutes 00 Seconds West along the Northeasterly side of said Christian Circle Road a distance of 40.10 feet to an iron pin, thence South 87 Degrees 44 Minutes 00 Seconds East a distance of 210.00 feet to an iron pin, thence North 02 Degrees 52 Minutes 00 Seconds West a distance of 210.00 feet to an iron pin, thence North 01 degrees 51 minutes 00 seconds east a distance of 210 feet to an iron pin; thence South 87 Degrees 44 Minutes 00 Seconds East a distance of 190.00 feet to an iron pin, thence South 01 Degrees 13 Minutes 00 Seconds West a distance of 40.0 feet to a point, thence north 87 Degrees 44 Minutes 00 Seconds West a distance of 150.40 feet to a point, thence South 01 Degrees 51 Minutes 00 Seconds West a distance of 170.5 feet to a point, thence South 02 degrees 52 Minutes 00 Seconds East a distance of 40.00 feet to an iron pin, thence continuing South 02 Degrees 52 Minutes 00 Seconds East a distance of 204.90 feet to an iron pin, thence North 87 degrees 44 minutes 00 seconds West a distance of 243.00 feet to the point of beginning, being the same property described in that certain Right-Of-Way deed dated November 3, 1984, recorded in Deed Book 236, Page 209, Newton County Records.

which has the property address of 2264 Christian Circle Se, Conyers, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Steven R. Webb and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank, FSB
Attorney in Fact for
Steven R. Webb
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-26947 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34310
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sheryl E. Wiggins to Mortgage Electronic Registration Systems, Inc., dated May 26, 2005 in the amount of $91,200.00, and recorded in Deed Book 1936, Page 186-201, Newton County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 547th GMD of the 10th District, Newton County, Georgia, being Lot 33, Block 1, Barrington Subdivision, as per plat recorded in Plat Book 22, Page 116, Newton County, Georgia records, said plat being incorporated herein and made reference hereto.

which has the property address of 120 Mildred Lane, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sheryl E. Wiggins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Sheryl E. Wiggins
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-08572 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34286
7/7, 14, 21, 28

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STATE OF GEORGIA
COUNTY OF NEWTON
NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in certain Deeds to Secure Debt from William Ray Hardy, to the Bank of Madison recorded at Deed Book 360, Pages 465 to 467, recorded at Deed Book 925, Pages 515-518, and recorded at Deed Book 2190, Pages 264-267, Newton County, Georgia, records (hereinafter collectively referred to as the “Deeds to Secure Debt”), said Deeds to Secure Debt securing a Consumer Note as modified (the “Note”) in the original principal amount of TWO HUNDRED SEVENTY THREE THOUSAND SEVEN HUNDRED NINETY AND 12/100THS DOLLARS ($273,790.12), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, during the legal hours of sale on August 3, 2010, the following described real property, to wit:

Tract 1: All that tract or parcel of land lying and being in Land Lot 123 of the 10th Land District, Newton County, Georgia, being known as Lot 2, Block D of Fox Meadow Subdivision and being more particularly described on that plat of survey prepared by Louie D. Patrick, R.L.S. #1757 and being recorded in Plat Book 21, Page 143, made for the purpose of incorporating same herein and making it a part of this deed. Said property being presently known as 20 Fox Chase, Covington, Georgia. Said property is conveyed subject to Restrictive Covenants of Record.

Tract 2: All that tract or parcel of land lying and being in Newton County, City of Porterdale, being Lot 19, Section No. 1 of “Village Subdivision, Bibb Manufacturing Company, Porterdale, Georgia”, as per plat recorded in Plat Book 3, Pages 219, 221 and 223, Newton County, Georgia records, which plat is incorporated herein by reference and made a part thereof. There is located on said property a dwelling known as 11 Poplar Street.

Tract 3: All that tract or parcel of land lying and being in the City of Covington, Town District, Newton County, Georgia, and being more particularly described as follows:

Beginning at a point where the western right of way of Hudson Street intersects with the southern right of way of Geiger Street; thence running south along the western right of way of Hudson Street a distance of 110.9 feet, more or less, to a point; thence running west a distance of 150 feet, more or less, to a point, thence running north a distance of 105.7 feet, more or less, to a point and the southern right of way of Geiger Street; thence running east along the southern right of way of Geiger Street a distance of 150 feet, more or less, to the Point of Beginning. This property further being shown as Lot No. 22 of the Eberhardt Subdivision. A plat of said subdivision is recorded in Plat Book 1, Page 48, Newton County, Georgia records. Said plat by reference thereto is hereby incorporated and made a part hereof.

Tract 4: All that tract or parcel of land lying and being in Land Lot 250 of the 9th District of Newton County, Georgia and being 0.238 acres, more or less, as shown and delineated on a plat of survey prepared by Josh L. Lewis, R.L.S., dated May 4, 1999 and being more particularly described as follows:
Beginning at an iron pin on the Easterly right-of-way of Avery Street, said pin being 542.32 feet Southerly along the Easterly right-of-way line of Avery Street from its intersection with the Southerly right-of-way line of Walnut Street; thence North 84 degrees 18 minutes 24 seconds East 100.00 feet to a rebar set; thence South 08 degrees 13 minutes 20 seconds East 100.00 feet to a rebar set; thence South 54 degrees 17 minutes 45 seconds West 107.50 feet to rebar set on the Easterly right-of-way line of Avery Street; thence North 03 degrees 55 minutes 20 seconds West 100.00 feet to the Point of Beginning.
The debt secured by said Deeds to Secure Debt having been declared due because of default in payment, plus other possible defaults, this sale will be made for the purpose of paying said debt and all expenses of this sale, including attorneys’ fees, notice having been given. This property will be sold as the property of William Ray Hardy, subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the real property, any easements, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deeds to Secure Debt first set out above, appearing of record, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
BANK OF MADISON as attorney in fact for William Ray Hardy
PRIOR, DANIEL & WILTSHIRE, LLC
By: Robert T. Prior
288 South Main Street
Madison, Georgia 30650
(706) 342-0606
Public Notice # 34173
7/7, 14, 21, 28

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NOTICE OF SALE UNDER POWER
GEORGIA, NEWTON COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Denitra L. Williams to Mortgage Electronic Registration Systems, Inc. dated August 30, 2002 in the amount of $142,300.00, and recorded in Deed Book 1280, Page 352, Newton County, Georgia Records; as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank , N.A., as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-SD2, Asset Backed Certificates, Series 2006-SD2 by assignment; the undersigned, The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank , N.A., as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-SD2, Asset Backed Certificates, Series 2006-SD2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010 , during the legal hours of sale, at the Courthouse door in Newton County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 119 of the 10th District, Newton County, Georgia, being Lot 681, Block G of The Silos of Ellington Subdivision, as per plat recorded in Plat Book 36, Pages 190-203, Newton County, Georgia Records, which plat is hereby incorporated herein by reference.

which has the property address of 90 Timberlake Terrace, Covington, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Denitra L. Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank , N.A., as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-SD2, Asset Backed Certificates, Series 2006-SD2
Attorney in Fact for
Denitra L. Williams
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-02278 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Public Notice # 34309
7/7, 14, 21, 28

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